Axis bank Indian oil credit card
I have got approval for axis bank IOCL CC with LTF option.
I chose this because FK axis has charges, so wanted to use this for sometime and request for fk axis LTF.
I have few queries ( I asked their CCARE but they are not very clear may be new recruits, but wanted to hear from DD).
1. Can I swipe on any card machine to get waiver on fuel surcharge at IOCL or have to swipe on axis machine?
2. Min. Transaction website says 200, but CC says 400, which is correct?
3. Did anyone receive 500 amazon voucher as per their website, CC says no such offer.
4. Initial 100% cashback of 250 when used within 30 days of card arrival. Did anyone receive this benefit. CC has no clue 
.
5. Another benefit is 1% cash back on online spends and accelerated reward points of 20 on every 100 spent at IOCL. Are these points worth?
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Amazon pay icici will give full waiver of 2.5% , but no cash back on fuel.
Axis bank IOCL will give 1% waiver on surcharge means still we have to pay 1.5% surcharge+GST. That's what CC told me.
We get edge points on fuel in axis bank, 5 points for every 100 spent.
So I don't see any benefit of having axis IOCL card now.
Have you verified how much surchage on fuel and how much waiver was given in your statement? Are they just giving 1% waiver instead of charged 2.5% by dealers?
In case of surcharge waiver, you have to just bear GST on the fuel transaction.
I have ACE, Axis FK and 15 year old Axis GOLD card. Can i apply for IOCL from Axis or via cc?
If FK axis is there, then no point in applying for axis IOCL.
If you still need it, you can apply for it, i believe your request will be approved.
Better try amazon pay icici which gives full waiver on surcharge on any fuel station and on any swiping machine.
Yes, but amazon pay balance reward is not applicable to all channels and need to apply promocode.
Offer t&c
the customer will be eligible for Rs. 500 Amazon Pay voucher as an additional benefit. The detailed T&C of the campaign are:– The offer is valid till 30th Nov 2022 The offer is valid only for customer sourced with Promo Code/Fee Profile: PNN The Customers will get the Amazon Pay Voucher within 60 days of Card Activation.
I applied on Axis site yesterday... Took a screen recording while applying just in case they say later that it's not LTF...
I'm an Axis customer since 2003 & also have Neo & MyZone LTF so I thought that, there would be no physical visits as Axis already have my KYC docs, but someone came home, noted my Aadhar number & did biometric & told me that the Virtual card will be visible in the app after 2-3 days...
Let's see... I hope they don't decline after doing hard inquiry. I needed Fk Axis as LTF but not getting the LTF option...Flipkart always shows I'm not eligible even though I'm a FK+ member from a long time..
You will for sure get it. dont forget to update here after your card arrival. I am sure you would get it
i just uploaded my chat transcript in this, can you please verify ?
I used the 2nd one...
Applied via:
https://clctab.axisbank.co.in/DigitalChannel/We...
1.PromoCode: PNN
2.Credit bureaus (CIBIL, Experian) hard inquiries
3.CL might not be same/shared
4.LTF
5.If everything is a-Okay, then it takes 1-2d for approval, 3-4d for delivery in metro cities.
6.Biometric KYC with the handled device.
_________________________
But in my case, there was no verification as the local office told me I only need to do biometric & no verification & income proofs are needed as it's a "so-called" pre-approved offer...
And yes, maybe it was his first complaint with Ombudsman so RBI honored the case even though he didn't have Pre-Approved offer in written, but since I already had to complain several times, they are now closing the cases even when I am providing valid proofs...
And Yes I love to see Axis getting screwed & I had commented the same in his thread too...
Is IOCL listed there?
Anyone knows if I block the debit card of Axis, will they auto-issue the replacement card? I don't need their DC as I mostly use Credit cards so paying 250+ doesn't make sense...
I can call them but these morons will misguide so asking here...
You can block it.. no replacement will be issued. I did the same.
Can we get Cashback & Edge rewards on fuel transctions with Axis card only through IOCL owned petrol pumps or through IOCL dealers too ?
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Flipkart u won't get on request as ltf... If offer comes for ltf.. U have to apply seperately as new application for ltf.... U can get flipkart paid via upgrade..... This Indian oil card is having lot of issues... Like not giving cashback, adding fuel surcharge.... Etc... Uts ltf keep it... But if u want to use for fuel... Everyday u have to contact customer care.....