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Amazon Pay UPI Facts

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bikidas2060

Today, I had loaded 20k on Amazon Pay via Uber route. It was my first of such attempts. So, when I tried to withdraw via UPI, I was faced with "Monthly Limit Exceeded" error. CC on chat were not that helpful. So, I tried smaller amount of 8k. It went through alright. I tried another payment of 8k, same error was thrown. I went through the tnc of Amazon Pay and found couple of things. I think people deserve to know about it. 

  • What is my Amazon Pay UPI?: mobile [email protected], say my number is 1234567890, then my UPI ID linked to Amazon Pay is [email protected] Just send 1 rupee to your Amazon Pay UPI ID and yes 1 rupee should be added to your wallet. It is different than the one with apl handle.
  • When shall it be available to all customers? By 30th September. No need to apply any tricks.
  • What can be withdrawn to bank/sent via UPI? Only the money part. Gift cards can't be taken to bank account.
  • What is the limit of Amazon Pay Wallet for UPI UPI game stuff? Bank Transfers Rs.10k per month and Rs. 1.2L per financial year. For more info (Min KYC users) follow link1, link2. Sadly the same rule applies for Full KYC users as well. So, no more Credit Card->Uber->Amazon Pay Wallet->Bank Account->Credit Card round robin affair. First 24 hours after activation of Amazon Pay UPI, users can send only 5k. Maximum 10 bank transfers per day is exercised. Merchant UPI Transfers Rs. 20k/month.
  • Limits for Bill Payments 
    • Transaction Amount: For orders amounts of Rs.15,000 and above, only Amazon Pay UPI is supported.
    • Number of Orders: From your 6th or higher transaction in a calendar month on the respective bill payment category, only Amazon Pay UPI is supported.

For more detailed explanation follow this link.  

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Agnivo007 wrote:

Limits for Bill Payments

  • Transaction Amount: For orders amounts of Rs.15,000 and above, only Amazon Pay UPI is supported.

So cannot pay LIC premium of, say 30k through GC/CC/DC ? If someone did LIC payment of >15k recently please share experience. Also @bikidas2060

did payment of lic premium 30116 total ( 18112 amazon gift card +9635 amazon wallet + 2357 sbi cashback card ) got 5% cb also for using sbi cashback card.  https://cdn0.desidime.com/attachments/photos/812669/medium/IMG20221004114511.jpg?1664864565https://cdn0.desidime.com/attachments/photos/812670/medium/IMG20221004114346.jpg?1664864583

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Agnivo007 wrote:

Limits for Bill Payments

  • Transaction Amount: For orders amounts of Rs.15,000 and above, only Amazon Pay UPI is supported.

So cannot pay LIC premium of, say 30k through GC/CC/DC ? If someone did LIC payment of >15k recently please share experience. Also @bikidas2060

Just did a LIC payment of 16.5k using gift card. No issues
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bikidas2060 wrote:

Pay your credit card bill repayment via Amazon wallet UPI.

How to do so?


login any other amazon account or login your amazon account on any other device.

cc bill repayment option, manually enter your amazon wallet UPI ID and accept the payment from your Amazon wallet UPI account.

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Limits for Bill Payments

  • Transaction Amount: For orders amounts of Rs.15,000 and above, only Amazon Pay UPI is supported.

So cannot pay LIC premium of, say 30k through GC/CC/DC ? If someone did LIC payment of >15k recently please share experience. Also @bikidas2060

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10k for bank transfer and 20k for merchant UPI payment (total 30k).

Pay your credit card bill repayment via Amazon wallet UPI.

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abhishek012 wrote:

10k for bank transfer and 20k for merchant UPI payment (total 30k).

Pay your credit card bill repayment via Amazon wallet UPI.

Pay your credit card bill repayment via Amazon wallet UPI.

How to do so?


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bikidas2060 wrote:

Pay your credit card bill repayment via Amazon wallet UPI.

How to do so?


login any other amazon account or login your amazon account on any other device.

cc bill repayment option, manually enter your amazon wallet UPI ID and accept the payment from your Amazon wallet UPI account.

