Any credit card bill payment offer?

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Deal Cadet
GKA

Need to pay bill of 2.1 Lac. 

Already utilized hdfc debit card limit for 1% cashback

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GKA wrote:

Reviews bahut ghatiya cheq ke, upr se processing fees. Fir toh cred se hi kr lunga 🙁

Dont understand the hate that cheq is getting. Bad reviews are mainly coz they introduced processing fee.


Cred is safer but am still using cheq. For 1 Lac payment, you pay 99 as processing fee while you get 1000 points, equivalent to 250/- which you can adjust against next credit card payment; net saving of 150/- If you opt for smaller vouchers, you can earn even more (swiggy/Park+ etc)


In 3 years of Cred usage, I have earned just 4k (more than 1Cr payment) whereas in just 3 months of cheq, have saved 5k.

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Deal Cadet Deal Cadet
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where did you spent so much smile 

Deal Cadet Deal Cadet
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For ATM setup, i had done deposit payment 🙄

Generous Generous
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Cheq se karo, that's the only option for large payments. Even after paying 99 Rs fee, you'll endup saving some penny. 

Deal Cadet Deal Cadet
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JAYM wrote:

Cheq se karo, that's the only option for large payments. Even after paying 99 Rs fee, you'll endup saving some penny. 

Reviews bahut ghatiya cheq ke, upr se processing fees. Fir toh cred se hi kr lunga 🙁

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Check Paytm they have user specific offers especially for payments over Rs. 15k. Rewards arent that good but something is better than nothing.

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GKA wrote:

Reviews bahut ghatiya cheq ke, upr se processing fees. Fir toh cred se hi kr lunga 🙁

Dont understand the hate that cheq is getting. Bad reviews are mainly coz they introduced processing fee.


Cred is safer but am still using cheq. For 1 Lac payment, you pay 99 as processing fee while you get 1000 points, equivalent to 250/- which you can adjust against next credit card payment; net saving of 150/- If you opt for smaller vouchers, you can earn even more (swiggy/Park+ etc)


In 3 years of Cred usage, I have earned just 4k (more than 1Cr payment) whereas in just 3 months of cheq, have saved 5k.

Deal Cadet Deal Cadet
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cashif wrote:

Dont understand the hate that cheq is getting. Bad reviews are mainly coz they introduced processing fee.


Cred is safer but am still using cheq. For 1 Lac payment, you pay 99 as processing fee while you get 1000 points, equivalent to 250/- which you can adjust against next credit card payment; net saving of 150/- If you opt for smaller vouchers, you can earn even more (swiggy/Park+ etc)


In 3 years of Cred usage, I have earned just 4k (more than 1Cr payment) whereas in just 3 months of cheq, have saved 5k.

I understand your stance, but in perspective of small-medium spenders, Credit Bill Payment apps used to be rewarding,

But now there's hardly any offers..

Plus vouchers aren't too favourable to most, since its like another errand to go to for final reward

Deal Cadet Deal Cadet
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cashif wrote:

Dont understand the hate that cheq is getting. Bad reviews are mainly coz they introduced processing fee.


Cred is safer but am still using cheq. For 1 Lac payment, you pay 99 as processing fee while you get 1000 points, equivalent to 250/- which you can adjust against next credit card payment; net saving of 150/- If you opt for smaller vouchers, you can earn even more (swiggy/Park+ etc)


In 3 years of Cred usage, I have earned just 4k (more than 1Cr payment) whereas in just 3 months of cheq, have saved 5k.

Cred is much better in case of small payments specially on payment of 1000 rs.  I paid 4000 rs credit card bill in past few days and got 45 rs cashback in total.

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GKA wrote:

Cred is much better in case of small payments specially on payment of 1000 rs.  I paid 4000 rs credit card bill in past few days and got 45 rs cashback in total.

