100% Online PNB Lifetime Free Virtual RuPay credit card apply (non-PNB customers too) (All users)

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Last Comment 2023-04-25

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abhishek012

2022-09-03

(All users) 100% Online PNB Lifetime Free Virtual RuPay credit card apply (non-PNB customers too):

Now you have a website https://apply.pnbcard.in/ using which you can raise a credit card request, submit the documents online and use a not so efficient VKYC portal https://videokyc.pnbcard.in/ to complete your VKYC.

Apply for PNB RuPay Select Credit card to get Free, spa, gym etc benefit. currently also offer first year free.

Annual fee – NIL ( if card is used one in a quarter) even 1rs of transaction is enough.

After VKYC complete, PNB bank takes 2 weeks to 1 month to issue you Credit card.

You can track status in PNB Genie app (as far as I know only their existing customers can use the PNB Genie app) -

Screenshot_20220901-132809619_2

Screenshot_20220902-182814_PNB_Genie

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https://www.desidime.com/discussions/all-users-100-online-pnb-lifetime-free-virtual-rupay-credit-card-apply-non-pnb-customers-too?page=3#post_8665789

getready

2022-09-03

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Avoid this useless card (very bad reward system, no/rare e-comm offers), unless you got no other card offering the below

Complimentary Domestic and International lounge

https://www.desidime.com/discussions/all-users-100-online-pnb-lifetime-free-virtual-rupay-credit-card-apply-non-pnb-customers-too?page=3#post_8666156

getready

2022-09-03

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abhishek012 wrote:
This is also depend on banks.

Anyways how much you want from free cards, This type of services is loss making business for banks and card network companies.

Once big private banks will start issuing ultra premium RuPay credit cards in future that time you will get some better offers.

RuPay Select card now also Planning to add

OTT Entertainment

Watch Unlimited Movies, TV Shows, & Original Content
Cab & Travel

Get picked up at your doorstep anytime, anywhere

We wouldn't be talking about additional benefits/services if the card is beneficial / usage is justified in other ways. Yes, it is free but its going to remain as a trophy card for an indefinite period of time (Like the OneCard during the initial 15-18 months).
I mean its not because it is a RuPay card but i don't see how i can benefit from a PNB card (at least via 10% bank offers on FK/Amazon)

https://www.desidime.com/discussions/all-users-100-online-pnb-lifetime-free-virtual-rupay-credit-card-apply-non-pnb-customers-too?page=3#post_8665838

getready

2022-09-03

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abhishek012 wrote:
PNB RuPay Platinum credit card - https://www.pnbcard.in/types...ml

PNB RuPay Select credit card - https://www.pnbcard.in/types...ml

RuPay Select credit card also offer free spa, gym, golf, health checkup - https://rupay.golftripz.com/#/...rs

@getready

Rupay select program is a gimmick. One session per year for Golf & Spa, A week or two gym trial (Not bad though if the card is free but i feel many would skip availing these one-time offers too)

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https://www.desidime.com/discussions/all-users-100-online-pnb-lifetime-free-virtual-rupay-credit-card-apply-non-pnb-customers-too?page=3#post_9060419

Spanjaykumar

2023-01-30

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gdeal wrote:
Thanks for reply bro.

Here is my timeline.

Applied on 23 Jan, I too have saving account with them.

Got discrepant message on 24 Jan.

Called them and checked missing docs, they said ITR of 2 years(same as you), sent same day.

Today 30 Jan, Just now(10 min) got acknowledgement of my email that received my documents, also it is mentioned 'It will be processed soon'.

Bro please share that PNB credit Card e-mail address which you have sent 2 year ITR because same Documents I need to send.

Actually I send 6 days old 6 months Bank statements, so I need to send 6 months statements or 2 year ITR, I have Both so I am sending both them.

