au pre approved credit card

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Deal Cadet
rahulsoni070...

Around 2-3 months back i opened au digital savings account yesterday received a call from an agent giving entry level au credit card which was pre approved but the card was paid and had 200 yearly charges and waiver at 40k. Today i received a sms and also on WhatsApp same pre-approved offer, i asked the agent to give this card as LTF but she denied instantly. Now i want to know does au bank provide LTF credit cards because i didn’t find anything special in au credit cards to apply as paid btw pre approved card is altura afaik

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Deal Lieutenant Deal Lieutenant
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AFAIK they don’t provide LTF cards. So imo its of no use. Better avoid. Take only if they give LTF.

Deal Cadet Deal Cadet
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bohemian wrote:

AFAIK they don’t provide LTF cards. So imo its of no use. Better avoid. Take only if they give LTF.

Yeah that’s why i straightaway rejected it because imo au cards are overrated and not worth as paid

Chennai Super Kings Chennai Super Kings
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AU Offers LTF To Govt E’ees And Few MNCs

Critic Critic
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PowerStar wrote:

AU Offers LTF To Govt E’ees And Few MNCs

I wouldn’t take AU credit card ltf even if the local branch person personally come to deliver the card at my home.

Deal Cadet Deal Cadet
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guest_999 wrote:

I wouldn’t take AU credit card ltf even if the local branch person personally come to deliver the card at my home.

I was thinking of taking this card if ltf for the sole reason of railway lounge access cause i don’t think my existing cards provide that

Deal Cadet Deal Cadet
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PowerStar wrote:

AU Offers LTF To Govt E’ees And Few MNCs

Based on salary slip? Or only if they have salary account in AU?

Chennai Super Kings Chennai Super Kings
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guest_999 wrote:

I wouldn’t take AU credit card ltf even if the local branch person personally come to deliver the card at my home.

For Zenith U Will Get Priority Pass

Many People Applied And Got It LTF 

IMO Zenith Is Best As LTF

Chennai Super Kings Chennai Super Kings
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mango-man wrote:

Based on salary slip? Or only if they have salary account in AU?

Salary Slip 

Deal Subedar Deal Subedar
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Their entry level cards has no use even as LTF. Can be taken if the user has no other CCs.

Critic Critic
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PowerStar wrote:

For Zenith U Will Get Priority Pass

Many People Applied And Got It LTF 

IMO Zenith Is Best As LTF

Priority Pass seems good feature but is it really that easy to get compared to other better cards having priority pass. Also, it seems a bit contradictory to me because I think a person planning on using priority pass likely already have a premium tier card with priority pass as per their earning capacity. If someone is not planning on traveling internationally then priority pass is a waste.

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guest_999 wrote:

Priority Pass seems good feature but is it really that easy to get compared to other better cards having priority pass. Also, it seems a bit contradictory to me because I think a person planning on using priority pass likely already have a premium tier card with priority pass as per their earning capacity. If someone is not planning on traveling internationally then priority pass is a waste.

Yup 

Now A Days AU Also Has Decent Offers On Both DC & CC 

Deal Cadet Deal Cadet
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If you wish, you can maintain a higher balance in AU Bank and get a Royale account. Once you’re a Royale customer, your branch may decide to give you a LTF AU CC.

Deal Cadet Deal Cadet
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starbearer wrote:

If you wish, you can maintain a higher balance in AU Bank and get a Royale account. Once you’re a Royale customer, your branch may decide to give you a LTF AU CC.

Minimum requirement for au royale account??

Deal Cadet Deal Cadet
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rahulsoni0706846 wrote:

Minimum requirement for au royale account??

As of now, it’s Rs.1 Lakh. You may need to keep the amount and continue being a Royale customer for a couple of months before getting LTF CC offers from AU Bank.

Deal Cadet Deal Cadet
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starbearer wrote:

As of now, it’s Rs.1 Lakh. You may need to keep the amount and continue being a Royale customer for a couple of months before getting LTF CC offers from AU Bank.

I am maintaining close to 1L in how much time i can expect an upgrade, also my current account has zero MAB does royale has MAB condition?

Deal Cadet Deal Cadet
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rahulsoni0706846 wrote:

I am maintaining close to 1L in how much time i can expect an upgrade, also my current account has zero MAB does royale has MAB condition?

No idea, sorry.

Deal Cadet Deal Cadet
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rahulsoni0706846 wrote:

I was thinking of taking this card if ltf for the sole reason of railway lounge access cause i don’t think my existing cards provide that

Idfcfirst bank credit card has railway lounge..

Super Stud Super Stud
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prem4998 wrote:

Their entry level cards has no use even as LTF. Can be taken if the user has no other CCs.

Their cards are embarassing even for a newbie

Deal Lieutenant Deal Lieutenant
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bohemian wrote:

AFAIK they don’t provide LTF cards. So imo its of no use. Better avoid. Take only if they give LTF.

I hold au zenith card as ltf due to corporate tie up. Very few bank allow free domestic lounge access with priority pass, zenith is among those. It offers flat 5% cashback on dining spends like rbl Zomato card.

Deal Lieutenant Deal Lieutenant
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xxScriptzXx wrote:

I hold au zenith card as ltf due to corporate tie up. Very few bank allow free domestic lounge access with priority pass, zenith is among those. It offers flat 5% cashback on dining spends like rbl Zomato card.

Yes in past someone shared excel sheet also here with all the mnc’s tie up.


you mean you can use priority pass at domestic?

Deal Lieutenant Deal Lieutenant
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bohemian wrote:

Yes in past someone shared excel sheet also here with all the mnc’s tie up.


you mean you can use priority pass at domestic?

Yes, priority pass with zenith allows two free domestic lounge access per quarter. Some good domestic lounge, like the new one in Bangalore, only accept priority pass and other good cards.

Deal Lieutenant Deal Lieutenant
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xxScriptzXx wrote:

Yes, priority pass with zenith allows two free domestic lounge access per quarter. Some good domestic lounge, like the new one in Bangalore, only accept priority pass and other good cards.

priority pass charges 27 $ +gst for domestic access. I used normal cards at bangalore. no issues 

Deal Lieutenant Deal Lieutenant
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bohemian wrote:

priority pass charges 27 $ +gst for domestic access. I used normal cards at bangalore. no issues 

It’s free with au zenith and hdfc infinia. The new lounge in Bangalore don’t take normal cards

Deal Lieutenant Deal Lieutenant
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xxScriptzXx wrote:

It’s free with au zenith and hdfc infinia. The new lounge in Bangalore don’t take normal cards

Bro its free on credit card . priority pass is for international access. which new one ?


Airport Lounges



  • - Get Complimentary lounge access within and outside the country at 1,000+ airport lounges.
  • - 2 complimentary lounge access per calendar quarter, using Priority
    Pass at all participating lounges. For eligible list of Priority Pass
    lounges, click here. For detailed terms & conditions, click here
  • - 4 complimentary lounge access per calendar quarter within India,
    using your VISA Card. For eligible list of VISA Domestic Airport
    lounges, click here


PS : i have 2 priority pass


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