https://www.desidime.com/discussions/anybody-using-bank-of-india-rupay-platinum-debit-card-underrated-gem-as-per-details?page=1#post_8333286
Wow! Never knew this
Anybody using Bank of India RuPay Platinum Debit Card ? Underrated gem.... As per details
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Reasons
Vote down Reasons
- Product not good/not worth the price : 1
- Annual Fee: Rs. 200 + GST
- Reward Rate:
- 1 RP = Rs. 0.25
- 1 RP per Rs. 100 up to monthly spends of Rs. 5,000
- 1.5 RP per Rs. 100 between monthly spends of Rs. 5,001 to Rs. 10,000
- 2 RP per Rs. 100 above monthly spends of Rs. 10,001
- 3 RP on preferred category merchants, preferred category needs to be selected by user and can be changed after 6 months
- Reward points expire after 36 months
- 2 complimentary domestic airport lounge access per quarter
- 5% cash back on utility bill payments, max Rs. 50 per month
Is anybody using it? Does it give points for credit card payments
It also requires no Aqb … As per Boi india website….
If any boi user… While opening account… Does boi give choice of debit card??
Expired
https://www.desidime.com/discussions/anybody-using-bank-of-india-rupay-platinum-debit-card-underrated-gem-as-per-details?page=1#post_8333291
Does it give points for credit card payments : NO
- Please note that below mentioned transaction categories will not be considered for the rewards program with effective from 5th June 2021.
- Mutual fund transactions
- Insurance payments
- Payments to central / state government towards taxes / challan / penalties
- School / college fees payments
- Transactions done using BOI KCC cards
- Booking of railways tickets
- Credit card bill payments
- Wallet transfer transactions
https://www.desidime.com/discussions/anybody-using-bank-of-india-rupay-platinum-debit-card-underrated-gem-as-per-details?page=1#post_8333304
utking wrote:Does it give points for credit card payments : NO
- Please note that below mentioned transaction categories will not be considered for the rewards program with effective from 5th June 2021.
- Mutual fund transactions
- Insurance payments
- Payments to central / state government towards taxes / challan / penalties
- School / college fees payments
- Transactions done using BOI KCC cards
- Booking of railways tickets
- Credit card bill payments
- Wallet transfer transactions
Shit… Was searching for any debit card for credit card payment… After dhani getting charged on one card payment…. Any other alternative if anyone knows….??
https://www.desidime.com/discussions/anybody-using-bank-of-india-rupay-platinum-debit-card-underrated-gem-as-per-details?page=1#post_8333317
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batmanBABA wrote:Shit… Was searching for any debit card for credit card payment… After dhani getting charged on one card payment…. Any other alternative if anyone knows….??
You exhaust Millenia debit 40k limit?
https://www.desidime.com/discussions/anybody-using-bank-of-india-rupay-platinum-debit-card-underrated-gem-as-per-details?page=1#post_8333321
https://www.desidime.com/discussions/anybody-using-bank-of-india-rupay-platinum-debit-card-underrated-gem-as-per-details?page=1#post_8333325
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batmanBABA wrote:I dont have millenia card…. I have hdfc rupay platinum.. But it dont give any rewards… Only visa variant gives…
Get a Millenia card then
https://www.desidime.com/discussions/anybody-using-bank-of-india-rupay-platinum-debit-card-underrated-gem-as-per-details?page=1#post_8333330
https://www.desidime.com/discussions/anybody-using-bank-of-india-rupay-platinum-debit-card-underrated-gem-as-per-details?page=1#post_8333336
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batmanBABA wrote:Hdfc credit card bill payment dont suppprt…. One card… Mine is sbm bank one …. So wont work….
Millenia to Paytm to bill payment supports all bank cards
https://www.desidime.com/discussions/anybody-using-bank-of-india-rupay-platinum-debit-card-underrated-gem-as-per-details?page=1#post_8333373
https://www.desidime.com/discussions/anybody-using-bank-of-india-rupay-platinum-debit-card-underrated-gem-as-per-details?page=1#post_8333440
Whether all rupay platinum card irrespective of the issuance bank will have lounge access? @batmanBABA
https://www.desidime.com/discussions/anybody-using-bank-of-india-rupay-platinum-debit-card-underrated-gem-as-per-details?page=1#post_8333458
Harry-Potter wrote:Whether all rupay platinum card irrespective of the issuance bank will have lounge access? @batmanBABA
yes
https://www.desidime.com/discussions/anybody-using-bank-of-india-rupay-platinum-debit-card-underrated-gem-as-per-details?page=1#post_8333466
utking wrote:Does it give points for credit card payments : NO
- Please note that below mentioned transaction categories will not be considered for the rewards program with effective from 5th June 2021.
- Mutual fund transactions
- Insurance payments
- Payments to central / state government towards taxes / challan / penalties
- School / college fees payments
- Transactions done using BOI KCC cards
- Booking of railways tickets
- Credit card bill payments
- Wallet transfer transactions
I have mutual funds and few policies, worth 2.5lakh/yr, wich card gives reward and wts max i could get? I dont have any physical cc’s
https://www.desidime.com/discussions/anybody-using-bank-of-india-rupay-platinum-debit-card-underrated-gem-as-per-details?page=1#post_8333650
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batmanBABA wrote:Shit… Was searching for any debit card for credit card payment… After dhani getting charged on one card payment…. Any other alternative if anyone knows….??
