Apay Credit Card Question

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Last Comment 2022-12-08

2022-12-05

Hello Guys,

Thank you in advance for taking your valuable time to help me out which i really apricate it so basically i applied Apay card back in Aug 2022 and had a inquiry on CIBIL [When my CIBIL score was not there] but i did not complete the application which is at Video KYC right now and now i have a CIBIL score of 754.

Now my question is ,Since they did a hard inquiry already which had 0 score earlier so will they take this score into consideration ? which can reject my card as well or will they do a inquiry again during Video kyc or so and take the new CIBIL score into consideration ?

another question is ,I am getting banner of Axis gpay card on Gpay app so should i apply for this instead of apay ?

Please note that i do not hold any ICICI bank account or Axis Bank account, Thank you.

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https://www.desidime.com/discussions/apay-credit-card-question?page=1#post_8955020

caks2006407

2022-12-06

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another question is ,I am getting banner of Axis gpay card on Gpay app so should i apply for this instead of apay ?

Yes get this card first

will they do a inquiry again during Video kyc or so and take the new CIBIL score into consideration ?

new enquiry again so your new CIBIL will be seen by ICICI, but wait few months till CIBIL is 770+

https://www.desidime.com/discussions/apay-credit-card-question?page=1#post_8955370

Samnake

2022-12-06

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Thank you for your reply,However i was using Slice to get my CIBIL score but however looking at things going on with Slice,I am not really sure whats gonna happen and that is why ,I wanted to get a credit card to keep things alright.

in reply to your Axis Gpay card ,Is it okay if i do not have Axis bank account? Thank you.