Annual Spends Target yearly reset time

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Axis FK Cc 2 Lakh Spends Joining Date 28 July 2022
SBI SC Cc 2 Lakh Spends Joining Date 28 Aug 2022
Axis IO Cc 50k Spends Joining Date 08 July 2022

I haven't completed the annual Spends Target yet for fees waiver and Rewards.

I need to know what will be the spends count reset date 01 Apr 2023 or 1 Year from Card issuance date ?
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1 Year from Card issuance date

better to finish b4 billing date

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