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Axis ACE Credit Card get 5% cashback trick on spend anywhere

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Finance Ninja
abhishek012

Axis ACE Credit Card get 5% cashback trick on spend anywhere:

First use your Axis ACE Credit Card and load money to your OLA Money wallet and check this merchant name - "Ola Money Zip Cash J", if this merchant name showing then load money to your Ola money wallet.

"Ola Money Zip Cash J" merchant name give you 5% cashback on your Axis ACE Credit Card.

Note - Ola Money wallet loading charge conv fee if you load more than Rs2000. Use multiples of Rs2000 load money. No charges.

ola

Now after load money to your Ola money wallet,

You have 2 options to spend -

1) Paytm/Airtel fastag recharge.

2) Load to Mayamoney wallet.

If you have Paytm/Airtel fastag then open OLA Cabs app and go to Bill payment option and recharge your Paytm/Airtel Fastag (if you dnt know then Paytm/Airtel Fastag balance direct credited to your Paytm wallet/Airtel Wallet or Airtel bank account).

2nd option, Load your Ola money wallet balance to Mayamoney wallet to spend anywhere using Mayamoney wallet RuPay card.

MayaMoney wallet topup page, you will see Ola postpaid option but no need to worry, Your money is debited from your OlA money wallet (if you have any olawallet balance).

Now after load money to Mayamoney wallet, wait atleast 20-30 mins and then use Mayamoney RuPay card to spend anywhere.

You can also load Rs4000 per month on paytm wallet load via Uber app.

Note - First time try with small amount Rs100.

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Finance Ninja Finance Ninja
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aneelg wrote:

Any trick to send Maya money wallet to bank account.paytm-uber not working.

@abhishek012

Now 4k transaction allow on paytm wallet load via Uber app.

Another trick - Mayamoney RuPay card to Payzaapp wallet load and then pay to BOB CC or Kotak CC bill payment using your payzapp wallet balance.

Analyst Analyst
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When did Axis ACE CC start giving 5% Cashback outside GPay?

It's 4%, not 5%. Please correct your topic.

Deal Cadet Deal Cadet
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Yes. Just loading the money to Ola Money wallet using Axis Ace gives 5% cashback. It is coming from last 6 months are so... In the statement it is coming under utility segment.

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Deal Cadet Deal Cadet
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Mayaa money app error if using wallet money,

Transaction amount exceeds withdrawal limit,any help where these are set in app, couldn't find it.

@abhishek012

Deal Cadet Deal Cadet
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abhishek012 wrote:

You will get 5% Cashback if merchant name Ola Money Zip Cash J showing.

This merchant name count under Utility and get 5% cashback for Axis ACE Credit Card.

Got 4% bhai…..maybe only some are getting 5%
Finance Ninja Finance Ninja
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pagal_admi wrote:

Payzapp not allowing billpay to kotak/Bob when there is no bill, any workaround?

Any bill generated on your prev statement ?

Dnt repay and wait for next BOB bill to generate and then pay.

You can also pay same bill multiple times after remove your BOB CC from payzapp app.

For example - if your BOB CC bill generated is 10k and you need to pay total 30k then first pay 10k and then remove your BOB CC from payzapp and re-add and again pay 10k then again remove and re-add and pay again 10k.
Finance Ninja Finance Ninja
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John_Wick wrote:
Got 4% bhai…..maybe only some are getting 5%
Paid to merchant name Ola Money Zip Cash J ?

Wait for your next bill statement.
Finance Ninja Finance Ninja
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aneelg wrote:

Mayaa money app error if using wallet money,

Transaction amount exceeds withdrawal limit,any help where these are set in app, couldn't find it.

@abhishek012

Do you set any limit on your mayamoney card spend ?

Also monthly 10k debit and 10k spend allowed (after load money wait 30mins and then try, new users only 2 times transaction allowed within 24hrs).

Are you also using paulpay app ?

Helpful Helpful
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abhishek012 wrote:

Nahi, Utility k bhi bahot saare MCC codes hote hai.

For example - 4814, 4900, 9399, 4816, 4899

Mujhe nahi pata konsa MCC Code hai yeh Ola Money Zip Cash J merchant ka but hamesa se he 5% cashback milta aaya hai isme.

