Anybody using Bank of India RuPay Platinum Debit Card ? Underrated gem.... As per details

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batmanBABA
  • Annual Fee: Rs. 200 + GST
  • Reward Rate:
    • 1 RP = Rs. 0.25
    • 1 RP per Rs. 100 up to monthly spends of Rs. 5,000
    • 1.5 RP per Rs. 100 between monthly spends of Rs. 5,001 to Rs. 10,000
    • 2 RP per Rs. 100 above monthly spends of Rs. 10,001
    • 3 RP on preferred category merchants, preferred category needs to be selected by user and can be changed after 6 months
    • Reward points expire after 36 months

  • 2 complimentary domestic airport lounge access per quarter
  • 5% cash back on utility bill payments, max Rs. 50 per month

Is anybody using it? Does it give points for credit card payments

It also requires no Aqb … As per Boi india website….


If any boi user… While opening account… Does boi give choice of debit card??

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Deal Subedar Deal Subedar
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Wow! Never knew this

Deal Cadet Deal Cadet
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Does it give points for credit card payments : NO

  • Please note that below mentioned transaction categories will not be considered for the rewards program with effective from 5th June 2021.
    • Mutual fund transactions
    • Insurance payments
    • Payments to central / state government towards taxes / challan / penalties
    • School / college fees payments
    • Transactions done using BOI KCC cards
    • Booking of railways tickets
    • Credit card bill payments
    • Wallet transfer transactions


Deal Subedar Deal Subedar
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utking wrote:

Does it give points for credit card payments : NO

  • Please note that below mentioned transaction categories will not be considered for the rewards program with effective from 5th June 2021.
    • Mutual fund transactions
    • Insurance payments
    • Payments to central / state government towards taxes / challan / penalties
    • School / college fees payments
    • Transactions done using BOI KCC cards
    • Booking of railways tickets
    • Credit card bill payments
    • Wallet transfer transactions


Shit… Was searching for any debit card for credit card payment… After dhani getting charged on one card payment…. Any other alternative if anyone knows….??

Deal Subedar Deal Subedar
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batmanBABA wrote:

Shit… Was searching for any debit card for credit card payment… After dhani getting charged on one card payment…. Any other alternative if anyone knows….??

You exhaust Millenia debit 40k limit?

Deal Subedar Deal Subedar
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prem4998 wrote:

You exhaust Millenia debit 40k limit?

I dont have millenia card…. I have hdfc rupay platinum.. But it dont give any rewards… Only visa variant gives…

Deal Subedar Deal Subedar
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batmanBABA wrote:

I dont have millenia card…. I have hdfc rupay platinum.. But it dont give any rewards… Only visa variant gives…

Get a Millenia card then

Deal Subedar Deal Subedar
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prem4998 wrote:

Get a Millenia card then

Hdfc credit card bill payment dont suppprt…. One card… Mine is sbm bank one …. So wont work….

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batmanBABA wrote:

Hdfc credit card bill payment dont suppprt…. One card… Mine is sbm bank one …. So wont work….

Millenia to Paytm to bill payment supports all bank cards

Deal Subedar Deal Subedar
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prem4998 wrote:

Millenia to Paytm to bill payment supports all bank cards

Ok then will get it….

Deal Newbie Deal Newbie
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Whether all rupay platinum card irrespective of the issuance bank will have lounge access? @batmanBABA

Deal Cadet Deal Cadet
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Harry-Potter wrote:

Whether all rupay platinum card irrespective of the issuance bank will have lounge access? @batmanBABA

yes

Deal Cadet Deal Cadet
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utking wrote:

Does it give points for credit card payments : NO

  • Please note that below mentioned transaction categories will not be considered for the rewards program with effective from 5th June 2021.
    • Mutual fund transactions
    • Insurance payments
    • Payments to central / state government towards taxes / challan / penalties
    • School / college fees payments
    • Transactions done using BOI KCC cards
    • Booking of railways tickets
    • Credit card bill payments
    • Wallet transfer transactions


I have mutual funds and few policies, worth 2.5lakh/yr, wich card gives reward and wts max i could get? I dont have any physical cc’s

Deal Cadet Deal Cadet
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batmanBABA wrote:

Shit… Was searching for any debit card for credit card payment… After dhani getting charged on one card payment…. Any other alternative if anyone knows….??

SBI.

Pro Blogger Pro Blogger
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What’s new ? I already used BOI RuPay Platinum debit card.

Got 0.5% cashback rewards, earlier i earned more than 5k monthly but now credit card bill pay no rewards. 😀

Deal Cadet Deal Cadet
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abhishek012 wrote:

What’s new ? I already used BOI RuPay Platinum debit card.

Got 0.5% cashback rewards, earlier i earned more than 5k monthly but now credit card bill pay no rewards. 😀

how 5k a month bro pls elaborate.

Thanks 

Deal Subedar Deal Subedar
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utking wrote:

how 5k a month bro pls elaborate.

Thanks 

He used for CC bill payments before

Deal Newbie Deal Newbie
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Does this card give rewards for loading to Airtel payments bank or kotak 811 account?

Community Angel Community Angel
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Nothing like gem in it They are very quick in permanently blocking rewards account do not ever think to exploit them, if you continue doing large transactions they simply block your boirewardz account and fun and points ends permanently 

Community Angel Community Angel
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lhgeek wrote:

Does this card give rewards for loading to Airtel payments bank or kotak 811 account?

This card not works on Kotak 811 loading payment fails after entering otp

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drupal wrote:

Nothing like gem in it They are very quick in permanently blocking rewards account do not ever think to exploit them, if you continue doing large transactions they simply block your boirewardz account and fun and points ends permanently 

What ? mere sath aisa kabhi nahi hua. 😳

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abhishek012 wrote:

What’s new ? I already used BOI RuPay Platinum debit card.

Got 0.5% cashback rewards, earlier i earned more than 5k monthly but now credit card bill pay no rewards. 😀

1million cc bill monthly?

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JaiKrish1031 wrote:

1million cc bill monthly?

Ek he baat ko ghuma phir k bolne se kuch new nikal aata ha kya ? 😀

Critic Critic
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abhishek012 wrote:

What ? mere sath aisa kabhi nahi hua. 😳

Bhai tum VIP ho for all things rupay related, agar 100 log rupay card kaa (mis)use karenge aur 99 ko bank rok dega toh you will be the only one allowed. smile

Community Angel Community Angel
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JaiKrish1031 wrote:

1million cc bill monthly?

12 million cc bills every year smile

Deal Subedar Deal Subedar
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drupal wrote:

12 million cc bills every year smile

Ambani and adani wants to know your location.   stuck_out_tongue_winking_eye

Community Angel Community Angel
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batmanBABA wrote:

Ambani and adani wants to know your location.   stuck_out_tongue_winking_eye

I am talking about Abhishek no 12 he pays 1 million cc bills every month

Deal Cadet Deal Cadet
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open indus online account and add funds using debit card. 

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