Amazon gv for self
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I have not bought/used Amazon gv till now.
Please tell How to buy Amazon gv, for our own use like high value bill payments or insurance payments.
Please confirm if buying gv through Amazon pay card gives 5% cashback.
Are there any precautions ?
When I tried buying gv, it showed like gifting to others/friends, didn’t find option to buy for self.
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Credit cards do not like u buying GVs, ICICI is well experienced now in blocking cards, so forget that 5% and pay directly on Amazon
If its just one time u need, may be u can purchase gvs and pay.
Anything beyond 30K will invite trouble – now a days trend
I have checked ICICI & SBI is not blocking buying gift vouchers now. Earlier it was not allowed to buy GV using credit cards. Seems like amazon was blocking, not the card issuer.
Keep these 3 points in mind:
1. do not spend more than your amazonpay card limit in a month/billing cycle.
2. do not add amazon gv with large value(say 10-15k+) to others’ amazon acc, only add them to amazon acc linked to amazonpay card for making payments.
3. use high value GV honestly, what I mean is that a person usually pay 80-90k insurance premium in a year so don’t go buying 50k gv to add to your own acc to make insurance premium payment every 2nd month as it clearly shows you are paying premium for others probably for a commission.
Also when buying GV you can just select email option & enter your own email(the one linked with your amazon acc).
Card blocking is another thing, Doesn’t it happen like when you use this Credit Card even more than your Annual Income, the IT AUTHORITIES will start keeping an eye on you?
Does this happen, or it doesn’t matter how much your salary is, and how much you spend using your card?
ICICI blocked/cancelled cards of users who bought lakhs of GVs in 1-2 months because it was obvious they were reselling it which comes under commercial usage of card which is not allowed as per any card T&C issued to a typical person. IT authorities comes into play when you are spending lakhs on credit card but not filing ITR or filing ITR with low income not matching your spending.
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Should not be an issue i have got the vouchers for 48k and paid my bill.. not sure if there is restriction on a value above that