Are IndusInd Credit cards worthy?

It's always good to have a LTF credit card for promotional offers. 

Legend and pinnacle was the good card

Ransome wrote:

It's always good to have a LTF credit card for promotional offers. 

as mentioned above, if its LTF then good to have as you have some offers even in Swiggy/BB etc but what I could see in the last 6-8months there haven't much offers for these cards in sales in FK/Amazon and more over only in BBD you have the lowest or best prices of the product compared to other sales during the year unless the price gets officially decreased by the manufacturer itself.. had the below comment on other topic and only if you are good in managing lot of cards then you can go for it 

"earlier for Legend they had 1RP = 1Re but it was reduced to 0.75Rs and Aura variant ones have it as 0.4Rs whereas Amazon ICICI LTF has CB at 1% minimum and yeah you had mentioned for bank offers during sale but not much in recent time in Amazon/Flipkart I guess... asking all these queries as I too have a IndusInd CC (Platinum)lying around without any use and thinking of closing it.. 😃😃

also Legend card just gives access to Priority Pass but you need to pay for every international lounge visit outside India so if you are getting it for International Lounge purpose then it doesn't serve this purpose also (not sure if it had lounge access earlier though)

Utha lo free ka mal

arundass007378 wrote:
as mentioned above, if its LTF then good to have as you have some offers even in Swiggy/BB etc but what I could see in the last 6-8months there haven't much offers for these cards in sales in FK/Amazon and more over only in BBD you have the lowest or best prices of the product compared to other sales during the year unless the price gets officially decreased by the manufacturer itself.. had the below comment on other topic and only if you are good in managing lot of cards then you can go for it 

"earlier for Legend they had 1RP = 1Re but it was reduced to 0.75Rs and Aura variant ones have it as 0.4Rs whereas Amazon ICICI LTF has CB at 1% minimum and yeah you had mentioned for bank offers during sale but not much in recent time in Amazon/Flipkart I guess... asking all these queries as I too have a IndusInd CC (Platinum)lying around without any use and thinking of closing it.. 😃😃

also Legend card just gives access to Priority Pass but you need to pay for every international lounge visit outside India so if you are getting it for International Lounge purpose then it doesn't serve this purpose also (not sure if it had lounge access earlier though)

5) Free Lounge access, if applicable.

Ransome wrote:

All valid points. However, a few advantages of getting a pre-approved LTF card are as follows:

1) No CIBIL enquiry.

2) Better credit limit (in most cases)

3) Option to ask for a card upgrade after 6 months.

4) Useful during promo sales on Amazon, Flipkart, Yatra etc. 

5) Free Lounge access, if applicable.

1) Cibil enquiry depends on bank to bank.

+ 6) No document submission, no verification & no kyc. 

Ransome wrote:

All valid points. However, a few advantages of getting a pre-approved LTF card are as follows:

1) No CIBIL enquiry.

2) Better credit limit (in most cases)

3) Option to ask for a card upgrade after 6 months.

4) Useful during promo sales on Amazon, Flipkart, Yatra etc. 

5) Free Lounge access, if applicable.

1 point to note is that upgrades are always paid, so be careful with the card you pick at start and dont go for a lower card just because you are getting it ltf.

only Easydiner LTF dont fall for legend

-highest discount on bookmyshow 

-airport lounges

-bigbasket and other random offer

-30% on selected restraurant