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All details about Axis Bank RuPay Credit Card on UPI

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abhishek012

All details about Axis Bank RuPay Credit Card on UPI:

Enjoy convenience and rewards!

Now make UPI payments through your Axis Bank RuPay Credit Card

Axis Bank RuPay Credit Card on UPI

Axis Bank RuPay Credit Cards can now be linked to your UPI ID. This seamless, safe and secure digital payment method allows customers to make credit card transactions with utmost ease and provides an increased opportunity to use their Credit Cards with existing benefits.

Steps to link Axis Bank RuPay Credit Card on UPI
Customer Account Creation (if not already done) on UPI Third Party Application
  • Download the UPI Third Party Application (eg. BHIM, PayTm and Mobikwik) from the Play Store/App Store
  • Verify the Mobile Number on the UPI App and complete registration
  • Post successful registration, select the option “Add Credit Card/ Link Credit Card”
  • Select Credit Card Issuer Bank (Axis Bank)
  • Select your Axis Bank Credit Card to be linked > Confirm
  • Proceed to generate UPI PIN (if not already done)
Set UPI Pin
  • Select Generate PIN option > Select Axis Bank RuPay Credit Card
  • Enter Axis Bank RuPay Credit Card Details:
  • Last 6 digits
  • Expiry Date
  • OTP will be triggered to the customers registered mobile number
  • Enter OTP and Set PIN of your choice
Pay with Axis Bank RuPay Credit Card on UPI
  • Scan Merchant QR Code or enter Merchant UPI ID
  • Enter Amount or pay auto-fetched amount
  • Select Axis Bank RuPay Credit Card Account
  • Enter UPI PIN > Confirm
  • Transaction status can be seen at Transaction History
Frequently Asked Questions

1. Are there any mandatory requirements prior to linking Axis Bank RuPay Credit Card on UPI App?

No, once you receive Axis Bank RuPay Credit Card, you can link it directly with UPI Application by entering last 6-digits of credit card and expiry date.

2. On which Application can I link my RuPay Credit Card with UPI?

Currently, on BHIM, Mobikwik and Paytm app customer can link their RuPay Credit Card on UPI. Other apps are enhancing their tech platforms to enable linking of credit card on UPI.

3. Can I authenticate UPI transactions using Axis Bank RuPay Credit Card Pin?

No. You will have to set a separate UPI Pin to authenticate payment transactions using Axis Bank RuPay Credit Card via UPI App..

4. Will I be able to register on UPI, if my mobile number on UPI is not linked with Axis Bank RuPay credit card?

No, the UPI app will not allow the customer to register.

5. Can I change my UPI Pin?

Yes, you can change UPI pin of your Axis Bank RuPay Credit Card account on the UPI App.

6. I forgot my UPI Pin. How can I regenerate?

Yes. Select the Axis Bank RuPay Credit Card account for which UPI pin to be reset and select ‘Forgot UPI Pin’ option. Follow the Steps.

7. If I made multiple incorrect UPI PIN attempts using Axis Bank RuPay Credit Card, will my transactions get blocked?

The existing functionality of UPI will be followed where with multiple incorrect UPI PIN attempts, customer will not be able to make transaction using that UPI App for few hours. However, the Axis Bank RuPay credit card will remain unaffected and stay functional on other UPI Apps, POS, Ecomm and ATM.

8. How can I link my Axis Bank RuPay Credit Card on UPI App if I have changed my mobile number?

If you have changed your mobile number, kindly update the same for Axis Bank RuPay Credit Card too. Post updating, kindly re-register the credit card on the UPI App.

9. How can I make payment to a retail offline merchant using Axis Bank RuPay Credit Card on UPI?

Login to UPI App, scan Merchant UPI or QR code, enter the amount, select Axis Bank RuPay Credit Card account, enter UPI Pin, confirm.

10. How can I make payment to an e-commerce merchant using Axis Bank RuPay Credit Card on UPI?

Payment can be made for e-commerce merchant through the request received from the merchant. Select UPI App as payment mode at merchant website/app, login into UPI App, select Axis Bank Credit Card, and confirm payment using UPI Pin. Once the payment is successful, you will be re-directed back to the merchant page.

