Axis Bank charges
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you're hilarious.
FOR THIS VERY REASON i stopped using Axis majorly
I have 2 axis account YET NOT USING THEM MUCH:)
axis laid charges for cashdeposit NOMATTER THE BRANCH above 25k is charges(PENATLY IN MY EYES FOR BEING THEIR CUSTOMER LOL)
ITS BEEN LIKE THIS FOR MORE THAN 1.5 YEARS IN AXIS CHARGES
check the T&C always before doing anything with AXIS they always change it
Now I am using HDFC 2 accounts peacefully
Bro, these charges are at every private bank but are in your RM/Manager's hands.
He can easily reverse the charges, just visit the branch and ask him gently. Also, I think if you're holding a priority account they should be listening to you.
The same case happened to me, I didn't know about the charges and deposited 4L cash, and HDFC deducted some charges. I called my RM and asked him to reverse it, he happily did it by taking an application from me.
Try to request Axis RM/manager and see their response. If they deny it, you can't do much because this is present in the schedule of charges, so my suggestion is to request them gently, if they deny it, mention to them softly that if I experience this kind of service from Axis, I will switch my account to a different bank and see their response.
Do not argue/fight with them, keep your pitch in requesting way, I think they will reverse it.
I value your suggestions:)
OP can try:)
Just Axis become next kotak so just no use:)
In the deposit slip, Was it mentioned deposit by self ? If yes then fight with bank . If no then your mistake, in the slip mention deposit by self. Or add your father's name in the account
The trick here is to not fight but request politely. RM has a lot of power over the account.
Only one lakh cash deposit is free per month. You deposited more than free limit. So this charge debited to you.
At least now you know Cash transactions always attract charges. Govt don't want people to use cash that's why you have limit and charges on withdrawal too
Use co operative bank Or psu bank Or small finance bank if you want to deposit large cash amount. Co operative banks are best for large cash deposits and withdrawals.
Abhay...tera sabun sloe hai kya...
Nirmala tai through RBI gave power to banks to charge cash deposit charges. It is well known fact. One should read the charges.
When I had the my axis account there would be consolidated charges left and right.. by no other bank I faced it only axis Bank.
.finally closed acct. And btw above 4 times upto 2L cash txn occurs charges by every bank. Ask cashier every time before doing cash deposit about free limit.
Charges break up available in in axis mobile app.
Hain ....paisa jama karne ke bhi pqise lqg rahe kya.. kab se.. maine kuchh saal pahle sbi me 2.5L kiya tha.. baki 20 25k to monthly hote rahte hain
I deposited many times in icici and hdfc but nothing charged...just remember one thing never deposit more than 1L per transaction and more than 2L within a month, next bad thing will happen they will deduct charge and report to IT department
Axis is shit bank
happened in other banks too, as mentioned its indirectly controlled by amrutkaal sarkar and such charges makes us viksit
and these charges and many more will be used to write off 10 lac crores in last 5 years for jet owning businesses.
Reverse hua???
Mera to ni hua
Axis Bank is a third-class bank these days. Devalued all credit cards and they are so cheap now. I was loyal to Axis Bank for 10 years and moved to IDFC First this year.
I am holding accounts in hdfc, icici, jk bank, indusind bank and axis bank and closed BOB , PNB and SBI. Axis is the worst bank I have ever seen. There staff will manipulate you and talk with 10 meter long tounge but if anything bad happens you are left on your own. My RM promised free Debit card while Rs. 850 were deducted, i complained and he was doing Today Tommorow untill oneday I got angry and he reversed immediately. I was running bank account in which I had to maintain 75k so i requested for downgrade to 25k he took my signature on form and proceed but after few months I saw Rs. 710 deducted for 3 months continuously. Went to bank confronted them and 1200 were reversed instantly and rest 930 is still pending. In addition to this I get small charges of 2 Rs 3 Rs I don't know for what. Now I got sms that Rs. 0.25/Sms will b charged for sma alerts. I have value+ debit card which gives me 1+1 on bookmyshow. I will continue to use my account for some time then close. I have never seen such a shitt bank like axis.
