About Personal Loan

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Deal Cadet
thats_my_spot

I need personal loan but ICICI Bank where i have salary account needs 2year experience. 

And other banks websites also mention atleast 1yr experience.

Any way to get loan without work experience?

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Community Angel Community Angel
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Try Cred app, if there is cred cash enabled for you.
Benevolent Benevolent
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tappukepapa wrote:
Try Cred app, if there is cred cash enabled for you.
+navi but op ragda jaega interest rate me
Deal Cadet Deal Cadet
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tappukepapa wrote:
Try Cred app, if there is cred cash enabled for you.

19% interest is too much

I have pre approved loan on credit card at 15% in ICICI.


Deal Cadet Deal Cadet
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kukdookoo wrote:
+navi but op ragda jaega interest rate me

15% m to ICICI de rha h on credit card.

And personal loan 11% k liye work experience mang rhe hai.

Community Angel Community Angel
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thats_my_spot wrote:

19% interest is too much

I have pre approved loan on credit card at 15% in ICICI.


Cred interest rate is variable. Different rates according to different customer profile and credit score. They are offering at 12% to some people.
Deal Cadet Deal Cadet
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Cred cash (loan) has tie up with idfc bank. If you avail cred cash then u won't get p loan from idfc even if it's pre-approved from idfc.

Deal Newbie Deal Newbie
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thats_my_spot wrote:

15% m to ICICI de rha h on credit card.

And personal loan 11% k liye work experience mang rhe hai.

You do not need two years of work ex, go to your branch or apply online in the portal. It will be approved.

Source: I applied through the loan portal and they approved it, the account was a salary account and was 4 months old and I joined that company 4 months ago. 
Deal Cadet Deal Cadet
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ThatCardGuy wrote:
You do not need two years of work ex, go to your branch or apply online in the portal. It will be approved.

Source: I applied through the loan portal and they approved it, the account was a salary account and was 4 months old and I joined that company 4 months ago. 

Online I am getting error because of name mismatch.

Will visit branch tomorrow.

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