anyone has diner club black card .is it really worth by paying annual fee?

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As we get 33% cashback in points and we can book flights and hotel but that time we cannot apply any coupon also we will not get the points for that booking also.

Anyone who is using the card ,can share his experience.

18 Comments  |  
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Deal Subedar
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annual fees is 5k + GST and u get 5k points worth 5k toungueout

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Yep….absolutely worth it. Enjoy the 10x rewards till they last. Also unlimited lounge access all over the world. A big plus for me. Acceptability has become much better and they keep coming with great offers.
I would agree with you on the fact that it’s not great to book hotels through them since you can’t get discount codes but booking flights is good as not many good offers come up for flight bookings.

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nomag wrote:

annual fees is 5k + GST and u get 5k points worth 5k toungueout

Is joining fees also there ? Or annual fess only need to be paid after 1 year

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Abhinav_Pune wrote:

Is joining fees also there ? Or annual fess only need to be paid after 1 year

You will have to check with HDFC.
When I applied 1st year was free with at least one automatic bill payment. Also there is fees waiver if you spend 5 lacs in a year.

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kurk wrote:

You will have to check with HDFC.
When I applied 1st year was free with at least one automatic bill payment. Also there is fees waiver if you spend 5 lacs in a year.

@ebaylovers

Recent update is that fees may be increased to 10k from 1st Jan.
If you are looking for applying, Get it before then.

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Deal Newbie
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I got the card 45 days back. I didn’t have to pay any fees, its lifetime free..

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voda.bbservice129 wrote:

I got the card 45 days back. I didn’t have to pay any fees, its lifetime free..

How did you get the card?
Upgrade from a previous card or through new application or was it a pre approved one?

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moriarty wrote:

How did you get the card?
Upgrade from a previous card or through new application or was it a pre approved one?

I had an old HDFC JETPRIVILEGE card. Although I cancelled that and did a fresh application for this..

What city are you in? If Mumbai, i can DM you the number of the RM who processed my application.

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Ye card 1.75 lakh per month salary walo ko deta hai as pet t&c. Itna paisa wala dd pe kya kar raha

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titamazon wrote:

Ye card 1.75 lakh per month salary walo ko deta hai as pet t&c. Itna paisa wala dd pe kya kar raha

exactly

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indiansoul wrote:

@ebaylovers

Recent update is that fees may be increased to 10k from 1st Jan.
If you are looking for applying, Get it before then.

I have already applied. If approved will get it before December

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titamazon wrote:

Ye card 1.75 lakh per month salary walo ko deta hai as pet t&c. Itna paisa wala dd pe kya kar raha

Thats not the only eligibility. Hdfc values banking relationship also by rewarding them with this card. A normal customer who keeps his life saving all in a hdfc bank account like fds, rds, saving, mutual fund can also get this card easily.

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Definitely worth it if you love dining out! I travel a lot and it really works for me.

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Adhyaksh_tuli wrote:

Definitely worth it if you love dining out! I travel a lot and it really works for me.

Can you plz elaborate the dining benefits and get max value ..
I know it’s 2x points but I think you can get better value by using Dineout  as it’s acceptable at more places

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moriarty wrote:

How did you get the card?
Upgrade from a previous card or through new application or was it a pre approved one?

You also 10x reward points on this for shopping on Amazon / Flipkart.. Which can be used for booking flights and hotels

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Deal Subedar
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jambui wrote:

Thats not the only eligibility. Hdfc values banking relationship also by rewarding them with this card. A normal customer who keeps his life saving all in a hdfc bank account like fds, rds, saving, mutual fund can also get this card easily.

Aisa kya, hamne se saving ke nam pe aajtak .75 lakh bachaya

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jambui wrote:

Thats not the only eligibility. Hdfc values banking relationship also by rewarding them with this card. A normal customer who keeps his life saving all in a hdfc bank account like fds, rds, saving, mutual fund can also get this card easily.

Yes i am also going from exception route only

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I got this card today can some expert user ping me I need to check some offers on this in pm

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