This is Cash Handling Charges
Almost all bank charge this (they shouldn't though) and it is mentioned in their t&c a
Your fault (pun) that you're on Axis Bank
It's worst of the worst. Move to ICICI or HDFC dude, much better 9/10 times.
Axis is garbage dump
Canara bank also deducted for cash deposited in savings account
Shame Shame!!
On this bank hurting premium customers then think what would be happening with regular users. Go to the RBI ombudsman and before that you'll have to do one mail to their Nodal officer and then mail it to the RBI ombudsman. If anything good happens and you'll get a refund otherwise you'll get some info on how to reach the RBI ombudsman and this info will surely help in future.
One more thing after the process is done close the account, cc of that bank and switch your salary account if associated with that bank furthermore if any FDs are there then once the tenure gets completed close every thing of that bank. There are many banks that are giving better rewards , offers and value customer like YOU. It's you who has to stick or not with such a shitty bank.
From my side I am going to stop all my friends , relatives and known ones from getting any LOAN , Account service, CCs and alike anything from this bank.
If Community is devaluing their business by at least 1 cr.
It's stupid, RBI added this rule so that people add less cash in account and do more cashless. What will RBI ombudsman will do?
Do you know that in India, txn above 20k shouldn't be paid in cash to business?
Are you following rules?
Yes, same as you port your sim, then customer care call you... Pls do same apply here...... Close your account and add your closing reason in closing form. Manny bank available in market - new bank ko moka do.... Leave old banks,...
Switch to SBI Lunch Time bank 🤣
You don't have any humanity 
Depending on your account variant the free cash deposit limits and charges vary so read thoroughly all those ever changing terms and conditions be careful from next time. Try your luck for reversal by writing an email to their customer care team once.
On my alternate number...I get axis loan calls daily 4 times. Which I ve blocked. Is it automated n how can I get rid of these jobless bank sosmmers
If all such calls have their first 4 or 5 digits remain same then find a call blocker app having pattern blocking feature or use xiaomi/redmi/poco phone which have a prefix block number option & block those first 4 or 5 digits & all calls starting from those digits will be blocked.
Axis Priority charged 708 ₹ per month for not maintaining balance.
Now adding cash incurred charges? Is that charges because of added money in one go?
What if one has Loan EMI and salary/biz in cash and adding money to account for clearing EMI.
Next is what, charges for self transfer from account to account?
they had upgraded my account without asking me and they issued me a higher variant debit card with costed around 1k. I requested my RM to reverse it but he kept on postponing it for more than a month. finally i went to the app, and clicked on the transaction, and requested to reverse the charges from there itself. i got the money back, except the gst. so maybe try that once
And what about account varient?
Axis bank was orginally UTI bank which scammed people with US 64 scheme ,.... now Axis is scamming slowly and steadily people , so the old bad habit don't die easily
Axis...................
Tha/hai/rahega..............
Best is visit the bank and talk to the manager directly. Tell them you wish to close the account for this very reason and migrating to the other bank, the Karela attitude will revert to kindness.
Last year they charged me 9k plus for depositing. Literally felt same like you, but no other option. Just FYI Cash withdrawal of more than 1 Lac is also chargeable in axis.
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Bro, these charges are at every private bank but are in your RM/Manager's hands.
He can easily reverse the charges, just visit the branch and ask him gently. Also, I think if you're holding a priority account they should be listening to you.
The same case happened to me, I didn't know about the charges and deposited 4L cash, and HDFC deducted some charges. I called my RM and asked him to reverse it, he happily did it by taking an application from me.
Try to request Axis RM/manager and see their response. If they deny it, you can't do much because this is present in the schedule of charges, so my suggestion is to request them gently, if they deny it, mention to them softly that if I experience this kind of service from Axis, I will switch my account to a different bank and see their response.
Do not argue/fight with them, keep your pitch in requesting way, I think they will reverse it.
In the deposit slip, Was it mentioned deposit by self ? If yes then fight with bank . If no then your mistake, in the slip mention deposit by self. Or add your father's name in the account
The trick here is to not fight but request politely. RM has a lot of power over the account.
Only trouble seekers opens account with mentally retarded bank like Axis