Amex SmartEarn Credit Card
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Amex has launched a online focused rewards credit card!
https://www.americanexpress.com/in/credit-cards...
Annual fee:
Annual Fee of Rs. 495 plus applicable taxes
Reward Earn Rate:
Earn 10X Membership Rewards Points on all your spending on Flipkart and Uber and
Earn 5X Membership Rewards Points2 on Amazon, Swiggy, BookMyShow and more
Under 10X category, 10X Membership Rewards Points will be capped at 500 Points per month per Card Account for Flipkart and 10X Membership Rewards Points will be capped at 500 Points per month per Card Account for Uber. Under 5X category, 5X Membership Rewards Points will be capped at 250 Points per month per Card Account for all the merchants put together.
Fee Waiver
Get a renewal fee waiver on eligible spends of Rs.40,000 and above in the previous year of Card membership
Welcome bonus:
Rs. 500 cashback as Welcome Gift on eligible spends1 of Rs. 10,000 in the first 90 days of Cardmembership
Eligibility:
Personal Annual Income of Rs. 4.5 Lakhs and above (in case of Self Employed or Salaried).
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redemption value of the membership points
edit : 0.25p per 1 point as statement credit
or
can be redeemed for various gift vouchers and the redemption value depends on the brand redeeming
Basically
on 10x merchants we will get 5% cashback as statement credit
on 5x merchants we will get 2.5% cashback as statement credit
% may vary if we redeem for various gift vouchers or another products
5X merchants – Amazon, Myntra/Jabong, Grofers, Swiggy, BigBazaar, More, PVR, Reliance Fresh, Dmart, BookMyShow
10X merchants – Flipkart, Uber
This is not newly launched, they changed the name from amex everyday spend gold card to smartearn.
This card will be useful for those who spends less amounts. One can earn a maximum of 750 points in a month.
Flipkart 2500 and Amazon 5000.
If exceeds 750 points then 1 point per 50 rs spend.
Each reward point value can go up to 0.4 depends on how you redeem. In amex you can link multiple card rewards to single account. For example if you are holding MRCC or Gold charge card you can link this card rewards to those, So if you redeem points as part of gold collection then the point value can be more than 0.4.
This is very basic card, Generally spend Based Amex offers are not applicable on this card.
If you need i refer you for these card AMD we can share yhe referral benifits if any
you don’t get referral bonus for this card.
Chindhi
is it better than axis flipkart card ?
No. Go for axis card.
why axis flipkart card is better than this amex smartearn card…?? apart from flipkart we have other options here…
kindly ignore lounge access and tell your review
Capping of points makes it of no use.
Get free ICICI Amazon card and paid yet free Axis flipkart card. Use Axis Flipkart card for other spends to get unlimited benefits.
What’s the value of reward points and what are redemption options?
10k within 90 days has to be a single txn or cumulative?