Anybody using Bank of India RuPay Platinum Debit Card ? Underrated gem.... As per details
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- Annual Fee: Rs. 200 + GST
- Reward Rate:
- 1 RP = Rs. 0.25
- 1 RP per Rs. 100 up to monthly spends of Rs. 5,000
- 1.5 RP per Rs. 100 between monthly spends of Rs. 5,001 to Rs. 10,000
- 2 RP per Rs. 100 above monthly spends of Rs. 10,001
- 3 RP on preferred category merchants, preferred category needs to be selected by user and can be changed after 6 months
- Reward points expire after 36 months
- 2 complimentary domestic airport lounge access per quarter
- 5% cash back on utility bill payments, max Rs. 50 per month
Is anybody using it? Does it give points for credit card payments
It also requires no Aqb … As per Boi india website….
If any boi user… While opening account… Does boi give choice of debit card??
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Does it give points for credit card payments : NO
- Please note that below mentioned transaction categories will not be considered for the rewards program with effective from 5th June 2021.
- Mutual fund transactions
- Insurance payments
- Payments to central / state government towards taxes / challan / penalties
- School / college fees payments
- Transactions done using BOI KCC cards
- Booking of railways tickets
- Credit card bill payments
- Wallet transfer transactions
Shit… Was searching for any debit card for credit card payment… After dhani getting charged on one card payment…. Any other alternative if anyone knows….??
Whether all rupay platinum card irrespective of the issuance bank will have lounge access? @batmanBABA
What’s new ? I already used BOI RuPay Platinum debit card.
Got 0.5% cashback rewards, earlier i earned more than 5k monthly but now credit card bill pay no rewards. 😀
Nothing like gem in it They are very quick in permanently blocking rewards account do not ever think to exploit them, if you continue doing large transactions they simply block your boirewardz account and fun and points ends permanently
What ? mere sath aisa kabhi nahi hua. 😳
open indus online account and add funds using debit card.
BOI has been unable to issue debit cards to hundreds of thousands of customers for more than 1 year citing chip shortage. Other banks mostly have no issue. Terrible bank.
Finally got my BOI RuPay Platinum debit card today after 6 months, just in time for Amazon offer Friday. 
Went to ATM, activated, turned on channels, set limits and UPI PIN. I don't know if it helped but I emailed certain BOI higher-up management email addresses like crazy complaining how 6 months is too long and that I would approach RBI. It was a pain to find Mumbai-specific officers' emails, some of them were dead/undeliverable.
Also I wonder if it helped if I told them that I have huge FDs in BOI. They have 7.25% FD interest so creating FDs there was a no-brainer. Initially the debit card department email address replied that card was issued in June 2022 itself, but they can't track it. I argued that if they can't track it, who can? There was no speed post SMS like there usually is for cards arriving by post (for SBI and Canara at least there is). Or it may be just sheer luck that it arrived after "only" 6 months. On Twitter people are reporting 8-9 months or even 1+ year waiting time.
Update: ...and used on RuPay offer.
BOI started issuing Contactless Rupay Platinum debit card. And got my card in 10 days after applying from branch.applied on 20 dec and got on 30dec.
Wow! Never knew this