AU bank Zero Balance Student Savings A/c + RuPay Platinum DC (Online apply)

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abhishek012

2023-09-14

AU bank Launch Zero Balance Student Savings A/c + RuPay Platinum DC (Online apply):

Apply Link - https://www.aubank.in/personal-banking/savings-...

One person told, he got without id card. Initially they asked for ID, but then agreed over Rs 2000 funding.

He said, Vkyc agent talked to his senior and then asked me to do funding.

More details on PDF file - https://www.aubank.in/Student-savings-account-a...

Card annual charges - Rs150+GST

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https://www.desidime.com/discussions/au-bank-zero-balance-student-savings-a-c-rupay-platinum-dc-online-apply?page=1#post_9550901

rohit_mfp

2023-09-14

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apply kiya hai mere city me available nahi 70-80km branch dur hai so other ac nahi khulta hai isme to request liya and message aaya

Hello Rohit Kumar! Thank you for your interest in Savings Account from AU Small Finance Bank. A Savings Account Product Specialist will connect with you shortly, to help you. - AU Small Finance Bank

ab dekhta hun kya hota hai waise student id to nahi hai mere paas 🤞🏻

https://www.desidime.com/discussions/au-bank-zero-balance-student-savings-a-c-rupay-platinum-dc-online-apply?page=1#post_9551620

akki.akki

2023-09-15

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I recently opened zero bal au account online... ever since then getting various spam calls (more than5 calls per day) either from bank or some 3rd party for loans and all.
be carefull to receive spam calls.

https://www.desidime.com/discussions/au-bank-zero-balance-student-savings-a-c-rupay-platinum-dc-online-apply?page=1#post_9552682

shraaj

2023-09-15

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rohit_mfp wrote:
apply kiya hai mere city me available nahi 70-80km branch dur hai so other ac nahi khulta hai isme to request liya and message aaya

Hello Rohit Kumar! Thank you for your interest in Savings Account from AU Small Finance Bank. A Savings Account Product Specialist will connect with you shortly, to help you. - AU Small Finance Bank

ab dekhta hun kya hota hai waise student id to nahi hai mere paas 🤞🏻

Last year, I applied for an AU Digital Savings Account, which is a zero balance account. Even though I live in a Tier 3 town in Maharashtra and the AU branch is located in District City, which is almost 100 km away, I was able to open an account with them without any issues. Moreover, they have also provided me with credit cards.

https://www.desidime.com/discussions/au-bank-zero-balance-student-savings-a-c-rupay-platinum-dc-online-apply?page=1#post_9552693

rohit_mfp

2023-09-15

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shraaj wrote:
Last year, I applied for an AU Digital Savings Account, which is a zero balance account. Even though I live in a Tier 3 town in Maharashtra and the AU branch is located in District City, which is almost 100 km away, I was able to open an account with them without any issues. Moreover, they have also provided me with credit cards.

but for me after entering the details of Aadhar and otp they say currently we are not available in your area or city. 😔

https://www.desidime.com/discussions/au-bank-zero-balance-student-savings-a-c-rupay-platinum-dc-online-apply?page=1#post_9552732

shraaj

2023-09-15

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The Difference between AU Digital Savings and AU Students Account are

1. Cash Deposit Charges - Free upto 1 Lac/Month in AU Digital & 5 Lac/Month in AU Students

2. ATM Withdrawal - 5 Txn free in Non-AU ATM % 10 Txn Free in Non-AU ATM Students

3. IMPS - It is Free in AU Digital but Chargeable in AU Students

Rest all the Things are same as AU Digital Account (ZERO Balance A/c)

https://www.desidime.com/discussions/au-bank-zero-balance-student-savings-a-c-rupay-platinum-dc-online-apply?page=1#post_9552786

shraaj

2023-09-15

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rohit_mfp wrote:
but for me after entering the details of Aadhar and otp they say currently we are not available in your area or city. 😔

STATE?

https://www.desidime.com/discussions/au-bank-zero-balance-student-savings-a-c-rupay-platinum-dc-online-apply?page=1#post_9552792

rohit_mfp

2023-09-15

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shraaj wrote:
STATE?

Muzaffarpur, Bihar

https://www.desidime.com/discussions/au-bank-zero-balance-student-savings-a-c-rupay-platinum-dc-online-apply?page=1#post_9552794

rohit_mfp

2023-09-15

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shraaj wrote:
The Difference between AU Digital Savings and AU Students Account are

1. Cash Deposit Charges - Free upto 1 Lac/Month in AU Digital & 5 Lac/Month in AU Students

2. ATM Withdrawal - 5 Txn free in Non-AU ATM % 10 Txn Free in Non-AU ATM Students

3. IMPS - It is Free in AU Digital but Chargeable in AU Students

Rest all the Things are same as AU Digital Account (ZERO Balance A/c)

till now didn’t get any phone call from their side

https://www.desidime.com/discussions/au-bank-zero-balance-student-savings-a-c-rupay-platinum-dc-online-apply?page=1#post_9553922

shraaj

2023-09-15

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rohit_mfp wrote:
till now didn’t get any phone call from their side

Visit the branch once and talk to the Branch Manager and ask him does you area is under his Branch?

https://www.desidime.com/discussions/au-bank-zero-balance-student-savings-a-c-rupay-platinum-dc-online-apply?page=1#post_9554624

rohit_mfp

2023-09-16

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shraaj wrote:
Visit the branch once and talk to the Branch Manager and ask him does you area is under his Branch?

Received a call from them in Bihar no online Account opening facility is available. visit the branch and open ac but not zero Balance ac available there.

https://www.desidime.com/discussions/au-bank-zero-balance-student-savings-a-c-rupay-platinum-dc-online-apply?page=1#post_9555104

abhishek012

2023-09-16

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rohit_mfp wrote:
Received a call from them in Bihar no online Account opening facility is available. visit the branch and open ac but not zero Balance ac available there.

Only online account offer your RuPay Platinum debit card.

Offline account - one person got RuPay Platinum DC on 5k MAB account but after complaint to RBI.

https://www.desidime.com/discussions/au-bank-zero-balance-student-savings-a-c-rupay-platinum-dc-online-apply?page=1#post_9556968

GeekyNoob

2023-09-17

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shraaj wrote:
Last year, I applied for an AU Digital Savings Account, which is a zero balance account. Even though I live in a Tier 3 town in Maharashtra and the AU branch is located in District City, which is almost 100 km away, I was able to open an account with them without any issues. Moreover, they have also provided me with credit cards.

Which credit cards are being offered as LTF

https://www.desidime.com/discussions/au-bank-zero-balance-student-savings-a-c-rupay-platinum-dc-online-apply?page=1#post_9557027

shraaj

2023-09-17

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GeekyNoob wrote:
Which credit cards are being offered as LTF

AU LIT

https://www.desidime.com/discussions/au-bank-zero-balance-student-savings-a-c-rupay-platinum-dc-online-apply?page=1#post_9569280

Watcher

2023-09-23

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shraaj wrote:
The Difference between AU Digital Savings and AU Students Account are

1. Cash Deposit Charges - Free upto 1 Lac/Month in AU Digital & 5 Lac/Month in AU Students

2. ATM Withdrawal - 5 Txn free in Non-AU ATM % 10 Txn Free in Non-AU ATM Students

3. IMPS - It is Free in AU Digital but Chargeable in AU Students

Rest all the Things are same as AU Digital Account (ZERO Balance A/c)

So AU Digital is better account than Students account