11. Can I make payment to any person or other Credit Card using the linked Axis Bank RuPay Credit Card on UPI?

No, only payment to merchant (P2M) will be allowed from the linked Axis Bank RuPay Credit Card.

12. Can I link my Axis Bank Visa/Mastercard Credit Card on UPI?

No. Currently, only active Axis Bank RuPay Credit Card can be linked on UPI.

13. What is the maximum number of Axis Bank RuPay Credit Cards that can be linked on UPI?

There is no restriction of linking Axis Bank RuPay Credit Cards on UPI.

14. What are the number of transactions allowed from linked Axis Bank RuPay Credit Card on UPI?

There is no limit for the number of transactions carried out from linked Axis Bank RuPay Credit Card on UPI.

15. Will I be charged for linking or carrying out any transaction from linked Axis Bank RuPay Credit Card on UPI?

You will not be charged for linking or carrying out any transaction from the linked Axis Bank RuPay Credit Card on UPI.

16. Is there any limit on the amount of transaction that can be carried out from linked Axis Bank RuPay Credit card on UPI?

Transaction limits for RuPay Credit Card on UPI will be as per existing UPI transaction limits. UPI Limit- 1 lakh per day and 2 lakh for some special Insurance MCC codes i.e 5960, 6300 & 6529, however it will be limited to the available credit limit on your card.
RuPay Credit Card on UPI can be used only for merchant payments, barring a few which are restricted as per guidelines given below.

17. What are the restricted merchant categories on which customer won’t be able to make payment using Axis Bank RuPay Credit Card on UPI?

Categories – P2P, P2PM, digital account opening, lending platform, cash withdrawal at merchant, cash withdrawal at ATM, ERUPI, IPO, Foreign Inward Remittances, Mutual Funds and any other categories as restricted by the Axis Bank/RBI.

18. Can I raise charge back or refund on UPI app for linked Axis Bank RuPay Credit Card on UPI?

Yes. Charge back or refund can be raised by connecting with Axis Bank or the UPI App on which the transaction was completed.

19. Can I make my linked Credit Card as default account to receive funds?

Axis Bank RuPay Credit Card cannot be made as a default option to receive funds.

20. If my Axis Bank RuPay Credit Card is renewed, do I need to link it on UPI again?

Yes, in case of new card issuance, you will need to re-register on UPI app with updated Credit Card details.

21. If my mobile device is changed, will I need to register on UPI App again?

Yes, in case there is change in device, you will have to re-register on UPI app with the same SIM. Application installed in previous device will be de-registered.

22. Where can I see transaction history of Axis Bank RuPay Credit Card through UPI?

Payment transactions done using Axis Bank RuPay Credit Card through UPI can be viewed in the monthly credit card statements. The transaction history will also be displayed on UPI App used for making payment.

23. Will I earn EDGE Reward points for UPI spends using Axis Bank RuPay Credit Card?

Yes, the customer will continue earning EDGE Reward points as per existing product offering.

24. Will I get fuel surcharge waiver on eligible fuel stations?

If Fuel surcharge is levied, it will be waived off as per existing terms and conditions of selected Axis Bank RuPay Credit Card. For example, In Indian Oil Axis Bank Credit Card, you will get a fuel surcharge waiver of 1 % for fuel spends made between Rs 200 to Rs 5000. Maximum waiver of Rs 50 is given per statement cycle. GST charged on fuel surcharge will be non-refundable.

For all important updates regarding Axis Bank Credit Cards, please click here.

In case of queries, please contact us at any of our touch points given below:

  • For Retail Banking segment, call 18604195555 / 18605005555 (charges applicable) or 18001035577 (toll-free).
  • For Burgundy segment, call the exclusive toll-free number 1800419006.
  • For Burgundy Private segment, call the exclusive toll-free number 18002108888.
  • Alternatively, you may also check the details at www.axisbank.com

Special thanks to @ankurmittal for sharing all the details.

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Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
44 Comments  |  
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How to link rupay cc for upi payments on Phonepe?

Finance Ninja Finance Ninja
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Go to phonepe profile section, if not available then wait for the update.

You can also use Mobikwik, Paytm, Freecharge, BHIM, Fave, Slice app etc.
View 2 more replies
Helpful Helpful
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Bob Kab aaraha?

Deal Newbie Deal Newbie
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BOB sounded helpless..God knows kab chalega..

