AU bank credit card application declined three times in a year

67°
Spearhead
gauravkamra
I applied au bank credit card yesterday today i receive message
" Regrettably, your AU Credit Card application has been declined as verification norms were not met."
I applied three times in a year but every time my application was rejected. I have a current account of my firm in the bank. My business address in the record  of bank is different from my current business address. My verification was done at the new address. Is this the reason why my application was rejected.
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
6 Comments  |  
6 Dimers
  • Sort By
Deal Cadet Deal Cadet
Link Copied

Don't waste time on this small insecure bank they behave like finance agent (before converting into bank they were financial agent) do physical verification even though you have many CC, high income and high CIBIL. They also have 1 card policy don't waste you CIBIL enquiries later you will regret when you need them the most.

Deal Cadet Deal Cadet
Link Copied

True words

Finance Mentor Finance Mentor
Link Copied

bloody shit bank, if they have denied already stop wasting time, even yes bank gave me cc (uni 1% cb) with good limit without local branch at my pincode...

Deal Subedar Deal Subedar
Link Copied

Contact rm see if you have any pre-approved offer. The same thing happened to me twice my application was declined but once rm called me regarding loan offer but I declined and asked for cc and he said I do have pre-approved offer even though in app there was no offer mentioned. No verification, no kyc, no documents required.

Wishlist Champion Wishlist Champion
Link Copied

I have opened 0 zero balance account with AU and within 2 weeks they offer me altura credit card instantly got approved and with NO KYC

Which card are you applying?

Also AU bank KYC is very strict so try only for pre approved cards 


Spearhead Spearhead
Link Copied
Au Ixigo card
replyuser
Click here to reply
Reply