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70yrs+ citizens to be included in Ayushman Bharat

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vicky191in310

The cabinet has approved universal health coverage for senior citizens in a big move to enhance the kind of geriatric care India’s aged receive. It announced on Wednesday that those above 70 years above irrespective of income will be covered under the flagship scheme Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY).

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Benevolent Benevolent
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Updated: A much needed step toward offering senior citizens access to affordable healthcare services to all the senior citizens 70 and above.  plus1

Generous Generous
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this scheme is total sham .. including all jumla schemes .

bad words come out of mouth ... they are stepping hard on common man nerves now a days . 

its like sprinkling salt , pepper , red chilli on a persons wound .

Deal Lieutenant Deal Lieutenant
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Not for me as my grandparent recently got a heart surgery in a private hospital in Delhi and the bill was 3.65 lakh but didn't even need to pay a penny as it got all covered under this scheme

Deal Lieutenant Deal Lieutenant
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@DimeAnotherDay Nope no hesitation at all, no problems faced, as soon as we got approval they proceeded with admission and told us that we won't need to pay even a single penny.  But just in case operation doesn't happen (only 1% chance) then we would need to pay for that day's admission and tests charges.
Deal Cadet Deal Cadet
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@priyanshu23

In our city the costliest pvt hospital honors Ayushman card,my friends mother got admit there and she doesn't had to pay a single penny for tests also,after discharge she got Rs 300 for taxi fare to go home.

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Generous Generous
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this scheme is total sham .. including all jumla schemes .

bad words come out of mouth ... they are stepping hard on common man nerves now a days . 

its like sprinkling salt , pepper , red chilli on a persons wound .

Generous Generous
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A little more details would be highly appreciated about how it is "total sham"
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Benevolent Benevolent
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Updated: A much needed step toward offering senior citizens access to affordable healthcare services to all the senior citizens 70 and above.  plus1

Deal Cadet Deal Cadet
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Bpl were covered earlier also,this will cover rest

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Helpful Helpful
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Good move by NaMo govt.✊✊

Helpful Helpful
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As average life span increased, it's good news.

Spearhead Spearhead
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@kukdookoo c

Deal Cadet Deal Cadet
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Hope the enrollment starts soon and get the card in hand.

Deal Subedar Deal Subedar
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These types of Schemes doesnot work properly because of following problems

1. Majority of private hospitals in India refuse to give treatment under these schemes because they argue government give very less money for majority of operations and surgerys

2. Political uncertanity in India new government will come and will gonna change this citing revenue loss and poor scheme

3. Rajasthan state Congress government started similar health insurance scheme "

in which treatment for BPL was free and for APL people premium was rs 850 per family and coverage was decent Rs 5 Lakhs and Rs 10 Lakhs for accidental death, next year coverage was increased to rs 8 lakhs per family, This scheme was super popular but alas in the year 2023 BJP came into power and they stopped the scheme in the year 2024 now portal is closed.

4. Students are paying rs 1crore to rs 2 crore to become doctors and they want to recover their invested money but these schemes give very less amount to doctors and hospitals that is why private doctors refuse to treat patients.


Deal Cadet Deal Cadet
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No party which comes to power in the center will tamper with this if it proves to be popular with the masses. It will be political suicide imo. 

Problems while dealing with private hospitals will however exist - depends on the hospital management
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Deal Cadet Deal Cadet
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Any idea how to get enrolled into this scheme? Just create an ABHA number or something more? (From people who have done it for their parents)


And the procedure involved in case of any medical emergency/treatment needs?

Deal Subedar Deal Subedar
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ABHA is medical card which will include all medical history of each person. 
Whole ayushman bharat card is health insurance scheme. 
Visit - https://beneficiary.nha.g...n/
And check your eligibility.
If any problem faced then DM me. 
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Deal Cadet Deal Cadet
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Why not all income tax payers included in Ayushman Bharat? We pay income tax to fund such schemes. Then we pay health Insurance premiums+18%GST (yes, Insurance is luxury) on that. Then those fraud insurance companies reject the claims citing any xyz reason on the planet. Hardly they approve cashless. Imagine paying  thousands per month as income tax. Then another few thousands per month as health insurance premium. And all this to be duped by a fraud company which pays the claim examiners to reject as much as they can.

Meanwhile those who never paid income tax enjoy cashless (mostly no question asked) facility for all IPD services.

Life is a bitch.

Deal Cadet Deal Cadet
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Dude you are raising sensitive questions about the whole organized robbery racket business model of private insurance!
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Deal Subedar Deal Subedar
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To all the people who are asking who are eligible under this scheme. 

Let me answer this question..

