Anybody using Bank of India RuPay Platinum Debit Card ? Underrated gem.... As per details

• Annual Fee: Rs. 200 + GST
• Reward Rate:
  • 1 RP = Rs. 0.25
  • 1 RP per Rs. 100 up to monthly spends of Rs. 5,000
  • 1.5 RP per Rs. 100 between monthly spends of Rs. 5,001 to Rs. 10,000
  • 2 RP per Rs. 100 above monthly spends of Rs. 10,001
  • 3 RP on preferred category merchants, preferred category needs to be selected by user and can be changed after 6 months
  • Reward points expire after 36 months

• 2 complimentary domestic airport lounge access per quarter
• 5% cash back on utility bill payments, max Rs. 50 per month

If any boi user… While opening account… Does boi give choice of debit card??