About Personal Loan
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I need personal loan but ICICI Bank where i have salary account needs 2year experience.
And other banks websites also mention atleast 1yr experience.
Any way to get loan without work experience?
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https://www.desidime.com/discussions/about-personal-loan?page=1#post_8744406
Try Cred app, if there is cred cash enabled for you.
https://www.desidime.com/discussions/about-personal-loan?page=1#post_8744456
tappukepapa wrote:+navi but op ragda jaega interest rate me
Try Cred app, if there is cred cash enabled for you.
https://www.desidime.com/discussions/about-personal-loan?page=1#post_8744467
tappukepapa wrote:
Try Cred app, if there is cred cash enabled for you.
19% interest is too much
I have pre approved loan on credit card at 15% in ICICI.
https://www.desidime.com/discussions/about-personal-loan?page=1#post_8744584
https://www.desidime.com/discussions/about-personal-loan?page=1#post_8744591
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thats_my_spot wrote:Cred interest rate is variable. Different rates according to different customer profile and credit score. They are offering at 12% to some people.19% interest is too much
I have pre approved loan on credit card at 15% in ICICI.
https://www.desidime.com/discussions/about-personal-loan?page=1#post_8744600
Cred cash (loan) has tie up with idfc bank. If you avail cred cash then u won't get p loan from idfc even if it's pre-approved from idfc.
https://www.desidime.com/discussions/about-personal-loan?page=1#post_8744607
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Source: I applied through the loan portal and they approved it, the account was a salary account and was 4 months old and I joined that company 4 months ago.
thats_my_spot wrote:You do not need two years of work ex, go to your branch or apply online in the portal. It will be approved.15% m to ICICI de rha h on credit card.
And personal loan 11% k liye work experience mang rhe hai.
Source: I applied through the loan portal and they approved it, the account was a salary account and was 4 months old and I joined that company 4 months ago.
https://www.desidime.com/discussions/about-personal-loan?page=1#post_8744649
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ThatCardGuy wrote:
You do not need two years of work ex, go to your branch or apply online in the portal. It will be approved.
Source: I applied through the loan portal and they approved it, the account was a salary account and was 4 months old and I joined that company 4 months ago.
Online I am getting error because of name mismatch.
Will visit branch tomorrow.

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