Anonymous Payment Received in My Paytm account

It's probably the sender's mistake of putting the wrong UPI address. He should be worried here (not you). He'll probably reaach his bank for chargeback..you should just coperate in returning the money if contacted by banks.

My advice: Do nothing, whoever has transferred the amount will realise and will definitely raise to their bank. It will be reversed most probably after few days when the request is handled. Just don't use that balance.

@abhishek012

First transfer the amt to bank account . Then withdraw the money 

After that close both paytm and bank account 

Finally dump the sim cards 

 

Na rahega baans na bajegi bansuri

/s

Seinfeld wrote:

My advice: Do nothing, whoever has transferred the amount will realise and will definitely raise to their bank. It will be reversed most probably after few days when the request is handled. Just don't use that balance.

whats the time frame for this .
i mean till how many days person can contact his bank for dispute 

First - don’t disclose his/her upi id.

Second - use that upi on gpay and text him/her over there. You’ll have the proof that you’ve tried to solve the problem.

Seinfeld wrote:

My advice: Do nothing, whoever has transferred the amount will realise and will definitely raise to their bank. It will be reversed most probably after few days when the request is handled. Just don't use that balance.

Once I mistakenly transferred 500 rs to someone... I had to go to canara bank branch for getting it back. its headache getting that money back and i didn't file a complaint. 

EkdamSastaRaju wrote:

First transfer the amt to bank account . Then withdraw the money 

After that close both paytm and bank account 

Finally dump the sim cards 

 

Na rahega baans na bajegi bansuri

/s

phone ? imei ? 

chota_chattri wrote:

First - don’t disclose his/her upi id.

Second - use that upi on gpay and text him/her over there. You’ll have the proof that you’ve tried to solve the problem.

Whatever you do do not return the money on your own. Even if you & the person reach an agreement it is better for him to first contact his bank for a chargeback request else this might happen:
https://www.desidime.com/discussions/phonepe-up...

Seinfeld wrote:

My advice: Do nothing, whoever has transferred the amount will realise and will definitely raise to their bank. It will be reversed most probably after few days when the request is handled. Just don't use that balance.

Is it so easy? By this means everyone can just ask their bank to reverse a payment saying they sent it by mistake

Call him and sing this song -

Ojha re Ojha

Hehe Ojha

Ojha re Ojha

Hehe Ojha

and disconnect 😝

avgn wrote:
Is it so easy? By this means everyone can just ask their bank to reverse a payment saying they sent it by mistake

No it’s not easy. But is possible if enough effort is given. UPI txns can be disputed. 

It seems human mistakes, many users mistakenly send money to wrong upi/bank ac, people either commit such acts in hurry or have same name as receiver bank ac..... most probably he might have raised the issue with his concerned bank, all u need to do is to not to use that money for next 10-15 days even after as long as possible as no one knows him or his condition right now. 

If the person raise issue with their bank to beneficiary bank hold that amount but in case of paytm they simply block the account .

EkdamSastaRaju wrote:

First transfer the amt to bank account . Then withdraw the money 

After that close both paytm and bank account 

Finally dump the sim cards 

 

Na rahega baans na bajegi bansuri

/s

Aee Raju ek dam sasta aur tikau solution bataya aapne

saucap wrote:

Call him and sing this song -

Ojha re Ojha

Hehe Ojha

Ojha re Ojha

Hehe Ojha

and disconnect 😝

Yeh to purane zamane ka song hai ....

desiman wrote:
Yeh to purane zamane ka song hai ....

Exactly yaad nahin aa rahaa ki kaunsa gaana hai but Akshay Kumar aur Amrish Puri ki koi movie thi 

saucap wrote:

Exactly yaad nahin aa rahaa ki kaunsa gaana hai but Akshay Kumar aur Amrish Puri ki koi movie thi 

sauravDD wrote:

If the person raise issue with their bank to beneficiary bank hold that amount but in case of paytm they simply block the account .

Yes i aggreged same even i experience this with paytm immediately if they found something suspicious or you reported any disputed transaction immediately block will happen with debit freeze no hearing & all , later for unblock your self a/c now you need to proof you r right person no mistake has done from my end sadly .😚

One query A person did fraud with me.He sold an item stating original but later i realized it was a copy.I sent amount using his UPI id .Paytm provided his account name and father name and last 4 digit of account no.What best i can do to get my money back?

a) It's not anonymous. You can clearly see his UPI ID.

b) If I will report this then paytm first blocked my account due to suspicious activity kindly suggest. 

No. Your account will not blocked for suspicious activities. Paytm is not a fool.

Remedy

That transaction is done from Google Pay.

Refund that amount no questions asked from your Paytm account using that gpay UPI.

Remove all the balance amount, if any after the refund, to your personal bank account.

Inform Paytm regarding the same.

It's that easy. 🙂🙂🙂

bankipad wrote:
It seems human mistakes, many users mistakenly send money to wrong upi/bank ac, people either commit such acts in hurry or have same name as receiver bank ac..... most probably he might have raised the issue with his concerned bank, all u need to do is to not to use that money for next 10-15 days even after as long as possible as no one knows him or his condition right now. 

Everyone is not that informed bhai. Same thing happened to me twice, and refunded them their money twice without any hesitation. If Paytm decides to block my account for being right then Paytm can go to hell. Btw, I am not stupid. I don't keep more that 30-40 paise in Paytm account. 🐒🐒🐒