https://www.desidime.com/discussions/any-exp-with-icici-rupay-card?page=1#post_9547241
Rupay benefits and upi
Any exp with ICICI Rupay card?
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So I’m getting ICICI pre approved rupay cc on the app. Is there any benefit to having this card? The info about the variant isn’t clear but it is LTF.
I already own ICICI mmt and ICICI Amazon pay cards.
Edit: Applied for the card and no was generated instantly!
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https://www.desidime.com/discussions/any-exp-with-icici-rupay-card?page=1#post_9547249
stoptomove wrote:
Rupay benefits and upi
Already have Hdfc neu plus as ltf. Still take this so there’s a chance of a future LTF Saphiro upgrade or ignore it?
https://www.desidime.com/discussions/any-exp-with-icici-rupay-card?page=1#post_9547260
This is additional card, good only for icici bank offers as well as RuPay cc offers.
You will get upgrade offer in future too. Many people got upgrade offer in mobile app but no idea about LTF upgrade.
https://www.desidime.com/discussions/any-exp-with-icici-rupay-card?page=1#post_9547272
https://www.desidime.com/discussions/any-exp-with-icici-rupay-card?page=1#post_9547280
abhishek012 wrote:This is additional card, good only for icici bank offers as well as RuPay cc offers.
You will get upgrade offer in future too. Many people got upgrade offer in mobile app but no idea about LTF upgrade.
Thanks for the input. This will be auto approved right? I don’t need to submit documentation?
https://www.desidime.com/discussions/any-exp-with-icici-rupay-card?page=1#post_9547282
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stoptomove wrote:
Neu plus is a cobranded card, zomato rbl program was closed recently.
I didn’t get your comment. What’s the link with zomato rbl? You mean to say hdfc can close the co branded card any time?
https://www.desidime.com/discussions/any-exp-with-icici-rupay-card?page=1#post_9547293
https://www.desidime.com/discussions/any-exp-with-icici-rupay-card?page=1#post_9547305
https://www.desidime.com/discussions/any-exp-with-icici-rupay-card?page=1#post_9547361
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kushank wrote:I got the same. No documentation needed. Card will be visible instantly.
Activated it without getting the physical card.
Physical card will be dispatched later? Or do I need to seperately apply for it? I mean I activated the card and no was generated instantly! But it doesn’t say anything about the physical card yet.
https://www.desidime.com/discussions/any-exp-with-icici-rupay-card?page=1#post_9547373
https://www.desidime.com/discussions/any-exp-with-icici-rupay-card?page=1#post_9547376
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buttman wrote:Physical card will be dispatched later? Or do I need to seperately apply for it? I mean I activated the card and no was generated instantly! But it doesn’t say anything about the physical card yet.
It will be dispatched. Was mentioned in sms or somewhere. Don't remember.
Mine not reached yet, though has been dispatched through bluedart
https://www.desidime.com/discussions/any-exp-with-icici-rupay-card?page=1#post_9547411
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If you use this card for UPI check the reward you are getting matches what is mentioned for this card.
In my case they were crediting wrong rewards and had to contact support to get it fixed.
The only benefit of this card is that you can use it over UPI and physical card looks good.
buttman wrote:Physical card will be dispatched within a week automatically.Physical card will be dispatched later? Or do I need to seperately apply for it? I mean I activated the card and no was generated instantly! But it doesn’t say anything about the physical card yet.
If you use this card for UPI check the reward you are getting matches what is mentioned for this card.
In my case they were crediting wrong rewards and had to contact support to get it fixed.
The only benefit of this card is that you can use it over UPI and physical card looks good.
https://www.desidime.com/discussions/any-exp-with-icici-rupay-card?page=1#post_9548395
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buttman wrote:If you do not have any ICICI card (excluding Amazon Pay ICICI since that does not work for 10% discounts) then go for it. It also gives you 25% OFF on BMS upto Rs 100 twice a month. Tata Neu Plus is a better card for UPI on Credit Card though.Already have Hdfc neu plus as ltf. Still take this so there’s a chance of a future LTF Saphiro upgrade or ignore it?
https://www.desidime.com/discussions/any-exp-with-icici-rupay-card?page=1#post_9548781
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dexter_greycells wrote:
If you do not have any ICICI card (excluding Amazon Pay ICICI since that does not work for 10% discounts) then go for it. It also gives you 25% OFF on BMS upto Rs 100 twice a month. Tata Neu Plus is a better card for UPI on Credit Card though.
I generated it already so let’s see how it works out.
You are absolutely correct. Hdfc is much better than this card and I already own icici mmt so I don’t think this will be of much use excluding offers.
It might open some doors to care upgrades tho as apay and mmt are co branded so no upgrades for those cards in general!
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