Any tricks to pay HDFC bank credit card bills?

Pay Upto 20k from Mobikwik. U will get 1%

Using HDFC millienna DC, load money into  paytm wallet and use it to pay HDFC CC bill. Upto 400 cashback(1%).

10ven wrote:

Using HDFC millienna DC, load money into  paytm wallet and use it to pay HDFC CC bill. Upto 400 cashback(1%).

we don't get cb for direct payment on paytm?

10ven wrote:

Using HDFC millienna DC, load money into  paytm wallet and use it to pay HDFC CC bill. Upto 400 cashback(1%).

Dont have millenia dc

aniket.s.gupta wrote:

Pay Upto 20k from Mobikwik. U will get 1%

How? Using fullpay code?

Shubham_G wrote:

How? Using fullpay code?

Pay normally with card, hdfc plat gives 1% on mobikwik as well

Any other tricks?

Use mobikwik for HDFC credit card billpay and pay through hdfc platinum dc - 1% cashback.

abhishek012 wrote:

Use mobikwik for HDFC credit card billpay and pay through hdfc platinum dc - 1% cashback.

How quickly the payment gets settled?

neehesh wrote:

How quickly the payment gets settled?

abhishek012 wrote:

Use mobikwik for HDFC credit card billpay and pay through hdfc platinum dc - 1% cashback.

Any other way after hdfc 750 limit is reached?

Shubham_G wrote:

Any other way after hdfc 750 limit is reached?

VicksJ wrote:
bada paisa hai logon ke paas, fir bhi 1% ke liye lage hain

Shubham_G wrote:
Bada vella time hai logon ke pass, apna chod k sbke business mei ghusne mei lage hain

Shubham_G wrote:

Any other way after hdfc 750 limit is reached?

• Joining Fee: 5000+GST = 5900/- (No Waiver Criteria)
• Welcome Benefit: 5000 worth GV
• Renewal Fee: 1500+GST = 1770/-
• Renewal Fee Waiver Criteria: Spend 3L+ in previous year

Return Ratio: If you max. out the spends, i.e. 1L per month X 12= 12L in a year, you receive:

1. 1000 GV per month X 12 = 12K points
2. 5000 GV per year X 1 = 5K points

Total= 17K on an effective joining fee of (5900-5000)= 900 INR. Renewal fee anyway will be Zero from next year upon spending 3L+ in previous year.

• Return Percentage for 1st year= (17K-900)/12L ~ 1.34%
• Return percentage next year onwards= 17K/12L ~ 1.41%

Best Value: If your spends aren’t that high, hitting 5L in a year is the sweet spot.

In 1st year You get 5K Monthly + 5K Annual benefit = (10K-900)/5L ~ 1.82%

And next year onwards you get (5K + 5K)/5L ~ 2%

If you spend more than 12L in a year, return value goes downwards. As you can see, this card holds good till annual spends of 12L max only (preferably 1L per month spend with minimum 10K in a month to earn cashbacks as GV)

GVs available: Wide range of GVs with multiple price points are available for redemption against both Welcome/ Monthly benefits. Notable ones are Amazon, Flipkart, Croma, Bigbasket etc.

VicksJ wrote:
aur desidime par hota kya hai, tumne hi apna business khol ke question pucha hai, to ghusenge hi

Thanks meri aankhei kholne k liye.
I thought yaha sb mil k ek dusre se tricks share kr rhe h help kr rhe h. Ungli krna b zaruri h dusro mei ye aaj seekhne ko mila

abhishek012 wrote:
Apply for RBL signature+ debit card - 2% cashback

You will get cashback on credit card bill pay or wallet load.

• Joining Fee: 5000+GST = 5900/- (No Waiver Criteria)
• Welcome Benefit: 5000 worth GV
• Renewal Fee: 1500+GST = 1770/-
• Renewal Fee Waiver Criteria: Spend 3L+ in previous year

Return on Spend

Return Ratio: If you max. out the spends, i.e. 1L per month X 12= 12L in a year, you receive:

1. 1000 GV per month X 12 = 12K points
2. 5000 GV per year X 1 = 5K points

Total= 17K on an effective joining fee of (5900-5000)= 900 INR. Renewal fee anyway will be Zero from next year upon spending 3L+ in previous year.

• Return Percentage for 1st year= (17K-900)/12L ~ 1.34%
• Return percentage next year onwards= 17K/12L ~ 1.41%

Best Value: If your spends aren’t that high, hitting 5L in a year is the sweet spot.

