Amazon ICICI + EMI
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Hello,
Have some doubts regarding credit card EMI cancellation.
- if I order an item using Amazon ICICI credit - EMI, and cancel the EMI and chose to pay in single shot after order placing, do I get the 1% cashback on card?
- Any negative effects on cancelling EMI?
Thanks 😀
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https://www.desidime.com/discussions/amazon-icici-emi?page=1#post_9195824
no cashback and dont do it every month..emi cancellation.....else chances of cancellation of card ....
https://www.desidime.com/discussions/amazon-icici-emi?page=1#post_9196231
Important📍
"New icici update from 1st April*-
If you are closing more than 10 emi's combining all of the cards you have in a calendar month then an investigation against you will be filled after the investigation if commercial uses found you have to give the explanation/proof that these are your personal orders not for business purposes if you failed to prove that, then all of your cards will be blocked with immediate effect.
No more zero emi cancellation in future -
Icici starts investigating
Hdfc already blocking cards for high emi cancellation
Axis/sbi starts taking 3% + gst + no processing fees reversal on orders ..
So be alert and safe in future.
bad luck for those who were using no cost emi for upfront discount then cancelling the emi🥹
Note
Month mein 1 ya 2 no-cost emi deal karna....usse jyada mat krna ....
And Same for Amazon pay icici card... Cashback Amount maximum 7k se jyada nhi krna...nhi to card bhi block + Cashback bhi nhi aaega😔
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1. No cashback at all
2. No side effect for 1 or 2 emi cancellation