Good for you coz I never get more than 3/- for any transactions but is easy to track multiple cards, so is my go-to app for card payments.
Deal Cadet Deal Cadet
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cashif wrote:
Good for you coz I never get more than 3/- for any transactions but is easy to track multiple cards, so is my go-to app for card payments.

I also get 3-4 rs only but we get spins for 3 days for just doing payment of 1000. So in 3 days, i get at least  10 rs total. 

Avant Garde Avant Garde
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cashif wrote:

Dont understand the hate that cheq is getting. Bad reviews are mainly coz they introduced processing fee.


Cred is safer but am still using cheq. For 1 Lac payment, you pay 99 as processing fee while you get 1000 points, equivalent to 250/- which you can adjust against next credit card payment; net saving of 150/- If you opt for smaller vouchers, you can earn even more (swiggy/Park+ etc)


In 3 years of Cred usage, I have earned just 4k (more than 1Cr payment) whereas in just 3 months of cheq, have saved 5k.

One crore worth of credit card payments! Are you a big shot, bro?
Benevolent Benevolent
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shraaj wrote:
One crore worth of credit card payments! Are you a big shot, bro?
I am also thinking to buy a home on my credit card
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shraaj wrote:
One crore worth of credit card payments! Are you a big shot, bro?
Nah, nothing like that. Company expenses, mostly EB
Benevolent Benevolent
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GKA wrote:

I also get 3-4 rs only but we get spins for 3 days for just doing payment of 1000. So in 3 days, i get at least  10 rs total. 

for me, the cred reward rate is reduced to 1-2rs/day so total of 5rs in 3 days per payment >= 1000rs

Deal Cadet Deal Cadet
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flash007 wrote:

for me, the cred reward rate is reduced to 1-2rs/day so total of 5rs in 3 days per payment >= 1000rs

Yeah may be if we pay frequently from cred it reduces 

Deal Cadet Deal Cadet
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cashif wrote:

Dont understand the hate that cheq is getting. Bad reviews are mainly coz they introduced processing fee.


Cred is safer but am still using cheq. For 1 Lac payment, you pay 99 as processing fee while you get 1000 points, equivalent to 250/- which you can adjust against next credit card payment; net saving of 150/- If you opt for smaller vouchers, you can earn even more (swiggy/Park+ etc)


In 3 years of Cred usage, I have earned just 4k (more than 1Cr payment) whereas in just 3 months of cheq, have saved 5k.

And I don’t understand why someone will share sensitive information with an app like Cheq just to gain Rs150 for paying 1 lakh. It is practically zero reward rate. Similarly, getting 4k for payments of 1 crore is absolutely not worth the hassle at all. 
Deal Lieutenant Deal Lieutenant
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cashif wrote:

Dont understand the hate that cheq is getting. Bad reviews are mainly coz they introduced processing fee.


Cred is safer but am still using cheq. For 1 Lac payment, you pay 99 as processing fee while you get 1000 points, equivalent to 250/- which you can adjust against next credit card payment; net saving of 150/- If you opt for smaller vouchers, you can earn even more (swiggy/Park+ etc)


In 3 years of Cred usage, I have earned just 4k (more than 1Cr payment) whereas in just 3 months of cheq, have saved 5k.

Then you are not using cred well enough, I have saved around 20k and have paid no where near the bill amount you have paid..

Deal Newbie Deal Newbie
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Any other option to pay cc bill ?

Deal Cadet Deal Cadet
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nicsaachika855 wrote:

Any other option to pay cc bill ?

Open Fi account... Get 2% cashback. Maximum 500/month......   

Deal Cadet Deal Cadet
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sahil.kinara587 wrote:

Open Fi account... Get 2% cashback. Maximum 500/month......   

Any referral benefits?

Deal Cadet Deal Cadet
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satish_26284 wrote:

Any referral benefits?

You will get 100rs ......   You need to keep minimum balance of 50,000₹  to be eligible for the 2% cashback offer..

Post Mogul Post Mogul
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postpe doesnt give option to pay through debit card.

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