Bro tell me: In ITR I need to send them compution with acknowledgement or only acknowledgement receipt

@some1anywhere964

https://www.desidime.com/discussions/all-users-100-online-pnb-lifetime-free-virtual-rupay-credit-card-apply-non-pnb-customers-too?page=3#post_9060533

some1anywhere

2023-01-30

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Spanjaykumar wrote:
Bro please share that PNB credit Card e-mail address which you have sent 2 year ITR because same Documents I need to send.

Actually I send 6 days old 6 months Bank statements, so I need to send 6 months statements or 2 year ITR, I have Both so I am sending both them.

Bro tell me: In ITR I need to send them compution with acknowledgement or only acknowledgement receipt

@some1anywhere964

Already mentioned here: https://www.desidime.com/discussions/all-users-...

ccpc [at] pnb (dot) co [dot] in
creditcardpnb2 [at] pnb (dot) co [dot] in

Writing email addresses this way to avoid spam by robots and spammers.

https://www.desidime.com/discussions/all-users-100-online-pnb-lifetime-free-virtual-rupay-credit-card-apply-non-pnb-customers-too?page=3#post_9065052

gdeal

2023-02-01

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gdeal wrote:
Thanks for reply bro.

Here is my timeline.

Applied on 23 Jan, I too have saving account with them.

Got discrepant message on 24 Jan.

Called them and checked missing docs, they said ITR of 2 years(same as you), sent same day.

Today 30 Jan, Just now(10 min) got acknowledgement of my email that received my documents, also it is mentioned 'It will be processed soon'.

@some1anywhere964

Got message today(01 Feb) 'Dear Cardholder, Thanks for contacting PNB. Your application has been approved. You will receive your card within 5 days. -PNB'.

Activated card and now I can see details in Genie app.

https://www.desidime.com/discussions/all-users-100-online-pnb-lifetime-free-virtual-rupay-credit-card-apply-non-pnb-customers-too?page=3#post_9070608

Spanjaykumar

2023-02-04

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gdeal wrote:
@some1anywhere964

Got message today(01 Feb) 'Dear Cardholder, Thanks for contacting PNB. Your application has been approved. You will receive your card within 5 days. -PNB'.

Activated card and now I can see details in Genie app.

Mine application also approved Today at 12:54PM but virtual card haven't generated yet.

https://www.desidime.com/discussions/all-users-100-online-pnb-lifetime-free-virtual-rupay-credit-card-apply-non-pnb-customers-too?page=3#post_9155428

chiraggyl170

2023-03-16

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I am not able to proceed further after entering aadhar OTP.. anyone able to apply?

https://www.desidime.com/discussions/all-users-100-online-pnb-lifetime-free-virtual-rupay-credit-card-apply-non-pnb-customers-too?page=3#post_9169834

chiraggyl170

2023-03-24

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I have filled the application form 5-6 days back and UARN number is generated.. do i need to wait or do the video KYC as well. If i am entering this UARN in video KYC.. it's failing..

Anyone knows what next?

@abhishek012

https://www.desidime.com/discussions/all-users-100-online-pnb-lifetime-free-virtual-rupay-credit-card-apply-non-pnb-customers-too?page=3#post_9169871

abhishek012

2023-03-24

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chiraggyl170 wrote:
I have filled the application form 5-6 days back and UARN number is generated.. do i need to wait or do the video KYC as well. If i am entering this UARN in video KYC.. it's failing..
Anyone knows what next?
@abhishek012

Complete Vkyc, try through any other browser.

https://www.desidime.com/discussions/all-users-100-online-pnb-lifetime-free-virtual-rupay-credit-card-apply-non-pnb-customers-too?page=3#post_9232854

BlueFlash

2023-04-25

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abhishek012 wrote:
LoungeKey is offer by JCB International Card.

This is Discover/Diners club International Card.

How to access the international lounge for this PNB RuPay Select CC ? Direct swiping which would deduct some dollars and then reverse back after a month or so, like how HDFC Tata Neu Infinity Rupay CC does ? or it some other process ?

Sorry for tagging again and again :p