AU Card Application

What exactly you want to do? Getting AU card is not that hard with a decent cibil score(750+), just open an acc there & wait for few months while doing some txns via their debit card(many AU bank debit card offers on various sites nowadays).

i have vetta

guest_999 wrote:

What exactly you want to do? Getting AU card is not that hard with a decent cibil score(750+), just open an acc there & wait for few months while doing some txns via their debit card(many AU bank debit card offers on various sites nowadays).

Have zero balance account since 6 months. No offer

RockyBond wrote:
Have zero balance account since 6 months. No offer

Are you regularly using AU debit card for some of their offers every month? Do you have a 750+ cibil score & preferably any credit card?

guest_999 wrote:
Are you regularly using AU debit card for some of their offers every month? Do you have a 750+ cibil score & preferably any credit card?

@RockyBond Whats your address in the bank records?

Location is also a major constraint. I also did not receive any pre-approved offer from AU.

Similar case for Indusind bank, IDFC Bank

guest_999 wrote:
Are you regularly using AU debit card for some of their offers every month? Do you have a 750+ cibil score & preferably any credit card?

Yes. Every month 2-3 transactions i do. Cibil 772. Have 18 credit cards

RunZone wrote:

@RockyBond Whats your address in the bank records?

Location is also a major constraint. I also did not receive any pre-approved offer from AU.

Similar case for Indusind bank, IDFC Bank

Kolkata

RockyBond wrote:

Kolkata

Even in same city there are certain pincodes tagged as non-serviceable so that may be the reason.

guest_999 wrote:
Even in same city there are certain pincodes tagged as non-serviceable so that may be the reason.

You have that list? How to know non serviceable au list before applying

RockyBond wrote:
You have that list? How to know non serviceable au list before applying

No bro how can I have such a list This is a guess based on similar experience of some users here with IDFC bank where their cards had a serviceable pincode list & if your locality does not fall in that pincode list then even if there is a local IDFC bank branch 10 min walk from your home you still wouldn't be eligible for their card.

guest_999 wrote:

What exactly you want to do? Getting AU card is not that hard with a decent cibil score(750+), just open an acc there & wait for few months while doing some txns via their debit card(many AU bank debit card offers on various sites nowadays).

Do you get LTF pre-approved offers for Vetta or Zenith cards? I thought only corporate employees can get them for LTF.

Thunder766 wrote:

Do you get LTF pre-approved offers for Vetta or Zenith cards? I thought only corporate employees can get them for LTF.

But AU agents use their source and put fake employer details and do it.

RockyBond wrote:

But AU agents use their source and put fake employer details and do it.

Really? I had no idea, do they be open and welcoming about this trick or be secretive?

Thunder766 wrote:

Really? I had no idea, do they be open and welcoming about this trick or be secretive?

Seems secretive. Many users who don't even have a job got ltf through this. This is why looking for a AU agent 🤣

RockyBond wrote:
Seems secretive. Many users who don't even have a job got ltf through this. This is why looking for a AU agent 🤣

Seems a bit risky but anyway what's even the point of any AU credit card except Lit which is always paid.

guest_999 wrote:
Seems a bit risky but anyway what's even the point of any AU credit card except Lit which is always paid.

Lit is the most useless card. For every feature need to pay

RockyBond wrote:
Lit is the most useless card. For every feature need to pay

Yeah & that's exactly why less chances of misuse & stopping of those benefits. Even with paid features it gives decent returns.