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MrKool_JJ wrote:
So in short you were doing cc to bank via Uber right?
So from 1st Oct, we won't be load money from cc to Uber account? sad
I never knew anything about @ amazonpay handle so thanks for this one.
Following this thread.
VU as usual for detailed explaination wink

Bhai, today only I tried it. 🙂 

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abhishek012 wrote:

login any other account or login your account on any other device.

cc bill repayment option, manually enter your wallet UPI ID and accept the payment from your wallet UPI account.

How to get the wallet UPI id?
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ArasuS wrote:
How to get the wallet UPI id?
Your amazon register mobile number and VPA is "@ amazonpay"

for example - your amazon register mobile number is 99xxxxxxxx then your Amazon wallet UPI ID is "[email protected]"
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abhishek012 wrote:

10k for bank transfer and 20k for merchant UPI payment (total 30k).

Pay your credit card bill repayment via Amazon wallet UPI.


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@bikidas2060 I'm a bit confused. So, for September I've already sent 10k to bank account and 20k to other UPI Ids. Still just now I tried to pay credit card bill for 100₹ using @ amazonpay UPI ID on the same phone, and it passed. So, is there a separate limit for these bill payments, other than the 10k + 20k???
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Agnivo007 wrote:

Limits for Bill Payments

  • Transaction Amount: For orders amounts of Rs.15,000 and above, only Amazon Pay UPI is supported.

So cannot pay LIC premium of, say 30k through GC/CC/DC ? If someone did LIC payment of >15k recently please share experience. Also @bikidas2060

Just did a LIC payment of 16.5k using gift card. No issues
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everev wrote:
@bikidas2060 I'm a bit confused. So, for September I've already sent 10k to bank account and 20k to other UPI Ids. Still just now I tried to pay credit card bill for 100₹ using @ amazonpay UPI ID on the same phone, and it passed. So, is there a separate limit for these bill payments, other than the 10k + 20k???

@abhishek012

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everev wrote:
@bikidas2060 I'm a bit confused. So, for September I've already sent 10k to bank account and 20k to other UPI Ids. Still just now I tried to pay credit card bill for 100₹ using @ amazonpay UPI ID on the same phone, and it passed. So, is there a separate limit for these bill payments, other than the 10k + 20k???
I think new t&c started after 5th or 6th September.

You can still spend upto 30k in September month, if you used before 5th or 6th September.
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How to load money in amazon wallet with a credit card after Uber wallet load limit is breached? 

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aDesiBaba wrote:

How to load money in amazon wallet with a credit card after Uber wallet load limit is breached? 

Idea. Ask your friend to load money in his wallet.. Ask him to send the money to your wallet. 🐒

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Agnivo007 wrote:

Limits for Bill Payments

  • Transaction Amount: For orders amounts of Rs.15,000 and above, only Amazon Pay UPI is supported.

So cannot pay LIC premium of, say 30k through GC/CC/DC ? If someone did LIC payment of >15k recently please share experience. Also @bikidas2060

did payment of lic premium 30116 total ( 18112 amazon gift card +9635 amazon wallet + 2357 sbi cashback card ) got 5% cb also for using sbi cashback card.  https://cdn0.desidime.com/attachments/photos/812669/medium/IMG20221004114511.jpg?1664864565https://cdn0.desidime.com/attachments/photos/812670/medium/IMG20221004114346.jpg?1664864583

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@bankipad Thanks for the extensive breakup case... if things change on such later payments, please tag me.

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Santushal wrote:

is there anyone with iPhone who able to get [email protected] id ?

Nope. I tried creating it on android phone but as soon as I switch sim back to iphone the ID isn’t being validated. Guess it’s restricted for android devices only for now 

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Santushal wrote:

is there anyone with iPhone who able to get [email protected] id ?

As others mentioned it seems unavailable for iOS as of now

Reference link

https://www.amazon.in/gp/help/customer/display....

How do I create a UPI ID for Amazon Pay balance?

You can set up Amazon Pay balance UPI to make UPI transactions by registering for UPI through the Amazon.in app. Note: Currently this is feature is only functional for Android users. It is not feasible for desktop/iOS users to avail this option as of now. Please watch this space for updates when the feature is available for iOS users as well.


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Paid LIC premium of about 18k today (05/10/22) entirely using aPay balance (10k gifts, 8k money) and it went smooth and receipt emailed quickly... @bankipad

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