AU Bank Account Query.

AU digital which gives Rupay platinum and zero minimum balance

Can go for higher ones if okay with Visa card , and can maintain balance and want to get some offers like BMS and others

AU likes salaried and big business fishes only...

Agnivo007 wrote:

AU likes salaried and big business fishes only...

MAINTAING A ZERO BALANCE ACCOUNT FROM A YEAR  without any issues.....i felt it as the most responsive bank...sometimes...they solve issues even without complains...and I have experience of 10 bank accounts...from different banks...that i hold..

@tappukepapa

avgn wrote:

AU digital which gives Rupay platinum and zero minimum balance

Can go for higher ones if okay with Visa card , and can maintain balance and want to get some offers like BMS and others

Any debit card charges in ai digital account?

CaptainLevi wrote:

Any debit card charges in ai digital account?

Yes there is I don't remember exact but I think it's some 177 Rs inclusive GST

avgn wrote:

Yes there is I don't remember exact but I think it's some 177 Rs inclusive GST

So after 1 year or immediately debit this fees

CaptainLevi wrote:
So after 1 year or immediately debit this fees

Immediately

avgn wrote:

Yes there is I don't remember exact but I think it's some 177 Rs inclusive GST

I found Royale account quite useful but it has 1 lakh MAB.

avgn wrote:

AU digital which gives Rupay platinum and zero minimum balance

Can go for higher ones if okay with Visa card , and can maintain balance and want to get some offers like BMS and others

Already having 15+ rupay platinum dc lying useless in kit.

batmanBABA wrote:

MAINTAING A ZERO BALANCE ACCOUNT FROM A YEAR  without any issues.....i felt it as the most responsive bank...sometimes...they solve issues even without complains...and I have experience of 10 bank accounts...from different banks...that i hold..

did you get any cc offer from AU ?

akki.akki wrote:
did you get any cc offer from AU ?

No need to open bank account for CC

AU lit is anyways lifetime free,

Also AU xcite program gives LTF cards with c2c

akki.akki wrote:
did you get any cc offer from AU ?

None...... I guess.. It has to do with my pincode... Its nit serviceable

avgn wrote:

AU digital which gives Rupay platinum and zero minimum balance

Can go for higher ones if okay with Visa card , and can maintain balance and want to get some offers like BMS and others

AU bank BMS offer also eligible for AU bank RuPay Platinum DC.

Open digital savings account..don't fall for the trap for other accounts

akki.akki wrote:
did you get any cc offer from AU ?

Check pm

batmanBABA wrote:

MAINTAING A ZERO BALANCE ACCOUNT FROM A YEAR  without any issues.....i felt it as the most responsive bank...sometimes...they solve issues even without complains...and I have experience of 10 bank accounts...from different banks...that i hold..

Khush rahiye...

akki.akki wrote:
Already having 15+ rupay platinum dc lying useless in kit.

15+ means 1500 loot every month u used to receive? Do u file itr for this massive profit? Income tax department speaking

neel648 wrote:

15+ means 1500 loot every month I used to receive? Do u file itr for this massive profit? Income tax department speaking

Hehe.. I use to have ample amount of money apay bal. But sadly now its over and mybapay bal is almost empty.

avgn wrote:

Yes there is I don't remember exact but I think it's some 177 Rs inclusive GST

Yes 177 and also sms charges 17 per quarter

avgn wrote:

Yes there is I don't remember exact but I think it's some 177 Rs inclusive GST

Do we get physical debit card also?

Also, are there any other rupay platinum cards which are free and no hidden charges in saving account as well

How to avoid quarterly sms charges?

jeyapriyaguru wrote:

How to avoid quarterly sms charges?

call customer care and get it closed.
@batmanBABA can confirm more on this.

akki.akki wrote:
call customer care and get it closed.
@batmanBABA can confirm more on this.

Yes.... U can mail or call customer care and get it closed.... Best is email... They are very responsive there

batmanBABA wrote:
Yes.... U can mail or call customer care and get it closed.... Best is email... They are very responsive there

what all sms will not be received if we get it closed. do we get otp/debit/credit alert sms after closure.

akki.akki wrote:
what all sms will not be received if we get it closed. do we get otp/debit/credit alert sms after closure.

Yes... Its mandatory as per rbi..... U will also grt mail for it as well as sms

batmanBABA wrote:
Yes... Its mandatory as per rbi..... U will also grt mail for it as well as sms

Can we block debit card before 1yr renewal?Any other hidden charges that we can avoid bro?

pmahesh wrote:

Can we block debit card before 1yr renewal?Any other hidden charges that we can avoid bro?

yes u can block the card...and  get the sms alert blocked by calling customer care...there is option in app to do it but it dosent work....

akki.akki wrote:
I found Royale account quite useful but it has 1 lakh MAB.

Check dm once bro