In 1st year You get 5K Monthly + 5K Annual benefit = (10K-900)/5L ~ 1.82%

And next year onwards you get (5K + 5K)/5L ~ 2%

If you spend more than 12L in a year, return value goes downwards. As you can see, this card holds good till annual spends of 12L max only (preferably 1L per month spend with minimum 10K in a month to earn cashbacks as GV)

GVs available: Wide range of GVs with multiple price points are available for redemption against both Welcome/ Monthly benefits. Notable ones are Amazon, Flipkart, Croma, Bigbasket etc.

Thanks for the detailed response. I am aware of this as well wanted to check where can we pay credit card bills with debit card as maybe there are limits to it on every app ?

Shubham_G wrote:

Thanks for the detailed response. I am aware of this as well wanted to check where can we pay credit card bills with debit card as maybe there are limits to it on every app ?

All easy options here everyone use (use RBL Signature+ debit card here) -

1) load money to paytm wallet and then pay to cc bill pay from paytm wallet balance or directly use your card for cc billpay on paytm

2) Mobikwik - cc billpay

3) Bajaj app - cc billpay

4) Payzapp app - cc billpay

5) load to Amazon wallet full kyc account and then use Amazon wallet UPI to pay credit card billpay or transfer to bank.

6) Cred app - pay Rs50,001+ cc billpay and get dc option.

abhishek012 wrote:

All easy options here everyone use -

1) load money to paytm wallet and then pay to cc bill pay from paytm wallet balance or directly use your card for cc billpay on paytm

2) Mobikwik - cc billpay

3) Bajaj app - cc billpay

4) Payzapp app - cc billpay

5) load to Amazon wallet full kyc account and then use Amazon wallet UPI to pay credit card billpay or transfer to bank.

6) Cred app - pay Rs50,001+ cc billpay and get dc option.

Bro any way to get 1% cashback for credit card bill pay..I don't have hdfc platinum card

abhishek012 wrote:
Apply for RBL signature+ debit card - 2% cashback

You will get cashback on credit card bill pay or wallet load.

• Joining Fee: 5000+GST = 5900/- (No Waiver Criteria)
• Welcome Benefit: 5000 worth GV
• Renewal Fee: 1500+GST = 1770/-
• Renewal Fee Waiver Criteria: Spend 3L+ in previous year

Return on Spend

Return Ratio: If you max. out the spends, i.e. 1L per month X 12= 12L in a year, you receive:

1. 1000 GV per month X 12 = 12K points
2. 5000 GV per year X 1 = 5K points

Total= 17K on an effective joining fee of (5900-5000)= 900 INR. Renewal fee anyway will be Zero from next year upon spending 3L+ in previous year.

• Return Percentage for 1st year= (17K-900)/12L ~ 1.34%
• Return percentage next year onwards= 17K/12L ~ 1.41%

Best Value: If your spends aren’t that high, hitting 5L in a year is the sweet spot.

In 1st year You get 5K Monthly + 5K Annual benefit = (10K-900)/5L ~ 1.82%

And next year onwards you get (5K + 5K)/5L ~ 2%

If you spend more than 12L in a year, return value goes downwards. As you can see, this card holds good till annual spends of 12L max only (preferably 1L per month spend with minimum 10K in a month to earn cashbacks as GV)

GVs available: Wide range of GVs with multiple price points are available for redemption against both Welcome/ Monthly benefits. Notable ones are Amazon, Flipkart, Croma, Bigbasket etc.

How to apply? As there is no physical brach in my city.

Shubham_G wrote:

Thanks meri aankhei kholne k liye.
I thought yaha sb mil k ek dusre se tricks share kr rhe h help kr rhe h. Ungli krna b zaruri h dusro mei ye aaj seekhne ko mila

Bakki wrote:

How to apply? As there is no physical brach in my city.

Azhar90 wrote:

Bro any way to get 1% cashback for credit card bill pay..I don't have hdfc platinum card

abhishek012 wrote:

All easy options here everyone use -

1) load money to paytm wallet and then pay to cc bill pay from paytm wallet balance or directly use your card for cc billpay on paytm

2) Mobikwik - cc billpay

3) Bajaj app - cc billpay

4) Payzapp app - cc billpay

5) load to Amazon wallet full kyc account and then use Amazon wallet UPI to pay credit card billpay or transfer to bank.

6) Cred app - pay Rs50,001+ cc billpay and get dc option.

Do all these options also give 1% CB on HDFC EASY Platinum DC?

mgr wrote:

Do all these options also give 1% CB on HDFC EASY Platinum DC?

abhishek012 wrote:
https://www.desidime.com/discussions/any-tricks...

Azhar90 wrote:
Bhai this is costly card..unless you have that much of credit card bill to pay plus rbl bank not available in my location .

These days credit card to bank transfer tricks are getting reduced, so genuine credit card spend of 5L is difficult

abhishek012 wrote:
I think you can easily use 5 lakhs within a year.