Amazon GV at lowest

Buying GV with SBI Cashback Card for 5% cashback.

If anyone has any better option pls share.

Check out Trading section for good deals

buy rs.8000 amazon egv using hdfc millennia dc in gyftr instant vouchers. you will get 5%+5% cashback. 1.25+gst charges are there for buying this voucher. 8.5% benefit

I_AM_5RAV5 wrote:

buy rs.8000 amazon egv using hdfc millennia dc in gyftr instant vouchers. you will get 5%+5% cashback. 1.25+gst charges are there for buying this voucher. 8.5% benefit

yes, best for upto 8k IF he has that card...

I_AM_5RAV5 wrote:

buy rs.8000 amazon egv using hdfc millennia dc in gyftr instant vouchers. you will get 5%+5% cashback. 1.25+gst charges are there for buying this voucher. 8.5% benefit

okay then from next month I will not pay cc bills through MobiKwik or Paytm wallet load trick this one is better I think. I didn’t explore this thing but anyway.

Am I right? (Millenia Debit Card) 

Rs. 8118 Purchase cost Apay GV (smartbuy gyftr)

after that receive cb 400+400= 800

then the effective price is 7318 which is a 9.85% discount

@Agnivo007 @I_am_MrPerfect

RohitKrOfficial wrote:

okay then from next month I will not pay cc bills through MobiKwik or Paytm wallet load trick this one is better I think. I didn’t explore this thing but anyway.

Am I right? (Millenia Debit Card) 

Rs. 8118 Purchase cost Apay GV (smartbuy gyftr)

after that receive cb 400+400= 800

then the effective price is 7318 which is a 9.85% discount

@Agnivo007 @I_am_MrPerfect

You get the rewards points (promo + feature) in around 90 days, keep that in mind too...

Agnivo007 wrote:
You get the rewards points (promo + feature) in around 90 days, keep that in mind too...

from any method, it takes 90 days not new but is my above calculation correct or not?

RohitKrOfficial wrote:

from any method, it takes 90 days not new but is my above calculation correct or not?

calculation is wrong, you brought voucher worth 8000 but paid 8118 , so need to remove that cost.
8000-7318=682 which is 8.5%

LightYagami wrote:
calculation is wrong, you brought voucher worth 8000 but paid 8118 , so need to remove that cost.
8000-7318=682 which is 8.5%

yes understood thanks but this thing is better than pay cc bills through MobiKwik or Paytm wallet load trick

I_AM_5RAV5 wrote:

buy rs.8000 amazon egv using hdfc millennia dc in gyftr instant vouchers. you will get 5%+5% cashback. 1.25+gst charges are there for buying this voucher. 8.5% benefit

Millenia credit card should fetch the same rewards as well right?

Fazal44 wrote:

Millenia credit card should fetch the same rewards as well right?

i don't have millennia cc. afaik now giving only 5%+1%

I_AM_5RAV5 wrote:

buy rs.8000 amazon egv using hdfc millennia dc in gyftr instant vouchers. you will get 5%+5% cashback. 1.25+gst charges are there for buying this voucher. 8.5% benefit

What about other debit card?

sendhil.warrior304 wrote:

What about other debit card?

other dc gives 5%-(1.25+gst charges)

LightYagami wrote:
calculation is wrong, you brought voucher worth 8000 but paid 8118 , so need to remove that cost.
8000-7318=682 which is 8.5%

HDFC milennia DC smartbuy limit is 1000 per month ? As per hdfc site I don't see .. I see only 400 max cashback per month 

mojo_jojo123 wrote:
HDFC milennia DC smartbuy limit is 1000 per month ? As per hdfc site I don't see .. I see only 400 max cashback per month 

1000 per month smartbuy cb limit is common to all hdfc cards except regalia, DCB & infinia which instead get accelrated reward points on smartbuy txns. Any card specific cb like 400 per month millnnia dc limit is separate from this 1k limit.