Edit: ek tarika hai janne ka bank ko call kar k puchne par bata dete hai MCC codes. SBI and HDFC wale toh batate hai, transaction settlement hone k baad call kar k puche par bata dete hai konsa MCC code hai yeh.

Just tried with sbi they are not telling mcc code for transactions done even they don't know what is mcc code

I was trying to get mcc code for woohoo transaction on which i haven't received any cashback on cashback card.

Finance Ninja Finance Ninja
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Gauravmittal49589 wrote:

Just tried with sbi they are not telling mcc code for transactions done even they don't know what is mcc code

I was trying to get mcc code for woohoo transaction on which i haven't received any cashback on cashback card.

Your transaction is settled ? after transaction settlement call SBI or HDFC bank and ask for MCC code.

Helpful Helpful
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abhishek012 wrote:

Your transaction is settled ? after transaction settlement call SBI or HDFC bank and ask for MCC code.

Yes transaction settlement done 2 days back

If any specific process then pls explain i will try again
Helpful Helpful
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abhishek012 wrote:

Your transaction is settled ? after transaction settlement call SBI or HDFC bank and ask for MCC code.

The main thing is that person didn't knew what is mcc code so how can he tell that but still he tried searching but didn't find anything

Deal Cadet Deal Cadet
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abhishek012 wrote:
Paid to merchant name Ola Money Zip Cash J ?

Wait for your next bill statement.

Yes.


Even got a msg of 4% from bank

Deal Cadet Deal Cadet
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abhishek012 wrote:
Do you set any limit on your mayamoney card spend ?

Also monthly 10k debit and 10k spend allowed (after laod money wait 30mins and then try, new users only 2 times transaction allowed within 24hrs).

Are you also using paulpay app ?
Thank you,I am using mayaa money app and I didn't set any limit.may be as said I am trying to do 3rd transaction within 24 hours of registration.
Finance Ninja Finance Ninja
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Gauravmittal49589 wrote:

The main thing is that person didn't knew what is mcc code so how can he tell that but still he tried searching but didn't find anything

Talk to any other executive.
Deal Lieutenant Deal Lieutenant
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One more trick and One more Card, 2% charges for adding money through Ace. This was working since last 3-4 years. Don't know which card will be next
Finance Ninja Finance Ninja
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SunnyKh wrote:
One more trick and One more Card, 2% charges for adding money through Ace. This was working since last 3-4 years. Don't know which card will be next

No charges on ola load money. Try multiples of Rs2000 add money.

Deal Cadet Deal Cadet
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What does this line means

"recharge your Paytm/Airtel Fastag (if you dnt know then Paytm/Airtel Fastag balance direct credited to your Paytm wallet/Airtel Wallet or Airtel bank account)."

Means i can get money in my paytm wallet? I don't have any fastag.

Finance Ninja Finance Ninja
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harish90 wrote:

What does this line means

"recharge your Paytm/Airtel Fastag (if you dnt know then Paytm/Airtel Fastag balance direct credited to your Paytm wallet/Airtel Wallet or Airtel bank account)."

Means i can get money in my paytm wallet? I don't have any fastag.

Yes, If you have bike then you can also apply for fastag.
Deal Newbie Deal Newbie
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How can increase  ola wallet limit it's only 10000 rs.

Deal Cadet Deal Cadet
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abhishek012 wrote:
Yes, If you have bike then you can also apply for fastag.

No, i am asking about direct credit to paytm wallet, what is that?

Finance Ninja Finance Ninja
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harish90 wrote:

No, i am asking about direct credit to paytm wallet, what is that?

Yes
Generous Generous
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somebody verify this thru axis customer care & statement . i think -

-Axis ace only give 2% , and wallet r excluded from that too

-5% is only thru Gpay for bill pay

-and this mayamoney ->payzapp wallet route

-wasnt payzapp dead?

@abhishek012 is axis ace also in rupay? any news

Finance Ninja Finance Ninja
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demerius2020 wrote:

somebody verify this thru axis customer care & statement . i think -

-Axis ace only give 2% , and wallet r excluded from that too

-5% is only thru Gpay for bill pay

-and this mayamoney ->payzapp wallet route

-wasnt payzapp dead?

