Amazon Icici card query
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I completed 6 month wait for reapplying today and wanted to apply again. Currently, I hold a secured Icici card with 27K limit and have Amazon pay later and a two wheeler finance.
All dues are paid on time and cibil score is 770, Experian is 801.
What are the chances of getting Amazon card approved, cannot provide income documents as I don’t file ITR.
Should I apply now or wait for some time? Need ur advice experts
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how unsecured platinum card
Secured ICICI Cards also worked to generate Apay ICICI Card in the past ( Not sure about the validity now )
Give it a try once (If it is working, after giving your mobile number.. it will simply ask you to enter Existing ICICI CC number instead of redirecting to regular application page)
If its a direct application, the approval depends on your luck
Now they are doing Video-KYC and some people got their cards approved w/o income documents ( They aren’t very particular these days* )
or You can open ICICI SBA >> Maintain decent account balance ( Even 20K MAB worked for people ) >> Wait for Pre-Approved card
Probably they will reject again. ICICI don’t give importance if you are holding a secured credit cards not matter how good your CIBIL score. I had also applied & got rejection even with 45K limit. I will try my luck again after 50 days when 6 months is completed. Try to take unsecured credit card of any bank according to your wish. Once unsecured credit cards is reflected in your CIBIL score. Other banks might interested in offering your pre-approved cards. @guest_999
This is what people nowadays are getting in amazon app & holding unsecured icici credit card. It is different from those not holding icici credit cards(those holding secured icici card can confirm if they see the same screen in amazon app).
Direct image link:
https://i.ibb.co/Vmy7VTg/desidime-amazonpay-car...
True , I didn’t got despite having 63K limit on the Secured FD Card. This was 5 days back so I guess they must have stopped now
On Amazon ICICI CC page, if you see no documents required.
Then you will get the card without any issue and ITR will be asked.
ITR is document though & if ITR is zero or less than 2 lakh then also I am guessing little chance of approval.
Yes at the last page it asked me to submit income proof. Got the application cancelled from customer care. Didn’t applied again
It was your first application or have you applied for it earlier?
And what cc offer showed up in your amazon account?
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ICICI dont check experian score, they only check CIBIL, if u r living in a serviceable pin code then u should try ur luck, if they ask u income docs, u dont file ITR so u have 50-50 chances of approval, u should try to get unsecured icici platinum credit card first then try after 3 months…