Any Offers for Bike Insurance Renewal?

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Deal Subedar
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I’ve to renew my bike insurance today.
Are there any offers anywhere?

Total payable amount is approx. 1350.
Discount on Amazon is just 33.

Thanks

23 Comments  |  
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Out of context, what’s your idv and insurer name?

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Amount is just 1350 just pay it off.

People do recommend acko since they handle claims better and also visible in the insurance industry charts.

Don’t take my word for it.

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billubakra wrote:

Out of context, what’s your idv and insurer name?

Acko, 19k

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dharmanath481 wrote:

Amount is just 1350 just pay it off.

People do recommend acko since they handle claims better and also visible in the insurance industry charts.

Don’t take my word for it.

Can I avoid including Personal Accident Cover? It’s a whopping 350+GST.
Any chance of getting a challan in absence of PA Cover?

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MrKool_JJ wrote:

Why not try insuring with some other insurer ?

All insurers have more or less same prices

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cocay wrote:

Can I avoid including Personal Accident Cover? It’s a whopping 350+GST.
Any chance of getting a challan in absence of PA Cover?

Have they made it mandatory now? It used to be 200+18%. Bastards have increased prices too much in the name of covid.
Challan is not related to PA cover.

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billubakra wrote:

Have they made it mandatory now? It used to be 200+18%. Bastards have increased prices too much in the name of covid.
Challan is not related to PA cover.

It’s mandatory per results on Google. I want to exclude it If I can

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cocay wrote:

It’s mandatory per results on Google. I want to exclude it If I can

Its not.. ! Just tried 2 days back in amazon website (acko).. we have the option to uncheck it.

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cocay wrote:

It’s mandatory per results on Google. I want to exclude it If I can

Do you have any other vehicle because if you have multiple motor insurances then it is mandatory for only one.
Also if you have a PA cover with your card, most cards have that but they never tell the cardholders, then you don’t need it again.

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You will get no claim bonus when renewing from existing insurer

This is usually cheapest option

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mastervijay wrote:

Its not.. ! Just tried 2 days back in amazon website (acko).. we have the option to uncheck it.

Yeah, I saw it’s optional at Amazon but my question is more related to the challan.
Can I be challaned if I have valid insurance but not PA Cover?

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billubakra wrote:

Do you have any other vehicle because if you have multiple motor insurances then it is mandatory for only one.
Also if you have a PA cover with your card, most cards have that but they never tell the cardholders, then you don’t need it again.

No other vehicle. No PA Cover anywhere else

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cocay wrote:

No other vehicle. No PA Cover anywhere else

Debit cards, atleast from sbi, have 5 lac PA cover.
Then you don’t have any option but to buy it bro. Get it bro.

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rogerthat wrote:

You will get no claim bonus when renewing from existing insurer

This is usually cheapest option

No claim bonus is available from all insurers provided existing policy hasn’t expired at the time of renewal

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billubakra wrote:

Debit cards, atleast from sbi, have 5 lac PA cover.
Then you don’t have any option but to buy it bro. Get it bro.

Oh, didn’t know that. Does hdfc debit card have this cover? Can i check anywhere?

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cocay wrote:

Oh, didn’t know that. Does hdfc debit card have this cover? Can i check anywhere?

Ask their cs or check on their website under features of your card.

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cocay wrote:

Yeah, I saw it’s optional at Amazon but my question is more related to the challan.
Can I be challaned if I have valid insurance but not PA Cover?

No.. (as far as my knowledge). So far not taken pa cover along with bike insurance.

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any thoughts on Zero Depreciation Coverage in case of bike insurance?

for me, it’s about 750 per year extra if I take it hence asking

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