Any experience with this card sharing app?

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Tjs15

https://play.google.com/store/apps/details?id=c...

I was going through the description and didn't understand how would it work, sharing bank offers without sharing card details 

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Up ticked for visibility. No experience yet. Seems to be good for cc to bank. 

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Looks like this is just a prepaid card

Load Xare card with dc/cc and share this prepaid card credentials with friends to shop online

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getready wrote:

Looks like this is just a prepaid card

Load Xare card with dc/cc and share this prepaid card credentials with friends to shop online

💰Ask for debit or credit card : 

→ If you do not own a credit or debit card, just ask for access to someone’s debit or credit card

→ Shop anywhere with a Xare card and enjoy cardless checkout

→ Avail all the bank card offers/discounts on popular shopping sites like Flipkart, Amazon, FirstCry, 1mg, Ajio, Swiggy, Limeroad and more.

Here 3rd point seems misleading, all the bank offer

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Tjs15 wrote:

💰Ask for debit or credit card : 

→ If you do not own a credit or debit card, just ask for access to someone’s debit or credit card

→ Shop anywhere with a Xare card and enjoy cardless checkout

→ Avail all the bank card offers/discounts on popular shopping sites like Flipkart, Amazon, FirstCry, 1mg, Ajio, Swiggy, Limeroad and more.

Here 3rd point seems misleading, all the bank offer

This is a old app launched somewhere in 2020 as far as I remember it used work seamlessly by sharing your Card to anyone using xare app

The card is shared virtually with limit control set by you and card can be used till that limit and you can withdraw sharing at anytime.The shared card details will not reveal card details nor the original limit on cc only shared limit will be visible and they generate a tokenised kind of card for usage.the card details aren't stored in xares servers also is what description says and so it's secure 

And you can share upi and debit card also....but Otp and authentication needed to be done by the card holder only...so technically yaper/use my card like but without hefty commission or charges But as far as my experience the offers weren't getting applied on Indian e-commerce for bank specific offers (I tried only with kotak and federal cards)

As this wasn't working on offers I didn't use it longer but a interesting use case was for my brother could do offline upi scan and Pay using my upi account on his phone but I needed to authenticate it via xare app via upi pin...

But as it's third party app be aware of fraud and security of your Card and details of transaction getting leaked or privacy related issues  

I haven't used this app in past 18 months so don't know if anything has changed...use it at your own risk 

As far as cc money rotation it may be used but be careful if money got stuck or refund...i think it would be a headache 






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Theranos wrote:

This is a old app launched somewhere in 2020 as far as I remember it used work seamlessly by sharing your Card to anyone using xare app

The card is shared virtually with limit control set by you and card can be used till that limit and you can withdraw sharing at anytime.The shared card details will not reveal card details nor the original limit on cc only shared limit will be visible and they generate a tokenised kind of card for usage.the card details aren't stored in xares servers also is what description says and so it's secure 

And you can share upi and debit card also....but Otp and authentication needed to be done by the card holder only...so technically yaper/use my card like but without hefty commission or charges But as far as my experience the offers weren't getting applied on Indian e-commerce for bank specific offers (I tried only with kotak and federal cards)

As this wasn't working on offers I didn't use it longer but a interesting use case was for my brother could do offline upi scan and Pay using my upi account on his phone but I needed to authenticate it via xare app via upi pin...

But as it's third party app be aware of fraud and security of your Card and details of transaction getting leaked or privacy related issues  

I haven't used this app in past 18 months so don't know if anything has changed...use it at your own risk 

As far as cc money rotation it may be used but be careful if money got stuck or refund...i think it would be a headache 






Thanks bro, i wanted understand that only, if it will work for offers. I'll try with swiggy for axis myzone card if it works

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Tjs15 wrote:

Thanks bro, i wanted understand that only, if it will work for offers. I'll try with swiggy for axis myzone card if it works

Haven't used recently as told earlier so no experience as far offers are concerned there are some posts on twitter regarding this that I saw in 2020 so used this app...would try to search and share if possible...but not anything concrete 

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