Mainly this ayushman bharat scheme is coveted by states for all ration card holders. Even white ration card holders are eligible. Earlier only people below 70 years of age were eligible. But now even beyond 70 years age people are eligible to get card.

You can check your eligibility online at- https://beneficiary.nha.g...n/

Just login with mobile number and full all details like state, district and adhaar card number.

Maximum BJP ruled states have made very easy for people to download this card. 

You must contact nearest CSC centre if you have any problem. 

And for people who are criticizing that it's a sham scheme.

Ask to the people who are benefited with this scheme .

It's a life saving health insurance cover for poor and needy people. 

In west people used to spend hundreds of dollars every month to get heth insurance but here government is giving such insurance free of cost. 

From life insurance, to atal pension scheme and now this ayushman bharat scheme. 

India is progressing slowly but steadily. 

Deal Cadet Deal Cadet
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A great initiative by the Govt. of India and another step towards universal coverage like NHS of UK.

Some problems with private hospitals over treatment package rate card & long reimbursement delays, just need to be resolved swiftly, both by the Centre & State (60:40 funding).

Generous Generous
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aarey yaar .. i repeat all these lists are almost sham ... 

All govt hospitals are already free in India . 

90% private hospitals will deny ayushman card .. as simple as that . 
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Generous Generous
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And i am seeing current list .. all good private hospitals are already out from this list in my city .

only jhol ... shaddy hospitals are in this list . 

Deal Subedar Deal Subedar
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anyone living in westbengal able to use this scheme 

Benevolent Benevolent
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Bro, I appreciate you creating this thread so people could share helpful information. Many people will benefit from it. Karma added successfully 👍

Brand Enthusiast Brand Enthusiast
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No doubt its good scheme. But caviet is with the chain of hospitals,  specially pvt. hospitals. If govt. can strengthen the facilities in govt. hospitals so that many can go and use this scheme,  it is very beneficial. With pvt. hospitals, they furst ask if we have this kind of insurance and prescribe, operations and pricudures to eat this pie. Just visit any 3 tier and 2 tier cities where they put this board, we acept govt. insurance. Cardiology,  opthamology, nephrology, urology ( with prostate etc) are more prone to this.

This kind of scams raise alarmingly and amounts to crores, just like GST scams we see.

So my plea would be to strengthen govt. hospitals,( they are almost in unusable state  mostly except a few) and attach this schemes.

That will really be like NHS in UK as someone mentioned. But yeah, netagiri and crowd is more in india than UK.

Deal Cadet Deal Cadet
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What is the eligibilty of this card? And does this needs to be renewed. I think my dad had this earlier. Not used anytime, though.

Deal Cadet Deal Cadet
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This is a complete sham. Even in the eligible hospitals, experienced doctors don't treat patients under the scheme; only interns are attending to patients. Major surgeries are also being performed by interns, as senior doctors refuse to conduct the procedures

Deal Lieutenant Deal Lieutenant
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Aaj kal 70+ kon alive rehta hai

Deal Subedar Deal Subedar
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Good. 

but wondering why they only considering below poverty line? it should be like creamy layer.

Deal Subedar Deal Subedar
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Not below poverty line. 
Lower middle class I also included. 
As white ration card people are also entitled to get ayushman card. 
And for 70+ all individuals will get card.
https://www.google.com/amp/s/www.businesstoday....
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Deal Major Deal Major
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How to get the card in Mumbai what's the procedure

Benevolent Benevolent
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Pradhan Mantri Jan Arogya Yojana (PM-JAY) main portal


https://pmjay.g...n/


Ayushman Bharat Pradhan Mantri - Jan Arogya Yojana Dashboard


https://dashboard.pmjay.gov.in/pmj/#/pmj...me


Check your eligibility


https://beneficiary.nha.g...n/


Ayushman card creation using Ayushman app

https://www.youtube.com/playlist?list=PLYcj0BpC...

Find Hospital


https://hospitals.pmjay.gov.in/Search/empnlWork...



Credit to @vicky191in310 @kunal7121994 and @priyanshu23

Deal Cadet Deal Cadet
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Nicely compiled 

Deal Cadet Deal Cadet
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Addition:The senior citizens of the age 70 years and above belonging to families already covered under AB PM-JAY will get an additional top-up cover upto ₹5 lakh per year for themselves (which they do not have to share with the other members of the family who are below the age of 70 years).

Deal Major Deal Major
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Login to the portal then verify on the basis of aadhar it will show family id and number of members then check eKyc status and proceed with the verification process if all is ok and status shows 80% or more then card will be generated instant or else will be forwarded to another department with latest photo clicked after this they will give reference number to track the pending application of card generation

Deal Captain Deal Captain
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.

Deal Cadet Deal Cadet
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What's the procedure to register in this

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