About hdfc millennia credit card points

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Deal Subedar
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I got my hdfc millennia credit card in oct and they are giving points for three different categories.
1- wallet load- 1%
2- other spend- 2.5%
3- smartbuy or payzapp -5%
Getting wallet load and other spend points on 2nd day of next month but they haven’t given any 5% rewards till now even for oct month also.
They have neither giving 2.5% for 5% category as i calculated. Anyone received millennia 5% points of october month for smartbuy/payzapp ?
Why are they not giving dc/cc cashback on millennia cards?

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Did TXN on January using smartbuy received all cashback. Gift card and Amazon at 5% and Flipkart 1% cashback.

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But reward points has not been credited this month till yet.

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Yes, for me also smartbuy cashback is correct.

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Got only 1% reward points instead of 5% for amazon gift voucher purchase from smartbuy and even for NoBroker getting only 1% reward points.

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Its all 90days wait, you get before that good else wait.

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piyush2251 wrote:

But reward points has not been credited this month till yet.

Yes cashback was received by me also but talking about rewards points only. Are you getting 5% rewards points also next month like 1% or 2.5%?

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caks2006407 wrote:

Its all 90days wait, you get before that good else wait.

Yeah ! I just wanna confirm that is there anyone who is waiting for it like me or not? Becauss in that case i’ll contact to cc.

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Did anyone get CB for CC payment on Mobikwik via Millenia DC.

Is it counted in wallet transaction and eligible for 1% CB?

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Bharatwasi wrote:

Did anyone get CB for CC payment on Mobikwik via Millenia DC.

Is it counted in wallet transaction and eligible for 1% CB?

Yes bro… But we all are waiting for dc cashback for oct and nov month.

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I have Shopping Visa debit card. Is it advisable to upgrade to millenia variant? Or Visa Platinum?

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DealsLooker wrote:

I have Shopping Visa debit card. Is it advisable to upgrade to millenia variant? Or Visa Platinum?

Mill yes

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millennia cc or regalia? which one is best?

i use my card for online spends only. most of the times

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O Boy! And I was worried about Jan Smartbuy extra CashPoints not being credited to my Millenia CC in Feb.
(Others please don’t mistake this extra cashpoints as the smartbuy 5% credit which already got credited for Millenia as well)

I guess HDFC knows millenia is a profitable card, that’s why they delay the CP as long as they can

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ConfirmPassword wrote:

millennia cc or regalia? which one is best?

i use my card for online spends only. most of the times

Regalia

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ConfirmPassword wrote:

millennia cc or regalia? which one is best?

i use my card for online spends only. most of the times

Millenia is more rewarding if your online transactions are over 2k mostly.
Lets say if you buy Amazon GV or do amazon purchase of 5k via smartbuy. Regalia will give you 5%, whereas Millenia 10% CB. Also if your purchase amounts are more there are quarterly targets which can fetch additional CB.
Refer: https://offers.smartbuy.hdfcbank.com/savings_ca...

However Millenia CashPoints can be redeemed only after you reach 2.5k and expires after a year.

So if your online spends are less amounts, don’t bother for Millenia, as rewards will then be similar like regalia or maybe even less.
Look at your spending patterns and then decide.

Also refer:
Benefit Illustration 1: https://www.hdfcbank.com/content/bbp/repositori...
Benefit Illustration 2: https://v1.hdfcbank.com/assets/pdf/Millennia-Cr...
Millenia FAQ: https://www.hdfcbank.com/personal/need-help/faq...

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freedealexpert wrote:

Yeah ! I just wanna confirm that is there anyone who is waiting for it like me or not? Becauss in that case i’ll contact to cc.

Did you contact the customer care?

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Seinfeld wrote:

Millenia is more rewarding if your online transactions are over 2k mostly.
Lets say if you buy Amazon GV or do amazon purchase of 5k via smartbuy. Regalia will give you 5%, whereas Millenia 10% CB. Also if your purchase amounts are more there are quarterly targets which can fetch additional CB.
Refer: https://offers.smartbuy.hdfcbank.com/savings_ca...

However Millenia CashPoints can be redeemed only after you reach 2.5k and expires after a year.

So if your online spends are less amounts, don’t bother for Millenia, as rewards will then be similar like regalia or maybe even less.
Look at your spending patterns and then decide.

Also refer:
Benefit Illustration 1: https://www.hdfcbank.com/content/bbp/repositori...
Benefit Illustration 2: https://v1.hdfcbank.com/assets/pdf/Millennia-Cr...
Millenia FAQ: https://www.hdfcbank.com/personal/need-help/faq...

Could you please explain how to get amazon gv at 10% using millennia cc plz..

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Dashing_Dukes wrote:

Could you please explain how to get amazon gv at 10% using millennia cc plz..

Buy 5k Amazon Gift Card from GyFTR Smartbuy, you will get 5% twice.

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Swagger18 wrote:

Buy 5k Amazon Gift Card from GyFTR Smartbuy, you will get 5% twice.

@Dashing_Dukes as Swagger18 told
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5% Smartbuy CB will be statement credit (happening currently within the next month)
Rest 5% will be Cash Points, which is a kind of reward points for millenia. Once you have accumulated 2.5k+ cash points you can request redemption 1CP=1Rs as statement balance. So if it is just 5K amazon voucher you are taking every month then it will take 10 months to accumulate 2.5k and encash.