SBI.
https://www.desidime.com/discussions/anybody-using-bank-of-india-rupay-platinum-debit-card-underrated-gem-as-per-details?page=1#post_8334006
What’s new ? I already used BOI RuPay Platinum debit card.
Got 0.5% cashback rewards, earlier i earned more than 5k monthly but now credit card bill pay no rewards. 😀
https://www.desidime.com/discussions/anybody-using-bank-of-india-rupay-platinum-debit-card-underrated-gem-as-per-details?page=1#post_8334092
abhishek012 wrote:What’s new ? I already used BOI RuPay Platinum debit card.
Got 0.5% cashback rewards, earlier i earned more than 5k monthly but now credit card bill pay no rewards. 😀
how 5k a month bro pls elaborate.
Thanks
https://www.desidime.com/discussions/anybody-using-bank-of-india-rupay-platinum-debit-card-underrated-gem-as-per-details?page=1#post_8334340
Does this card give rewards for loading to Airtel payments bank or kotak 811 account?
https://www.desidime.com/discussions/anybody-using-bank-of-india-rupay-platinum-debit-card-underrated-gem-as-per-details?page=1#post_8334355
Nothing like gem in it They are very quick in permanently blocking rewards account do not ever think to exploit them, if you continue doing large transactions they simply block your boirewardz account and fun and points ends permanently
https://www.desidime.com/discussions/anybody-using-bank-of-india-rupay-platinum-debit-card-underrated-gem-as-per-details?page=1#post_8334360
lhgeek wrote:Does this card give rewards for loading to Airtel payments bank or kotak 811 account?
This card not works on Kotak 811 loading payment fails after entering otp
https://www.desidime.com/discussions/anybody-using-bank-of-india-rupay-platinum-debit-card-underrated-gem-as-per-details?page=1#post_8334528
drupal wrote:Nothing like gem in it They are very quick in permanently blocking rewards account do not ever think to exploit them, if you continue doing large transactions they simply block your boirewardz account and fun and points ends permanently
What ? mere sath aisa kabhi nahi hua. 😳
https://www.desidime.com/discussions/anybody-using-bank-of-india-rupay-platinum-debit-card-underrated-gem-as-per-details?page=1#post_8334548
abhishek012 wrote:What’s new ? I already used BOI RuPay Platinum debit card.
Got 0.5% cashback rewards, earlier i earned more than 5k monthly but now credit card bill pay no rewards. 😀
1million cc bill monthly?
https://www.desidime.com/discussions/anybody-using-bank-of-india-rupay-platinum-debit-card-underrated-gem-as-per-details?page=1#post_8334866
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JaiKrish1031 wrote:1million cc bill monthly?
Ek he baat ko ghuma phir k bolne se kuch new nikal aata ha kya ? 😀
https://www.desidime.com/discussions/anybody-using-bank-of-india-rupay-platinum-debit-card-underrated-gem-as-per-details?page=1#post_8335085
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abhishek012 wrote:What ? mere sath aisa kabhi nahi hua. 😳
Bhai tum VIP ho for all things rupay related, agar 100 log rupay card kaa (mis)use karenge aur 99 ko bank rok dega toh you will be the only one allowed. 
https://www.desidime.com/discussions/anybody-using-bank-of-india-rupay-platinum-debit-card-underrated-gem-as-per-details?page=1#post_8335421
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JaiKrish1031 wrote:1million cc bill monthly?
12 million cc bills every year
https://www.desidime.com/discussions/anybody-using-bank-of-india-rupay-platinum-debit-card-underrated-gem-as-per-details?page=1#post_8335691
https://www.desidime.com/discussions/anybody-using-bank-of-india-rupay-platinum-debit-card-underrated-gem-as-per-details?page=1#post_8335724
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batmanBABA wrote:Ambani and adani wants to know your location.
I am talking about Abhishek no 12 he pays 1 million cc bills every month
https://www.desidime.com/discussions/anybody-using-bank-of-india-rupay-platinum-debit-card-underrated-gem-as-per-details?page=1#post_8353158
open indus online account and add funds using debit card.
https://www.desidime.com/discussions/anybody-using-bank-of-india-rupay-platinum-debit-card-underrated-gem-as-per-details?page=1#post_8749928
BOI has been unable to issue debit cards to hundreds of thousands of customers for more than 1 year citing chip shortage. Other banks mostly have no issue. Terrible bank.
https://www.desidime.com/discussions/anybody-using-bank-of-india-rupay-platinum-debit-card-underrated-gem-as-per-details?page=1#post_8971897
Finally got my BOI RuPay Platinum debit card today after 6 months, just in time for Amazon offer Friday. Went to ATM, activated, turned on channels, set limits and UPI PIN. I don't know if it helped but I emailed certain BOI higher-up management email addresses like crazy complaining how 6 months is too long and that I would approach RBI. It was a pain to find Mumbai-specific officers' emails, some of them were dead/undeliverable.
Also I wonder if it helped if I told them that I have huge FDs in BOI. They have 7.25% FD interest so creating FDs there was a no-brainer. Initially the debit card department email address replied that card was issued in June 2022 itself, but they can't track it. I argued that if they can't track it, who can? There was no speed post SMS like there usually is for cards arriving by post (for SBI and Canara at least there is). Or it may be just sheer luck that it arrived after "only" 6 months. On Twitter people are reporting 8-9 months or even 1+ year waiting time.
Update: ...and used on RuPay offer.
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