Apay Credit Card Question

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Samnake

Hello Guys,

Thank you in advance for taking your valuable time to help me out which i really apricate it so basically i applied Apay card back in Aug 2022 and had a inquiry on CIBIL [When my CIBIL score was not there] but i did not complete the application which is at Video KYC right now and now i have a CIBIL score of 754.

Now my question is ,Since they did a hard inquiry already which had 0 score earlier so will they take this score into consideration ? which can reject my card as well or will they do a inquiry again during Video kyc or so and take the new CIBIL score into consideration ?

another question is ,I am getting banner of Axis gpay card on Gpay app so should i apply for this instead of apay ? 

Please note that i do not hold any ICICI bank account or Axis Bank account, Thank you. 

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Benevolent Benevolent
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another question is ,I am getting banner of Axis gpay card on Gpay app so should i apply for this instead of apay ?

Yes get this card first

will they do a inquiry again during Video kyc or so and take the new CIBIL score into consideration ?

new enquiry again so your new CIBIL will be seen by ICICI, but wait few months till CIBIL is 770+


Deal Newbie Deal Newbie
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caks2006407 wrote:
another question is ,I am getting banner of Axis gpay card on Gpay app so should i apply for this instead of apay ?

Yes get this card first

will they do a inquiry again during Video kyc or so and take the new CIBIL score into consideration ?

new enquiry again so your new CIBIL will be seen by ICICI, but wait few months till CIBIL is 770+


Thank you for your reply,However i was using Slice to get my CIBIL score but however looking at things going on with Slice,I am not really sure whats gonna happen and that is why ,I wanted to get a credit card to keep things alright. 

in reply to your Axis Gpay card ,Is it okay if i do not have Axis bank account? Thank you. 
Benevolent Benevolent
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Samnake wrote:
Thank you for your reply,However i was using Slice to get my CIBIL score but however looking at things going on with Slice,I am not really sure whats gonna happen and that is why ,I wanted to get a credit card to keep things alright. 

in reply to your Axis Gpay card ,Is it okay if i do not have Axis bank account? Thank you. 
Axis account helps but they will not reject just bcos u have no Axis a/c so try it
Deal Newbie Deal Newbie
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caks2006407 wrote:
Axis account helps but they will not reject just bcos u have no Axis a/c so try it
I switched the phone today and the banner is no more there in gpay ,Sadly. i am confused what to do now. 
Like Magnet Like Magnet
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Samnake wrote:
I switched the phone today and the banner is no more there in gpay ,Sadly. i am confused what to do now. 

Where was it showing earlier? In Offers Section?

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satraghav wrote:

Where was it showing earlier? In Offers Section?

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