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Anonymous Payment Received in My Paytm account

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Deal Cadet
Vineet_

Somebody anonymously sent amount with my mobile no is there any possibility Somebody spamming me & chances to get blocked or hold my account by paytm kindly suggest what should I do because of lots of cases of cyber crime I am scared I am using this as daily uses ac transaction kindly help me out. 


If I will report this then paytm first blocked my account due to suspicious activity kindly suggest. 

https://cdn0.desidime.com/attachments/photos/817477/medium/20221019211705.jpg?1666195943

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Critic Critic
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It's probably the sender's mistake of putting the wrong UPI address. He should be worried here (not you). He'll probably reaach his bank for chargeback..you should just coperate in returning the money if contacted by banks.
Tech Guru Tech Guru
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My advice: Do nothing, whoever has transferred the amount will realise and will definitely raise to their bank. It will be reversed most probably after few days when the request is handled. Just don't use that balance.

Helpful Helpful
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whats the time frame for this .
i mean till how many days person can contact his bank for dispute 
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Deal Lieutenant Deal Lieutenant
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@abhishek012

Super Stud Super Stud
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https://cdn0.desidime.com/attachments/photos/817492/original/Ravish-kumar-darr-ka-mahol-hai-meme-templates.jpeg?1666202486

Deal Subedar Deal Subedar
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First transfer the amt to bank account . Then withdraw the money 

After that close both paytm and bank account 

Finally dump the sim cards 

 

Na rahega baans na bajegi bansuri


/s

Generous Generous
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phone ? imei ? 
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Deal Subedar Deal Subedar
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First - don’t disclose his/her upi id.

Second - use that upi on gpay and text him/her over there. You’ll have the proof that you’ve tried to solve the problem.

Critic Critic
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Whatever you do do not return the money on your own. Even if you & the person reach an agreement it is better for him to first contact his bank for a chargeback request else this might happen:
https://www.desidime.com/discussions/phonepe-up...
Entertainer Entertainer
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Call him and sing this song -

Ojha re Ojha

Hehe Ojha

Ojha re Ojha

Hehe Ojha

and disconnect 😝

Deal Major Deal Major
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Yeh to purane zamane ka song hai .... stuck_out_tongue_winking_eye
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Deal Captain Deal Captain
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It seems human mistakes, many users mistakenly send money to wrong upi/bank ac, people either commit such acts in hurry or have same name as receiver bank ac..... most probably he might have raised the issue with his concerned bank, all u need to do is to not to use that money for next 10-15 days even after as long as possible as no one knows him or his condition right now. 
Tech Guru Tech Guru
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Everyone is not that informed bhai. Same thing happened to me twice, and refunded them their money twice without any hesitation. If Paytm decides to block my account for being right then Paytm can go to hell. Btw, I am not stupid. I don't keep more that 30-40 paise in Paytm account. 🐒🐒🐒

Pro Tech Guru Pro Tech Guru
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If the person raise issue with their bank to beneficiary bank hold that amount but in case of paytm they simply block the account .

Deal Cadet Deal Cadet
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Yes i aggreged same even i experience this with paytm immediately if they found something suspicious or you reported any disputed transaction immediately block will happen with debit freeze no hearing & all , later for unblock your self a/c now you need to proof you r right person no mistake has done from my end sadly .😚

Deal Cadet Deal Cadet
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One query A person did fraud with me.He sold an item stating original but later i realized it was a copy.I sent amount using his UPI id .Paytm provided his account name and father name and last 4 digit of account no.What best i can do to get my money back?
Tech Guru Tech Guru
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https://cdn0.desidime.com/attachments/photos/817737/original/202210192117052.jpg?1666327397

a) It's not anonymous. You can clearly see his UPI ID.

b) If I will report this then paytm first blocked my account due to suspicious activity kindly suggest. 

No. Your account will not blocked for suspicious activities. Paytm is not a fool.

Remedy

That transaction is done from Google Pay.

Refund that amount no questions asked from your Paytm account using that gpay UPI.

Remove all the balance amount, if any after the refund, to your personal bank account.

Inform Paytm regarding the same.

It's that easy. 🙂🙂🙂

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