Hot Deal Anybodies Amazon ICICI credit card rejected disapproved?

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Deal Subedar
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Anybody here who’s Amazon ICICI credit card rejected disapproved even after receiving Apply button and submitting all required Docs, please discuss for better guidance to fellow dimers.

22 Comments  |  
9 Dimers
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Deal Major
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You will get “Apply” button based on your Amazon purchase history AFAIK
so even if you don’t have any Aadhaar or PAN card or any credit/loan history you will get it
Card rejection/disapproval is solely based on the card issuer terms (ICICI)

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.dot

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getready wrote:

You will get “Apply” button based on your Amazon purchase history AFAIK
so even if you don’t have any Aadhaar or PAN card or any credit/loan history you will get it
Card rejection/disapproval is solely based on the card issuer terms (ICICI)

it is showing my area is not serviceable… only chennai is serviceable in TN?

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karthi4052752 wrote:

it is showing my area is not serviceable… only chennai is serviceable in TN?

I’m not sure about other areas :/
My sister applied from Chennai, got physical card in less than a week

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Deal Subedar
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getready wrote:

I’m not sure about other areas :/
My sister applied from Chennai, got physical card in less than a week

Did she had credit records, what docs she submitted?

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Applied and got it today.

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SanSon wrote:

Did she had credit records, what docs she submitted?

It was instant (Virtual Card) as she already had another ICICI CC

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TronGalaxy wrote:

Applied and got it today.

When did you applied, Docs submitted?

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Deal Cadet
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getready wrote:

You will get “Apply” button based on your Amazon purchase history AFAIK
so even if you don’t have any Aadhaar or PAN card or any credit/loan history you will get it
Card rejection/disapproval is solely based on the card issuer terms (ICICI)

You will get “Apply” button based on your Amazon purchase history AFAIK
- chances are better when high number of purchases or low number purchases?

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Pro Entertainer
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I got the “apply” button about 5 months back. Even after entering correct otp it’s said wrong. Later said your application rejected try after 6 months.

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Analyst
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getready wrote:

You will get “Apply” button based on your Amazon purchase history AFAIK
so even if you don’t have any Aadhaar or PAN card or any credit/loan history you will get it
Card rejection/disapproval is solely based on the card issuer terms (ICICI)

I think it’s not based on ur purchase history…Bcoz I ordered many things/ even big purchases but ‘apply’ is invisible for me..On the otherhand i opened my father’s amazon acc. ..(Even no single order placed till now , no mini kyc till) but have icici account from this no. Nd ‘Apply’ is visible in that account…I just applied nd got  credit card in just 2,3 days

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Stardeals wrote:

I think it’s not based on ur purchase history…Bcoz I ordered many things/ even big purchases but ‘apply’ is invisible for me..On the otherhand i opened my father’s amazon acc. ..(Even no single order placed till now , no mini kyc till) but have icici account from this no. Nd ‘Apply’ is visible in that account…I just applied nd got my credit card in just 2,3 days

Ur credit card or DAD’s… evil… evil toungueout

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vijkap201 wrote:

Ur credit card or DAD’s… evil… evil toungueout

Arey bhai bhai bhai joy joy joy
Removed – ‘MY’ Word stuck_out_tongue

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Stardeals wrote:

I think it’s not based on ur purchase history…Bcoz I ordered many things/ even big purchases but ‘apply’ is invisible for me..On the otherhand i opened my father’s amazon acc. ..(Even no single order placed till now , no mini kyc till) but have icici account from this no. Nd ‘Apply’ is visible in that account…I just applied nd got  credit card in just 2,3 days

There are two scenarios (I believe, for now)
1. You will get the “Apply” option if you already have ICICI Bank Savings account + CC Holder
2. Purchase History

Until last month, it has been case 1
Recently many got the “Apply” option even being noway associated with ICICI Bank
And the document collection case is only associated with those (OP included) not having ICICI CC or bank account

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getready wrote:

There are two scenarios (I believe, for now)
1. You will get the “Apply” option if you are already ICICI Bank Savings account + CC Holder
2. Purchase History

Until last month, it has been case 1
Recently many got the “Apply” option even being noway associated with ICICI Bank

Yes …Agreed…1st points is totally fulfilled in that amazon acc. But in 2nd point…I ordered too much but apply is unavailable for me (I don’t have any cc + Pan card) May be that’s the reason

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asen wrote:

You will get “Apply” button based on your Amazon purchase history AFAIK
- chances are better when high number of purchases or low number purchases?

I think “More”
If you already have ICICI CC linked to same Amazon number, then it doesn’t matter

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Stardeals wrote:

Yes …Agreed…1st points is totally fulfilled in that amazon acc. But in 2nd point…I ordered too much but apply is unavailable for me (I don’t have any cc + Pan card) May be that’s the reason

May be there are other factors too
May be still they are doing it in phases

For instance, my dad has ICICI CC (no SB ACC) but there is no apply option
I have ICICI account (no CC) but I got it long back “apply” option

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Tejaa wrote:

I got the “apply” button about 5 months back. Even after entering correct otp it’s said wrong. Later said your application rejected try after 6 months.

Did you submitted docs & completed application verification and what was the reason for rejection?

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getready wrote:

I think “More”
If you already have ICICI CC linked to same Amazon number, then it doesn’t matter

I have ICICI SB account with same number and I order a lot from Amazon, still apply button is not enabled for me.

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SanSon wrote:

Did you submitted docs & completed application verification and what was the reason for rejection?

Nope. Just after entering my mobile number it sent an otp. I entered that. It said incorrect otp. Btw I have account in ICICI.

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Mine maybe cuz I’m jobless college student..

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