applied for HDFC money back but received business money back credit card.

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any difference between two?

25 Comments  |  
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usually business cc is given to business owner(obviously) or person who apply as self employed
up to my knowledge there is no difference between the two

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Not much diff, but premium cards like regalia have different set of 5/10x partners.

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SARDARKHAN wrote:

usually business cc is given to business owner(obviously) or person who apply as self employed
up to my knowledge there is no difference between the two

Thanks plus1 KG

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arunrush680 wrote:

Not much diff, but premium cards like regalia have different set of 5/10x partners.

Kg plus1

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@jasmin5967
they did the same to me.
but plus point is i am getting upgrades really fast in last 8 months i have got from moneyback to regalia first and than on to regalia.

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tank_u_m8 wrote:

@jasmin5967
they did the same to me.
but plus point is i am getting upgrades really fast in last 8 months i have got from moneyback to regalia first and than on to regalia.

plus1
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AatmaNirbhar wrote:
plus1

It’s been 2 years and no offer to upgrade my card. Normal moneyback card.

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tank_u_m8 wrote:

@jasmin5967
they did the same to me.
but plus point is i am getting upgrades really fast in last 8 months i have got from moneyback to regalia first and than on to regalia.

That’s great. Are your spends on the higher side? And do you have a preferred status with hdfc?

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schumacher wrote:

That’s great. Are your spends on the higher side? And do you have a preferred status with hdfc?

the spends are approx 25k a month and i don’t know about preferred status but i know that they gave me a RM which keeps calling every month to sell BS schemes.
if anyone has idea about how to find status like preferred,classic,prime than please explain

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tank_u_m8 wrote:

the spends are approx 25k a month and i don’t know about preferred status but i know that they gave me a RM which keeps calling every month to sell BS schemes.
if anyone has idea about how to find status like preferred,classic,prime than please explain

Just check ur mobile app, if it’s written Standard-normal acc.

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arunrush680 wrote:

Just check ur mobile app, if it’s written Standard-normal acc.

Where is it written in app?

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_One_Miller_ wrote:

Business variant is seems to be better than normal one.

Ok.. plus1This is my first credit card with zero cibil score. Can i open account in cred app?

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AatmaNirbhar wrote:

Ok.. plus1This is my first credit card with zero cibil score. Can i open account in cred app?

No

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AatmaNirbhar wrote:

Ok.. plus1This is my first credit card with zero cibil score. Can i open account in cred app?

Not now. Wait for atleast 3-4 months. You can open account after Experian Score is generated.

T : Dhiraj na fal mitha hoy chhe Jasmin bhai

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_One_Miller_ wrote:

Not now. Wait for atleast 3-4 months. You can open account after Experian Score is generated.

T : Dhiraj na fal mitha hoy chhe Jasmin bhai

Got it blush
Ane ha Dhirajbhai ni fal ni dukan kai jagya par che? stuck_out_tongue_winking_eye

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