RohitKrOfficial wrote:

yes understood thanks but this thing is better than pay cc bills through MobiKwik or Paytm wallet load trick

What's the point if not going to use those amazon GVs yourself(reselling means giving at least 2-3% discount) not to mention what will you use to pay cc bills then?

guest_999 wrote:
What's the point if not going to use those amazon GVs yourself(reselling means giving at least 2-3% discount) not to mention what will you use to pay cc bills then?

yes reselling but with max 2% discount then the effective rate is 6.5% but bill pay from cheq which gives a minimum 0.5% back till now 
and anyhow I have to pay the bill of minimum 1 lakh per month 

RohitKrOfficial wrote:
yes reselling but with max 2% discount then the effective rate is 6.5% but bill pay from cheq which gives a minimum 0.5% back till now 
and anyhow I have to pay the bill of minimum 1 lakh per month 

Cheq won't last long, every few days they are changing something or removing available GVs/changing redemption ratio for GVs. Millennia dc cb takes at least 90 days & sometimes even 120 days to come so better not risk it as GVs you buy won't be for personal usage. Btw, how much itr do you file if spending 12 lakh+ on credit card bills.

guest_999 wrote:

Cheq won't last long, every few days they are changing something or removing available GVs/changing redemption ratio for GVs. Millennia dc cb takes at least 90 days & sometimes even 120 days to come so better not risk it as GVs you buy won't be for personal usage. Btw, how much itr do you file if spending 12 lakh+ on credit card bills.

Okay, Thanks for advice. Spend on 6 bank card not on single. ITR previous year 5 l

RohitKrOfficial wrote:

Okay, Thanks for advice. Spend on 6 bank card not on single. ITR previous year 5 l

Be cautious, nowadays banks systems & IT dept system are not so simple to be fooled by such spend division among multiple cards of various banks. If your total cc spend crosses 10-12 lakhs then risk of catching attention of these systems irrespective of multiple cards from different banks.

guest_999 wrote:
Be cautious, nowadays banks systems & IT dept system are not so simple to be fooled by such spend division among multiple cards of various banks. If your total cc spend crosses 10-12 lakhs then risk of catching attention of these systems irrespective of multiple cards from different banks.

Yes i know that thing that’s why from April i will reduce my spends but almost 95% spends are traceable and genuine in my case father and brother spends 

Still, I think directly go to Amazon and Buy EGV from there with HDFC Millenica Credit Card for 5% Cashback. I don't think any other alternative better than this because GyFtr doesn't guaranteed within 90 days (it is also too long ) you get rest 3.5%.

what about moneyback cc? smartbuy gyftr gc purchase 

@shraaj @guest_999 @I_AM_5RAV5

RohitKrOfficial wrote:

what about moneyback cc? smartbuy gyftr gc purchase 

@shraaj @guest_999 @I_AM_5RAV5

5% cb-(1.25+gst charges)

RohitKrOfficial wrote:

what about moneyback cc? smartbuy gyftr gc purchase 

@shraaj @guest_999 @I_AM_5RAV5

1k monthly smartbuy cb is common to all hdfc debit & credit cards except regalia, dcb & infinia which instead get accelerated reward points.

what is the discount we get on amazon GV on smart buy using millinia debit card

Need 1lak az gvs DM me with your offers

kpckpc wrote:

Need 1lak az gvs DM me with your offers

post in trading section
https://www.desidime.com/forums/trading-class...ds

RohitKrOfficial wrote:

okay then from next month I will not pay cc bills through MobiKwik or Paytm wallet load trick this one is better I think. I didn’t explore this thing but anyway.

Am I right? (Millenia Debit Card) 

Rs. 8118 Purchase cost Apay GV (smartbuy gyftr)

after that receive cb 400+400= 800

then the effective price is 7318 which is a 9.85% discount

@Agnivo007 @I_am_MrPerfect

How to pay credit card bill through apay balance?