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caks2006407 wrote:

Its all 90days wait, you get before that good else wait.

I did transaction on Nobroker in Oct 2020 and received only 1% cash points.
Any chance I will get 5% cash points?

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Seinfeld wrote:

@Dashing_Dukes as Swagger18 told
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5% Smartbuy CB will be statement credit (happening currently within the next month)
Rest 5% will be Cash Points, which is a kind of reward points for millenia. Once you have accumulated 2.5k+ cash points you can request redemption 1CP=1Rs as statement balance. So if it is just 5K amazon voucher you are taking every month then it will take 10 months to accumulate 2.5k and encash.

Thanks for your response..

I just checked smart buy and its showing only 500 cashback which is 5%..

Let me knw if i missed something plz



https://cdn0.desidime.com/attachments/photos/664557/medium/Screenshot_20210209-204726_Chrome.jpg?1612883893

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Dashing_Dukes wrote:

Thanks for your response..

I just checked smart buy and its showing only 500 cashback which is 5%..

Let me knw if i missed something plz



https://cdn0.desidime.com/attachments/photos/664557/medium/Screenshot_20210209-204726_Chrome.jpg?1612883893

Bro 10% of 5000 is 500

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Swagger18 wrote:

I did transaction on Nobroker in Oct 2020 and received only 1% cash points.
Any chance I will get 5% cash points?

  • Did you load Payzapp wallet and then pay to NoBroker?
    1% then

Otherwise you should get if you fulfilled the conditions for millenia via Payzapp written here:
https://offers.smartbuy.hdfcbank.com/offer_deta...

HDFC Bank Millennia Credit Card offer

Additional 5% CashBack up to Rs. 750 on HDFC Bank Millennia Credit Cards for PayZapp transactions
Min transaction size of Rs. 2000

To avail this additional benefit, customer MUST use their HDFC Bank Millennia Credit Card linked to PayZapp wallet. To make the payment customer MUST follow the steps below while making the payment on Nobroker via PayZapp:
a, Choose PayZapp as payment option.

b.Upon login into PayZapp; customer must use their HDFC Bank Millennia Credit Card linked to PayZapp for making the payment.

c. In the event, the customer does a wallet load first to make payment or uses the linked PayZapp Card; the additional offer of 5% cashback upto Rs. 750 on HDFC Bank Millennia Credit Card shall NOT be applicable i.e. in such cases only PayZapp offer of 5% cashback* upto Rs. 500/- shall be applicable.

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Seinfeld wrote:
  • Did you load Payzapp wallet and then pay to NoBroker?
    1% then

Otherwise you should get if you fulfilled the conditions for millenia via Payzapp written here:
https://offers.smartbuy.hdfcbank.com/offer_deta...

HDFC Bank Millennia Credit Card offer

Additional 5% CashBack up to Rs. 750 on HDFC Bank Millennia Credit Cards for PayZapp transactions
Min transaction size of Rs. 2000

To avail this additional benefit, customer MUST use their HDFC Bank Millennia Credit Card linked to PayZapp wallet. To make the payment customer MUST follow the steps below while making the payment on Nobroker via PayZapp:
a, Choose PayZapp as payment option.

b.Upon login into PayZapp; customer must use their HDFC Bank Millennia Credit Card linked to PayZapp for making the payment.

c. In the event, the customer does a wallet load first to make payment or uses the linked PayZapp Card; the additional offer of 5% cashback upto Rs. 750 on HDFC Bank Millennia Credit Card shall NOT be applicable i.e. in such cases only PayZapp offer of 5% cashback* upto Rs. 500/- shall be applicable.

No, I used cc through payzapp.
And on this forum, I have read many have received only 1% cash points for Nobroker transaction, and I bought Amazon Gift Card last statement and as per my calculation for that too I have received only 1% cash points.

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piyush2251 wrote:

But reward points has not been credited this month till yet.

It’s take upto 3 month to credit reward points

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Swagger18 wrote:

No, I used cc through payzapp.
And on this forum, I have read many have received only 1% cash points for Nobroker transaction, and I bought Amazon Gift Card last statement and as per my calculation for that too I have received only 1% cash points.

I just have a doubt, yes you paid your payment through your cc in payzapp, was your cc linked to payzapp wallet at the time of payment?

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jaybro wrote:

I just have a doubt, yes you paid your payment through your cc in payzapp, was your cc linked to payzapp wallet at the time of payment?

Yes

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Seinfeld wrote:

@Dashing_Dukes as Swagger18 told
+
5% Smartbuy CB will be statement credit (happening currently within the next month)
Rest 5% will be Cash Points, which is a kind of reward points for millenia. Once you have accumulated 2.5k+ cash points you can request redemption 1CP=1Rs as statement balance. So if it is just 5K amazon voucher you are taking every month then it will take 10 months to accumulate 2.5k and encash.

https://offers.smartbuy.hdfcbank.com/offer_deta...

As per this, Instant Vouchers is 5% cashback on all other credit cards.

I couldn’t find anything specific to millenia here or am I missing something.

Missing