Deal Newbie Deal Newbie
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Only 5k per transaction is allowed through Axis CC UPI.

Finance Ninja Finance Ninja
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First time UPI register limit is 5k for next 24hrs (sometimes it will take upto 72hrs).

After 24hrs, you can use full 1 lakh per day limit or 2 lakh limit for selected merchants.

View 4 more replies
Deal Cadet Deal Cadet
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Is there any option to convert Airtel axis or Flipkart axis to Rupay variant?

Deal Cadet Deal Cadet
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In dono card ka koi mukabla nahin

Helpful Helpful
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Which Good Axis Rupay cards are there? @abhishek012

Finance Ninja Finance Ninja
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Ek he toh hai abhi Axis IndianOIL RuPay credit card.

More coming soon.

Deal Subedar Deal Subedar
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is thr any way to pay cc bill using axis rupay card after linking in BHIM or Paytm UPI ?

Deal Newbie Deal Newbie
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No credit card bill payments and transferring money to savings bank account is not allowed.

Deal Newbie Deal Newbie
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Charges for axis rupay credit card

Finance Ninja Finance Ninja
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Axis offer Life Time Free IndianOIL RuPay Credit Card.
View 8 more replies
Deal Cadet Deal Cadet
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Can we exchange Flipkart axis to rupay?

Deal Cadet Deal Cadet
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What do they check just phone number or the name aswell ?

I have changed my wife's axis rupay card to my number. Sms gets delivered to mine without any issues. But the card is not getting linked.

Deal Newbie Deal Newbie
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P.S. - You will get accelerated rewards on IOCL pump if you pay via UPI 😊

Deal Newbie Deal Newbie
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Can we convert existing Axis IndianOil VISA card to RuPay ?

Finance Ninja Finance Ninja
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visit axis bank and check ltf offer available for you or not

Post Mogul Post Mogul
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Axis Bank is lootera. Don't dare get Axis card

Wingman Wingman
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Hdfc neu plus rupay card used for scan and pay after linking in bhim how much cbk will come or points will come? @abhishek012
Finance Ninja Finance Ninja
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1% neu coins for Hdfc neu plus rupay card.

you can also do online transactions via UPI.
Cool Cool
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@abhishek012  There is already an option to add/link Visa or MasterCard on Google pay then what's new in that (except including rupay card)?
.

Second thing, i am not able to make payment through Google pay (as i Linked Visa card there) to all local merchants only for selected merchant, most of them online!
.

So is it in your case we can make payment to any local grocery shop's  QR code using credit card??

Finance Ninja Finance Ninja
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Googlepay link Visa and mastercard only work on Bharat QR merchant payment.

Note - Bharat QR is also chargeable, that's why many merchants are not accept Bharat QR payment.

New thing is that, RuPay credit card link UPI allow you to pay any UPI merchant QR.

For example - you can pay your local merchants through RuPay credit card link UPI. Which is not possbile through visa card link googlepay.

So yes, we can make payment to any local grocery shop's QR code using RuPay credit card. By the way you can also pay online via RuPay Credit Card link UPI.

Googlepay now allow RuPay credit card link UPI for selected users (coming soon to all users) -

IMG-20230503-WA0025

Cool Cool
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Is it Axis Bank allow to hold more than 3 credit card??

Helpful Helpful
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Waiting for axis Ace rupay credit card

Deal Captain Deal Captain
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I'm waiting for axis Ace credit card smile
Deal Cadet Deal Cadet
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Axis keeps rejecting my application despite CIBIL > 750. Any tips from fellow dimers how to get Axis CC approved for me. I do not have any relation(no savings bank account) with Axis.

- Recent Ace CC reject and I do not think I am ever getting Ace CC.

Deal Newbie Deal Newbie
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Buy from Flipkart app, u will get credit card of axis bank

Deal Newbie Deal Newbie
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Axis Bank RuPay Credit Card on UPI.Customer Care Number,08368711588.Us

Axis Bank RuPay Credit Cards can now be linked to your UPI ID. This seamless, safe and secure digital payment method allows customers to make credit card transactions with utmost ease and provides an increased opportunity to use their Credit Cards with existing benefits.

Steps to link Axis Bank RuPay Credit Card on UPICustomer Account Creation (if not already done) on UPI Third Party Application

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