Hot Deal

Got 7th credit card approved , Edge CSB rupay card on Jupiter, with 2,50,000 limit...

665°
Spearhead
mohiitt
Got my 7th credit card from CSB bank on Jupiter (edge csb rupay card) lifetime free with 2,50,000 limit, instant approval after Vkyc , hardly took 30 mins...



I was scrolling fb , saw the ad , applied and it got approved... It was lifetime free so i went ahead without much thinking...



Now , my total credit cards are 7 with total limit of rs. 10,25,000...


My cards list...


1.  Axis kiwi
2. Axis Airtel
3. icici coral rupay
4. icici amazon pay
5. Hdfc tata neu plus
6. Yes uni nx wave
7. Edge csb rupay



All are Lifetime free except axis airtel...



Thanks for reading, any questions are welcomed...🤗 pray🏻 plus1🏻








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Top Comments
Deal Cadet Deal Cadet
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Apart from csb, what's your highest credit limit?

Spearhead Spearhead
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@anon2 Yes bank uni nx wave with 2,52,000  
Deal Cadet Deal Cadet
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it is stupid to get so many cards, good luck managing all the cards. You also risk your max limit enhancements in the future. Much better to get bigger limit and have 2-3 cards.
With so many cards you are not able to maximize benefits on them.

Deal Cadet Deal Cadet
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Think 7 is too many? I have 23 cards. All in good shape, no default or issue.

Getting 5%+ on any spend no matter the category.

Spearhead Spearhead
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@MinionPotter Pls share ur list...
Deal Cadet Deal Cadet
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@mohiitt

1. AmEx Platinum Travel (Paid)
2. AmEx Platinum Charge (Paid)
3. AmEx Membership Rewards (Paid)
4. SBI Cashback Visa (Paid) (Waiver)
5. HDFC Infinia (Paid)
6. SBI SimplyClick (Paid) (Waiver)
7. SC Smart (Paid) (Waiver)
8. Airtel Axis (Paid)
9. Amazon ICICI
10. IDFC Wealth
11. IndusInd Pinnacle
12. Tata Neu Infinity
13. AU LIT
14. Flipkart Axis
15. OneCard
16. ICICI Rubyx
17. IDFC Club Vistara (Paid)

118 Comments  |  
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Blaze Blaze
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Congratulations plus1

Spearhead Spearhead
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Thanks plus1🏻

Comrade Comrade
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csb card sabsa ghatiya card ha

Spearhead Spearhead
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Free h , pada rhega , konsa jeb se kuch ja rha h...

View 14 more replies
Pro Entertainer Pro Entertainer
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Too many co branded cards. Try to get core cards bro. These co branded cards don't have any future except Airtel and Amazon pay.

Spearhead Spearhead
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@tappukepapa Ok bro, ap recommend kro konse lene chahiye...

me wese hdfc millenia soch rha hu ya fir sbi cashback... But abi hdfc de nh rha h... 
View 23 more replies
Deal Cadet Deal Cadet
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Apart from csb, what's your highest credit limit?

Spearhead Spearhead
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@anon2 Yes bank uni nx wave with 2,52,000  
Benevolent Benevolent
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Congrats man 👍🏼 I have never heard of CSB bank before.

Spearhead Spearhead
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@Gulag-Survivor Thanks bro, ye fintech wale card h, ek saal se waiting chal rha h inka , ye h , uni wave h ,but mera without waiting ek bar me approve hogya, people are still waiting... plus1🏻 

Deal Newbie Deal Newbie
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Did you apply on Jupiter app? You did not mention benefits?

Spearhead Spearhead
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@Imperial_Penny yes on the jupiter app...

They have three categories - travel , shopping and dining...

u can activate any1 for three months to get 2% cashback, and on all other transactions u will get 0.4% cashback...

After 3 months u can changed the category...

U will get cashback in the form of jewels , where 10 jewels equals to rs. 2 per 100 rupees transaction equivalent to 2% cashback...


Plus u get 250 rs. Voucher on making a transaction of rs. 2000 in the first 30 days from the app...

View 4 more replies
Savings Mentor Savings Mentor
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Kongrats! For some reason, I am banned from applying for this CC, always showing "Not eligible" for last 2 centuries

Spearhead Spearhead
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@some1anywhere don't loose hope, mene to esi hi apply kr dia tha, aur hogya...

Keep trying...