@abhishek012 is axis ace also in rupay? any news

Axis Ace is Visa CC
Generous Generous
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abhishek012 wrote:
Axis Ace is Visa CC

My friend talked to Axis customer care they have taken his request for Axis Ace rupay conversion

Finance Ninja Finance Ninja
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demerius2020 wrote:

My friend talked to Axis customer care they have taken his request for Axis Ace rupay conversion

lol. GPay currently not allowed to add RuPay credit cards.

Send me pic if he got Axis Ace RuPay CC

Supernova Supernova
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abhishek012 wrote:

lol. GPay currently not allowed to add RuPay credit cards.

Send me pic if he got Axis Ace RuPay CC

Royal-ty

Generous Generous
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abhishek012 wrote:

lol. GPay currently not allowed to add RuPay credit cards.

Send me pic if he got Axis Ace RuPay CC

What Gpay got to do with VISA to Rupay conversion ? BHIM dont allow to add VISA credit card so what's the poin?

sure will fallow up on req.

Finance Ninja Finance Ninja
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demerius2020 wrote:

What Gpay got to do with VISA to Rupay conversion ? BHIM dont allow to add VISA credit card so what's the poin?

sure will fallow up on req.

You said Axis Ace RuPay CC is available.

Axis Ace card give 5% cashback on GPay spend and this ACE card is cobranded with GPay.

GPay currently support only HCE NFC cards and this feature is currently not available on RuPay. So, Axis ACE RuPay CC is currently impossbile.

BHIM allowed only UPI link credit cards.

In future, if GPay launch CC link UPI then maybe Axis ACE RuPay CC will launch (50-50 chance).
Deal Newbie Deal Newbie
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Bajaj me wase hi fanswa diya ab aur nahi fasna tumhari tricks me sweat_smile sweat_smile sweat_smile sweat_smile

Generous Generous
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abhishek012 wrote:
You said Axis Ace RuPay CC is available.

Axis Ace card give 5% cashback on GPay spend and this ACE card is cobranded with GPay.

GPay currently support only HCE NFC cards and this feature is currently not available on RuPay. So, Axis ACE RuPay CC is currently impossbile.

BHIM allowed only UPI link credit cards.

In future, if GPay launch CC link UPI then maybe Axis ACE RuPay CC will launch (50-50 chance).
-Axis ace is not cobraanded with Gpay , if it was the name of GPay wud have been printed on Axis ace ,quote the link where u read this thing "axis ace is cobranded with gpay" 
-credit card have spending partner , doesnt mean they are cobraanded with them 
- the Very reason that Axis ace customer care have taken teh req. for my friends means that a Axis ace rupay card is in coming up , i am not Axis bank insider or something neither have a Axis bank girlfriend for the matter
-what is HCE NCE ? and how it is useful to customer like me?
Finance Ninja Finance Ninja
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demerius2020 wrote:
-Axis ace is not cobraanded with Gpay , if it was the name of GPay wud have been printed on Axis ace ,quote the link where u read this thing "axis ace is cobranded with gpay" 
-credit card have spending partner , doesnt mean they are cobraanded with them 
- the Very reason that Axis ace customer care have taken teh req. for my friends means that a Axis ace rupay card is in coming up , i am not Axis bank insider or something neither have a Axis bank girlfriend for the matter
-what is HCE NCE ? and how it is useful to customer like me?

Host Card Emulation (HCE) is a technology that allows for the replication of a physical contactless card using software.

HCE NFC is allows any android application to emulate a card and talk directly to the NFC reader/POS terminals without need of your physical card.

NPCI has not currently launched HCE NFC technology on RuPay cards. GPay currently use HCE NFC technology to support only Visa/mastercards (select Indian bank cards).

Here is the example how HCE NFC technology works, you can pay directly through your phone -

phone-image-1

Generous Generous
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abhishek012 wrote:

Host Card Emulation (HCE) is a technology that allows for the replication of a physical contactless card using software.

HCE NFC is allows any android application to emulate a card and talk directly to the NFC reader/POS terminals without need of your physical card.

NPCI has not currently launched HCE NFC technology on RuPay cards. GPay currently use HCE NFC technology to support only Visa/mastercards (select Indian bank cards).

Here is the example how HCE NFC technology works, you can pay directly through your phone -

phone-image-1

will that be counted as offline payment or online payment ?
GPay is weird with credit card
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