Alternate to cred for credit card bill pay to g...

Alternate to cred for credit card bill pay to get rewards?

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As Cred has almost stopped all of rewards for paying credit card bill, is there any other option for this?

29 Comments  |  
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Use DCB bank after opening an ELITE account, get 1.6% back on paying though mobikwik.
Max cashback 2000 per month, 20,000 per year.
To get 20k CB you can pay upto 12,50,000 cc bills

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F7-Dimer-Primer wrote:

Use DCB bank after opening an ELITE account, get 1.6% back on paying though mobikwik.
Max cashback 2000 per month, 20,000 per year.
To get 20k CB you can pay upto 12,50,000 cc bills

They don’t have any online account opening facility. Don’t know why. Now a days most banks has it.

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asen wrote:

They don’t have any online account opening facility. Don’t know why. Now a days most banks has it.

Yeah but give them a call and they will come running to your house. Just need to submit a copy of pan and aadhar + cheque.

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F7-Dimer-Primer wrote:

Use DCB bank after opening an ELITE account, get 1.6% back on paying though mobikwik.
Max cashback 2000 per month, 20,000 per year.
To get 20k CB you can pay upto 12,50,000 cc bills

So it becomes about maximum benefit on debit card uses. Is it the best debit card?

Although I was asking about any platform which provides rewards but this way also works.

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Tera_Jija wrote:

So it becomes about maximum benefit on debit card uses. Is it the best debit card?

Although I was asking about any platform which provides rewards but this way also works.

Yup, this is the best deal for paying cc deals, many diners have this cc.

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F7-Dimer-Primer wrote:

Yup, this is the best deal for paying cc deals, many diners have this cc.

But CRED doesn’t allow payments <=1lac using debit card

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I am getting an error while paying cc bill using debit card that “the monthly limit for this debit card is achieved”. I have done 1 lakh payment 2 days ago and i again want to pay the remaining 10000₹. I am using yes bank debit card

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Professor1 wrote:

I am getting an error while paying cc bill using debit card that “the monthly limit for this debit card is achieved”. I have done 1 lakh payment 2 days ago and i again want to pay the remaining 10000₹. I am using yes bank debit card

There is a limit of 1L on Mobikwik in a month. If your payment was more than 1L, you could have used cred.

Try paying with a different card and it may go through.
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indiansoul wrote:

There is a limit of 1L on Mobikwik in a month. If your payment was more than 1L, you could have used cred.

Try paying with a different card and it may go through.

my debit card limit is Rs 1 Lakh (daily) and cred only accepts debit card payment of 1 lakh or more eg 100001 and above. so after going through this forum I thought of using mobikwik. So what do you suggest, should i make a new mobikwik account?

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Professor1 wrote:

my debit card limit is Rs 1 Lakh (daily) and cred only accepts debit card payment of 1 lakh or more eg 100001 and above. so after going through this forum I thought of using mobikwik. So what do you suggest, should i make a new mobikwik account?

If you have a high usage for credit card bill payment, better increase the card limit to anything above 100001. Once done, pay via cred (when) above 1L based on card limit and rest via mobikwik. If amount to be paid is less than 1L, use MobiKwik.
For now, just try any other method to pay the outstanding if due date is within this month otherwise wait till next month and pay after limit is reset.

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indiansoul wrote:

If you have a high usage for credit card bill payment, better increase the card limit to anything above 100001. Once done, pay via cred (when) above 1L based on card limit and rest via mobikwik. If amount to be paid is less than 1L, use MobiKwik.
For now, just try any other method to pay the outstanding if due date is within this month otherwise wait till next month and pay after limit is reset.

I will request my bank to upgrade the debit card so that the daily limit gets increased. Also tell me how many times we can pay 1 lakh and above on cred

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Professor1 wrote:

I will request my bank to upgrade the debit card so that the daily limit gets increased. Also tell me how many times we can pay 1 lakh and above on cred

Debit card limits you can change through net banking. There is no limit on cred. You can pay multiple times.

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F7-Dimer-Primer wrote:

Use mobikwik my friend

Hi, from your experience of using Mobikwik for CC payments, can you pls tell how long they take to credit payment to Credit Card?

I did a transaction for Amex on Fri and still show processing..no email came for “Paid”

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mgforce wrote:

Hi, from your experience of using Mobikwik for CC payments, can you pls tell how long they take to credit payment to Credit Card?

I did a transaction for Amex on Fri and still show processing..no email came for “Paid”

For mine citi card… I got the confirmation from bank within a day now… And it creidt/shows to my card in 2-3 days

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ayushiVijay wrote:

For mine citi card… I got the confirmation from bank within a day now… And it creidt/shows to my card in 2-3 days

Thanks for feedback.

So seems like for Citi it is fast smile

As mentioned above, I did payment for Amex (on Fri) and today did payment for 2 SBI Cards.

For Amex, no feedback yet. But for one SBI card – payment has been credited today itself sunglasses Let’s see for the other SBI card when credit happens.

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mgforce wrote:

Hi, from your experience of using Mobikwik for CC payments, can you pls tell how long they take to credit payment to Credit Card?

I did a transaction for Amex on Fri and still show processing..no email came for “Paid”

For ICICI and SBI its within minutes to hours, For Citi and IndusInd Amex, it takes 12 hours for me

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What is the benefit of paying cc bill thru mobikwik?

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indiansoul wrote:

Debit card limits you can change through net banking. There is no limit on cred. You can pay multiple times.

which version support DC on CRED. I am getting DC as options but it is not allowing to make the payment.
Amount 1k
Message : We will refund in 5 working days if the money has been debited.

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makeourdeal wrote:

which version support DC on CRED. I am getting DC as options but it is not allowing to make the payment.
Amount 1k
Message : We will refund in 5 working days if the money has been debited.

You have to enter 100001 in make payment then you will see debit card option.
Upi works only till 1lakh so they enabled debit card/netbank for payment.
Below 1L you have to use upi.

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makeourdeal wrote:

which version support DC on CRED. I am getting DC as options but it is not allowing to make the payment.
Amount 1k
Message : We will refund in 5 working days if the money has been debited.

Try payment above 1L with debit card.. it’s supported in v2.0.8.3

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dhinchakrohit wrote:

What is the benefit of paying cc bill thru mobikwik?

Earning supercash which can be later used when supercash burning offers come on various services like Netmeds, 1mg, Medlife, Swiggy etc. Also supercash can be used to buy Amazon gv at 3% discount and flipkart gv at 5% discount on Mobikwik itself.

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prabhatk26 wrote:

Earning supercash which can be later used when supercash burning offers come on various services like Netmeds, 1mg, Medlife, Swiggy etc. Also supercash can be used to buy Amazon gv at 3% discount and flipkart gv at 5% discount on Mobikwik itself.

What are the coupon codes for earning super cash in mobikwik?

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abhi2904 wrote:

What are the coupon codes for earning super cash in mobikwik?

FCC100 – First ever cc bill payment
Fmcc100 – can be applied once per month
Get5p – twice per month

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zenithyadav wrote:

FCC100 – First ever cc bill payment
Fmcc100 – can be applied once per month
Get5p – twice per month

What are the max cap of last two coupons?

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abhi2904 wrote:

What are the max cap of last two coupons?

100 and 50 sc from each

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F7-Dimer-Primer wrote:

Use DCB bank after opening an ELITE account, get 1.6% back on paying though mobikwik.
Max cashback 2000 per month, 20,000 per year.
To get 20k CB you can pay upto 12,50,000 cc bills

What is the minimum balance needed for elite account?

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