And thanks plus1🏻

Post Emperor Post Emperor
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I have already secured onecard

Federal not provide 2nd card

Can I cancel onecard and then apply this????

Savings Mentor Savings Mentor
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This RuPay one is by CSB Bank bro (Catholic Syrian Bank) so no need to cancel OneCard for this.

Only the Visa Jupiter Edge card was from Federal Bank.
View 13 more replies
Deal Cadet Deal Cadet
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Happy for you, OP ❤

Spearhead Spearhead
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@equalizer Thanks buddy...  
Deal Cadet Deal Cadet
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Itna mere ek card ka limit hai smile

Spearhead Spearhead
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@ritesh.gupta5555139 kitna ? 
View 5 more replies
Deal Cadet Deal Cadet
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it is stupid to get so many cards, good luck managing all the cards. You also risk your max limit enhancements in the future. Much better to get bigger limit and have 2-3 cards.
With so many cards you are not able to maximize benefits on them.

Spearhead Spearhead
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@wardog Using only 2-3 cards and maxed them is also stupid thing bcoz u will increase ur utilisation ratio which is bad for ur credit score...




Infact u should get different cards for different benefits and needs and ultiize them in less ratio, so that u can repay ur debts easily without much worrying...



And I'm good at managing so i don't find it difficult to have 7 cards , there are people who are using 40+ cards, it's only about ur needs and ur skills to manage it... pray🏻 
View 6 more replies
Deal Newbie Deal Newbie
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I have 20+ cards using since 2010.. each year 2 cards have been added to my list.. I took lot of benefits from various cards by using in all platforms.  Almost 1Lakh + benefits availed.

Spearhead Spearhead
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@vijayengineer Wow , can u pls share ur list...  
View 8 more replies
Deal Cadet Deal Cadet
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first priority rupay card is tata neu infinity LTF, next comes kiwi/jupiter. rest all can be considered regular cards. it's suggested to have only top two rupay cards or else any two rupay cards, in general rupay cards won't offer any reasonably good rewards as on today.

The PostMighty The PostMighty
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One benefit about this card is, before paying any merchant, it will show how many jewels you will earn, if it is not 10% , please pay with some other cards.

5 Jewels =₹1

In 70% of the offline shops , I saw 2% cashback , some merchants have disabled scan and pay with cc and some providing 0.4%

RBI should mandate scan and pay with credit card atleast for ₹2000

Helpful Helpful
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Csb not giving me cc. Is there fd version available?

Spearhead Spearhead
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@neel648 no
Deal Newbie Deal Newbie
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I dont have any ac on jupiter app but on waitlist earlier only i had registered so i can too get this but i don't want to open any account (BANK AC) in jupiter is it still possible??

Spearhead Spearhead
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@prahul7856685 Yes... U can without account but if were on the waitlist then u have to check whether u r eligible or not... 

Deal Newbie Deal Newbie
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Don't take too many credit cards

Credit card companies are doing business, they are certainly not doing charity.

When you have multiple credit cards, it becomes difficult to manage which in turn can   invite missing bill payments. & You know, companies are waiting for that to squeeze you out by levying heavy penalty & or interest.

When you have multiple cards, you most probably will end up very little limit utilised for each card & you will not be able to reach any milestone reward.

There is no pride of having multiple useless cards, any mistake can hamper your cibil score . So when you need actual money for your goals like car, house, banks may not give you credit. Or can give credit with high interest rate

Keep in mind, credit card is simply one type of loan, not your money. When you have access to different cards, you will get lured to purchase any unwanted item,  as because you will get offer in online or offline every time as you have cards of all banks.

Spearhead Spearhead
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Thanks for the concern, but i know how to manage things, this is the reason i haven't missed a single payment in 9 yrs... And my credit score is intact...
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Blaze Blaze
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is it worth having ? already have tata nue plus cc

Spearhead Spearhead
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It's main benefit is 2% cashback on shopping/travel/dining transactions, u can decide urself... 
View 2 more replies
Spearhead Spearhead
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Got my card in this all black beautiful package...




The card is itself stunning with half transparent look...




IMG202407142151128522

Spearhead Spearhead
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@Dealfinalizer point_up?

Deal Cadet Deal Cadet
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VU. Applied. Approved. And received Digital card. Waiting for physical card.

Spearhead Spearhead
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Limit ?

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Deal Newbie Deal Newbie
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What about hdfc swiggy card

Spearhead Spearhead
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What ?

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