Hot Deal

7.35% on IND Super Saver FD till 21st March 2022

428°
Deal Subedar
Random123

Fixed deposit in IND Super saver FD by SBM bank. 0.5 extra for Senior citizens. Till 21st March 2022

https://www.indmoney.com/fixed-deposit/sb...nk

Expired
91 Comments  |  
12 Dimers
  • Sort By
Deal Lieutenant Deal Lieutenant
Link Copied

sbm bank is giving 7.15% for one year is 0.25% extra because of ind app? + @flawlessking

Deal Subedar Deal Subedar
Link Copied
Expand
kukdookoo wrote:

has anyone here opened an account with them?

I have an account opened via vested for direct funding

Deal Lieutenant Deal Lieutenant
Link Copied
Expand
Random123 wrote:

I have an account opened via vested for direct funding

have u created fd thru it?is online banking good?

Deal Subedar Deal Subedar
Link Copied
Expand
kukdookoo wrote:

have u created fd thru it?is online banking good?

Yes have created via their mobile banking app. It has decent experience. 

Deal Lieutenant Deal Lieutenant
Link Copied
Expand
Random123 wrote:

Yes have created via their mobile banking app. It has decent experience. 

is it possible to open account without vested directly with them?is video kyc allowed?

Chennai Super Kings Chennai Super Kings
Link Copied

Isse Accha toh Onecard hai. 7% around deta hai. + CC with some good offers.

Deal Subedar Deal Subedar
Link Copied
Expand
kukdookoo wrote:

is it possible to open account without vested directly with them?is video kyc allowed?

Sorry not sure but I think you can open via this ind money app without any banking relationship.

Deal Subedar Deal Subedar
Link Copied
SandipxDip wrote:

Isse Accha toh Onecard hai. 7% around deta hai. + CC with some good offers.

Yes I think one card with fd is also with sbm as partner. But some might have one card already without fd smile

Blogger Blogger
Link Copied
kukdookoo wrote:

sbm bank is giving 7.15% for one year is 0.25% extra because of ind app? + @flawlessking

Yes bro. Via app it’s extra.

Blogger Blogger
Link Copied
SandipxDip wrote:

Isse Accha toh Onecard hai. 7% around deta hai. + CC with some good offers.

Aur information dijiye bro…

Deal Lieutenant Deal Lieutenant
Link Copied
Expand
Random123 wrote:

Sorry not sure but I think you can open via this ind money app without any banking relationship.

+ @flawlessking

SBM
will be levying put option charges of 1% on any premature withdrawal of
Term Deposit including large value deposits. Put option charges will be
levied on the original rate for tenor for which deposit runs with the
bank.
what are put option charges?

Critic Critic
Link Copied
Expand
kukdookoo wrote:

+ @flawlessking

SBM
will be levying put option charges of 1% on any premature withdrawal of
Term Deposit including large value deposits. Put option charges will be
levied on the original rate for tenor for which deposit runs with the
bank.
what are put option charges?

Basically premature withdrawal charge only, standard is 1% for most banks. It is levied on the FD rate which you are supposed to get for the period you kept the money in FD before breaking it so for example if you create a FD for 1 year at 6% & break it after 6 months then you will get 5(6 months FD rate)-1(premature withdrawal charge)=4% interest.

Blogger Blogger
Link Copied
Expand
kukdookoo wrote:

Sorry but I am unsure about this thing😕, might be it’s the same thing

Sorry, I am not sure what it exactly means confused

Can anybody help?

Deal Lieutenant Deal Lieutenant
Link Copied
Expand
flawlessking wrote:

Sorry, I am not sure what it exactly means confused

Can anybody help?

you quoted your own reply

Deal Lieutenant Deal Lieutenant
Link Copied
Expand
Random123 wrote:

Hi, I think in general premature withdrawal works as what @guest_999 has mentioned but haven’t done it as of now for this bank, so sorry no idea about it

what i mean paji is ask their customer care when u have time aur pta chale these are their additional charges.

Deal Subedar Deal Subedar
Link Copied
Expand
kukdookoo wrote:

what i mean paji is ask their customer care when u have time aur pta chale these are their additional charges.

Oh ok sorry got it, will try to reach out to them. But have never interacted with them until now smile

Deal Cadet Deal Cadet
Link Copied
Expand
Random123 wrote:

Yes have created via their mobile banking app. It has decent experience. 

can you operate sbm account from sbm internet banking or you have to use third party app like vested ?

upi etc working for sbm ?

Deal Subedar Deal Subedar
Link Copied
Expand
chotabaxxa800 wrote:

can you operate sbm account from sbm internet banking or you have to use third party app like vested ?

upi etc working for sbm ?

yes can use sbm internet banking. But I haven’t been able to use sbm since I don’thave a debit card and can’t set UPI PIN

Deal Subedar Deal Subedar
Link Copied

@guest_999

Did you or anyone opened a FD with 7.35% interest? 

Is the FD visible directly from SBM account??

Deal Subedar Deal Subedar
Link Copied
InvestPotato wrote:

@guest_999

Did you or anyone opened a FD with 7.35% interest? 

Is the FD visible directly from SBM account??

Yes you can view it in SBM app as well.

Deal Subedar Deal Subedar
Link Copied
Expand
JaiKrish1031 wrote:

Yes you can view it in SBM app as well.

What all KYC details INDMoney take while signup?

For me it was just PAN card and Selfie. Not even aadhar. I see some red flags. 

Deal Subedar Deal Subedar
Link Copied
Expand
JaiKrish1031 wrote:

Yes you can view it in SBM app as well.

Also, there are 2 apps for SBM

SBM Mobile Banking
SBM Bank India Limited. 

Which one is the official app?

Deal Subedar Deal Subedar
Link Copied
Expand
InvestPotato wrote:

Also, there are 2 apps for SBM

SBM Mobile Banking
SBM Bank India Limited. 

Which one is the official app?

SBM Mobile Banking Private Wealth  in Playstore SBM BANK India Ltd black with gold icon

replyuser
Click here to reply
Reply