- As soon as the dividend crosses 5000, TDS is deducted at 10% if PAN is available or at 20% if PAN is not available.
- Non-PAN submitted users also get the benefit of no deduction of TDS up to 5000.
- The credit of TDS is only given when you submit the return. The person deducting TDS has to submit that amount to the government, and it is not up to him/her to give you credit afterwards.
but as its not possible to trade/invest in mfs without adhaar linked pan anyway dont know why u even asked this