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Amazon Credit card rewards points or cashback on hold

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Deal Cadet
Sangwari

Amazon Credit card rewards points or cashback …by sms ICICI Bank

“Credit of reward points for Card is on hold as txns are being investigated. If the txns are not for commercial use,it will be credited within 10 wkg days.”

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38 Dimers
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Generous Generous
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yes , dimers are using amazon CC for commercial purposes .

Community Angel Community Angel
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@Sangwari My relative is in ICICI bank. I will try to check your rewards status via him. Give me the following details:

1. Your Amazon Pay ICICi CC Limit
2. Amount spent
3. How much Amazon GC purchased

Deal Subedar Deal Subedar
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They should have restricted the category spend if it meant to stop the usage of commercial activity. They give you a credit limit, and the card holder spend depending upon his requirement, you can’t tell him that it is for his strict personal use. You already set his borrowing limit. Why should you bother whether it is his personal spend or community spend or commercial spend. Set the limit, get your credit cleared in allowable time.

Benevolent Benevolent
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But people are using it like 10xlimit, say for card with 3lacs limit few are spending 30 lacs per month by paying in advance!
That is quite unreasonable, may be they should develop mechanism to prevent misuse rather than holding or blocking card/rewards

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Deal Lieutenant Deal Lieutenant
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They should limit the reward to the card limit just like indusind.

Deal Lieutenant Deal Lieutenant
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why these crooks are too greedy in overspending anything… rage rage
normal customers are always in bad shape due to these ‘unethical looters’

Pro Tech Guru Pro Tech Guru
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IMO even if the spends are within the limit, the user has no right to use it for commercial purpose. The banks usually have the right to modify the limit based on the risk it sees from the user.

Deal Subedar Deal Subedar
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I didn’t invite anyone to comment on my “blabbering your unconventional thoughts”. Personal and commercial activity is depending on the person. Moreover, I am not the affected party. If I buy an item from any trader, in any format, or pay for services, it is commercial. The question now comes about the bulk/amount/value. I am not having credit card for doing charity/donations. The arguments are very subjective. If someone find it objective, treat the matter closed. Period.

Pro Tech Guru Pro Tech Guru
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You had commented on an uninvited thread. So am I. And all these are just opinions which should be considered based on how one wants it. Eventually the tnc or the legalities will win over. We are not clear on the user’s card activity, merely assuming things based on what we see. But if this kind of topic comes on this portal, 99.9% of the cases, it is used for commercial purpose which is against the agreement between card holder and card provider.

There may be cards for business purposes with reduced or nil rewards, which I’m not aware. Certainly we are not talking about them.

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Deal Cadet Deal Cadet
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Op Reward point kitna tho vo bata ?

Deal Newbie Deal Newbie
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Finally you get your reward point or not h ?
Is there any way to get that block point ?

Deal Cadet Deal Cadet
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OP please share if that was beyond limit so that other user can restrict themselves.

Pro Tech Guru Pro Tech Guru
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This should not deter other users from spending beyond their limits. Let the josh be high.

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Deal Newbie Deal Newbie
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I think it’s happening because people use more than 10 times then normal monthly limit

Deal Newbie Deal Newbie
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My reward points also in hold from more than 10 to 15 days

Deal Subedar Deal Subedar
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how much rewards did you forage

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Helpful Helpful
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forget your rewards,
pay your bill
take a card on family memeber’s name, use for your own use

Critic Critic
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Comply with T&C or else Do not complain. One cannot get everything in life. Have to lose some to gain some.

Deal Subedar Deal Subedar
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Koi to batao, kitna rewards pending hai….?

I am sure koi bada game kiya hai

Critic Critic
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20K+ rewards pending hai ye bade logon ka… @ 5%CB 20K means a spend of 4L, in a month… ek toh chori karenge, upar se seena chori laughing
Trans: 20K rewards means a min. of 4L spend, in a month; you guys deserve this rolleyes

Deal Subedar Deal Subedar
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If you spend more than what you earn. You surely are using it for commercial purposes. I despise this.

Deal Cadet Deal Cadet
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finally …..!
Amazon pay credit card has been cancelled
………… hushed hushed

Deal Subedar Deal Subedar
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Ohh..u killed the golden goose

View 17 more replies
Deal Cadet Deal Cadet
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Well if you abuse the system sooner or later its gonna get patched.

Benevolent Benevolent
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OP, can you please explain which txn done through your cc triggered this msg from icici?

Deal Captain Deal Captain
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If we buy amazon gv using icici amazon pay card .how much cashback we get

Critic Critic
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5% if card linked amazon acc is prime but misuse it & high chances of card cancellation.

View 7 more replies
Deal Subedar Deal Subedar
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What is the safe limit for the usage?

My Amazon ICICI pay usage till now was very less, but this month my spend is much higher than expected.

Deal Subedar Deal Subedar
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Anything upto your credit limit is good… nothing to worry

Deal Newbie Deal Newbie
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I have used my card to purchase lot of stuff for my new home like AC’s, fans, geysers, etc… during this festival sale as most of the items are on sale… got an msg from icici “Credit of reward points for Card is on hold as txns are being investigated. If the txns are not for commercial use,it will be credited within 10 wkg days.”

This is not fair…

Deal Cadet Deal Cadet
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how much points bro?

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Deal Newbie Deal Newbie
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Phir kya huwa Card block huwa kya

Deal Newbie Deal Newbie
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“Credit of reward points for Card is on hold as txns are being investigated. If the txns are not for commercial use,it will be credited within 10 wkg days.”

Deal Newbie Deal Newbie
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I got this msg “Credit of reward points for Card is on hold as txns are being investigated. If the txns are not for commercial use,it will be credited within 10 wkg days.”
What Should I do..??

Deal Newbie Deal Newbie
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Same issue im facing right now but i didn’t do any commercial transactions but i did on wallet transactions, i could have stopped before i know this message.

Deal Cadet Deal Cadet
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@chota_chattri Loophole. Few months back they fixed, Started reversing rp also

Beacon Beacon
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Is this the reason why amazon pay balance shows zero?

Critic Critic
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Possible if earned RPs are less than minus balance of previously extra given RPs.

Deal Newbie Deal Newbie
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Hi,

I have recieved this message recently. I have made only insruance payment. Is insurance payment considered commerical?  

Cool Cool
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Everything which makes your monthly reward more than 10K is commercial for them

replyuser
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