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Amazon Pay UPI Facts

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bikidas2060

Today, I had loaded 20k on Amazon Pay via Uber route. It was my first of such attempts. So, when I tried to withdraw via UPI, I was faced with "Monthly Limit Exceeded" error. CC on chat were not that helpful. So, I tried smaller amount of 8k. It went through alright. I tried another payment of 8k, same error was thrown. I went through the tnc of Amazon Pay and found couple of things. I think people deserve to know about it. 

  • What is my Amazon Pay UPI?: mobile number@amazonpay, say my number is 1234567890, then my UPI ID linked to Amazon Pay is 1234567890@amazonpay Just send 1 rupee to your Amazon Pay UPI ID and yes 1 rupee should be added to your wallet. It is different than the one with apl handle.
  • When shall it be available to all customers? By 30th September. No need to apply any tricks.
  • What can be withdrawn to bank/sent via UPI? Only the money part. Gift cards can't be taken to bank account.
  • What is the limit of Amazon Pay Wallet for UPI UPI game stuff? Bank Transfers Rs.10k per month and Rs. 1.2L per financial year. For more info (Min KYC users) follow link1, link2. Sadly the same rule applies for Full KYC users as well. So, no more Credit Card->Uber->Amazon Pay Wallet->Bank Account->Credit Card round robin affair. First 24 hours after activation of Amazon Pay UPI, users can send only 5k. Maximum 10 bank transfers per day is exercised. Merchant UPI Transfers Rs. 20k/month.
  • Limits for Bill Payments 
    • Transaction Amount: For orders amounts of Rs.15,000 and above, only Amazon Pay UPI is supported.
    • Number of Orders: From your 6th or higher transaction in a calendar month on the respective bill payment category, only Amazon Pay UPI is supported.

For more detailed explanation follow this link.  

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Benevolent Benevolent
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So in short you were doing cc to bank via Uber right?
So from 1st Oct, we won't be load money from cc to Uber account? sad
I never knew anything about @ amazonpay handle so thanks for this one.
Following this thread.
VU as usual for detailed explaination wink

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Finance Mentor Finance Mentor
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Limits for Bill Payments

  • Transaction Amount: For orders amounts of Rs.15,000 and above, only Amazon Pay UPI is supported.

So cannot pay LIC premium of, say 30k through GC/CC/DC ? If someone did LIC payment of >15k recently please share experience. Also @bikidas2060

Cool Cool
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Just did a LIC payment of 16.5k using gift card. No issues
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Finance Ninja Finance Ninja
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10k for bank transfer and 20k for merchant UPI payment (total 30k).

Pay your credit card bill repayment via Amazon wallet UPI.

Tech Guru Tech Guru
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Pay your credit card bill repayment via Amazon wallet UPI.

How to do so?


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Cool Cool
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@bikidas2060 I'm a bit confused. So, for September I've already sent 10k to bank account and 20k to other UPI Ids. Still just now I tried to pay credit card bill for 100₹ using @ amazonpay UPI ID on the same phone, and it passed. So, is there a separate limit for these bill payments, other than the 10k + 20k???
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Deal Newbie Deal Newbie
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How to load money in amazon wallet with a credit card after Uber wallet load limit is breached? 

Tech Guru Tech Guru
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Idea. Ask your friend to load money in his wallet.. Ask him to send the money to your wallet. 🐒

Finance Mentor Finance Mentor
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@bankipad Thanks for the extensive breakup case... if things change on such later payments, please tag me.

Deal Cadet Deal Cadet
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is there anyone with iPhone who able to get XXXX@amazonpay id ?

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Finance Mentor Finance Mentor
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Paid LIC premium of about 18k today (05/10/22) entirely using aPay balance (10k gifts, 8k money) and it went smooth and receipt emailed quickly... @bankipad

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