https://www.desidime.com/discussions/any-one-closed-their-citi-bank-post-migration-to-axis?page=1#post_9270997
I'm also planning to close citi account but in my city no branch is there.
Any one closed their citi bank(post migration to axis)?
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Has anyone closed his citi bank account after it becomes/merged with axis bank?
-If yes, what is the process, can it be done online or one has to visit the branch?
-Also, what happens to balance, shall a person makes his account zero before proceeding for closure or shall he close it and bank will ask the details of another bank where the residues will be transferred.
Considering:
:Citi has penalty for having balance below 1/1.5lac.
- what your suggestion is, shall i close my citi account or continue with it?
Tia
-If yes, what is the process, can it be done online or one has to visit the branch?
-Also, what happens to balance, shall a person makes his account zero before proceeding for closure or shall he close it and bank will ask the details of another bank where the residues will be transferred.
Considering:
:Citi has penalty for having balance below 1/1.5lac.
- what your suggestion is, shall i close my citi account or continue with it?
Tia
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https://www.desidime.com/discussions/any-one-closed-their-citi-bank-post-migration-to-axis?page=1#post_9270998
Ans 1,2,3. You need to goto branch to close. Do not empty out your account before closing any account. You will be at receiver's end against any T&C that you might be unluckily unaware of. All banks provide you the option of cheque/DD/online transfer after closing.
Ans 4. Did your converted Axis account have the same MAB, if so exit ASAP.
https://www.desidime.com/discussions/any-one-closed-their-citi-bank-post-migration-to-axis?page=1#post_9270999
When I closed the axis account they issued a DD after deducting charges if applicable. So I suggest dont make ur acct balance 0.
https://www.desidime.com/discussions/any-one-closed-their-citi-bank-post-migration-to-axis?page=1#post_9271019
jaate jaate they gave me citi indian oil LTF so keeping it as sovenier
https://www.desidime.com/discussions/any-one-closed-their-citi-bank-post-migration-to-axis?page=1#post_9271054
demerius2020 wrote:Jaane mein abhi bhi der hain. Till then enjoy the Citi offers (which are in full swing)jaate jaate they gave me citi indian oil LTF so keeping it as sovenier
https://www.desidime.com/discussions/any-one-closed-their-citi-bank-post-migration-to-axis?page=1#post_9271079
I emptied my account. Called customer care, they took closure request over call after some detail verification. Account closed the next day.
https://www.desidime.com/discussions/any-one-closed-their-citi-bank-post-migration-to-axis?page=1#post_9271484
ontherocks wrote:Ans 1,2,3. You need to goto branch to close. Do not empty out your account before closing any account. You will be at receiver's end against any T&C that you might be unluckily unaware of. All banks provide you the option of cheque/DD/online transfer after closing.
Ans 4. Did your converted Axis account have the same MAB, if so exit ASAP.
I don't have axis ACC.
I know banks do offer transfer via cheque/dd , but m specifically asking for Citi.
As on citi, tnc have messed up, somewhere they say withdraw all the balance before closing and somewhere they are saying that you have maintain a minimum account balance of 1.5 lakhs and she will be charged or imposed the penalty
https://www.desidime.com/discussions/any-one-closed-their-citi-bank-post-migration-to-axis?page=1#post_9271486
noobDealer wrote:I emptied my account. Called customer care, they took closure request over call after some detail verification. Account closed the next day.
Your account was salary suvidha or normal savings?
https://www.desidime.com/discussions/any-one-closed-their-citi-bank-post-migration-to-axis?page=1#post_9271505
https://www.desidime.com/discussions/any-one-closed-their-citi-bank-post-migration-to-axis?page=1#post_9271509
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kartikxxx wrote:i received messages about mab and charges but account was closed before all that could kick inI don't have axis ACC.
I know banks do offer transfer via cheque/dd , but m specifically asking for Citi.
As on citi, tnc have messed up, somewhere they say withdraw all the balance before closing and somewhere they are saying that you have maintain a minimum account balance of 1.5 lakhs and she will be charged or imposed the penalty
https://www.desidime.com/discussions/any-one-closed-their-citi-bank-post-migration-to-axis?page=1#post_9271510
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noobDealer wrote:In which bank u shifted after citi?
salary
https://www.desidime.com/discussions/any-one-closed-their-citi-bank-post-migration-to-axis?page=1#post_9271515
https://www.desidime.com/discussions/any-one-closed-their-citi-bank-post-migration-to-axis?page=1#post_9271517
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noobDealer wrote:Thanks bro , kg+
i received messages about mab and charges but account was closed before all that could kick in
https://www.desidime.com/discussions/any-one-closed-their-citi-bank-post-migration-to-axis?page=1#post_9271567
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