Hot Deal Axis Bank launches ACE Credit Card, in collaboration with Google Pay, Visa

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guest_999 wrote:

Suppose avg electricity bill of 5k, currently best option is to pay via payzapp using 5% cashback up to 150 plus reward points on card transaction. Simplyclick gives 1.25% so that’s 62.5 worth reward points plus you get extra 1% or 50 as cashback by paying simplyclick bill via hdfc platinum debit card so on a bill of 5k you get (150+62.5+50) = 262.5.

Now paying same bill via googlepay will get you 5% or 250 cashback plus you get extra 50 for paying that cc bill via hdfc platinum debit card so total (250+50) = 300.

So for electricity bill payments of 5k per month axis ace card is a bit better than payzapp+simplyclick & for bill amounts more than these it is definitely better. However it is not better than amazonpay card which also gives same 5% via gift card method & same 1% for its bill payment via hdfc but limit here is 25k for electricity bill.

For recharges payzapp is better with its 10% off up to 100.

For swiggy & zomato also amazonpay card is better with its 5% via gift card method plus its usual monthly 20/30/40 off on swiggy.

In short this card is best for those who don’t/can’t have amazonpay card & whose majority of spend is on bill payments.

@_One_Miller_ @drupal @beastboy @rohit_agarwal @AJ89

When we buy Amazon gift card via apay card, we get 5% cashback in apay card?

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myfungang829 wrote:

When we buy Amazon gift card via apay card, we get 5% cashback in apay card?

You get 5% as cashback in amazon acc linked with the card & it has to be prime acc at the time of transaction to get 5% cashback. Many people misuse this card so icici has been very strict recently regarding the use of this card so make sure to not spend more than your card limit in a month & don’t use this card excessively for large payments(like electricity bills & insurance premium payments).

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skaluva wrote:

This seems to be good card.. shit just one month back I got fk axis card.. pensive

Seems Axis is giving this new ACE card as an additional card(for existing axis cc users). Since 1st year is free, you can also apply this card as an additional card and after 1 year you can close whichever card you feel useless. Just a suggestion. I’m also thinking to do the same or not rolleyes

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manikantaks4u wrote:

Seems Axis is giving this new ACE card as an additional card(for existing axis cc users). Since 1st year is free, you can also apply this card as an additional card and after 1 year you can close whichever card you feel useless. Just a suggestion. I’m also thinking to do the same or not rolleyes

From where did you get this info. Can you share ?

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Now Axis will see how many customers close existing FK card and get this one…..

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aswaniexpress wrote:

Now Axis will see how many customers close existing FK card and get this one…..

haha yes, 2% cb on all other spends is the biggest breakthrough smile

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manikantaks4u wrote:

haha yes, 2% cb on all other spends is the biggest breakthrough smile

2 % is really good.. But I feell they come up with max limit ….

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guest_999 wrote:

Suppose avg electricity bill of 5k, currently best option is to pay via payzapp using 5% cashback up to 150 plus reward points on card transaction. Simplyclick gives 1.25% so that’s 62.5 worth reward points plus you get extra 1% or 50 as cashback by paying simplyclick bill via hdfc platinum debit card so on a bill of 5k you get (150+62.5+50) = 262.5.

Now paying same bill via googlepay will get you 5% or 250 cashback plus you get extra 50 for paying that cc bill via hdfc platinum debit card so total (250+50) = 300.

So for electricity bill payments of 5k per month axis ace card is a bit better than payzapp+simplyclick & for bill amounts more than these it is definitely better. However it is not better than amazonpay card which also gives same 5% via gift card method & same 1% for its bill payment via hdfc but limit here is 25k for electricity bill.

For recharges payzapp is better with its 10% off up to 100.

For swiggy & zomato also amazonpay card is better with its 5% via gift card method plus its usual monthly 20/30/40 off on swiggy.

In short this card is best for those who don’t/can’t have amazonpay card & whose majority of spend is on bill payments.

@_One_Miller_ @drupal @beastboy @rohit_agarwal @AJ89

bro, if you can pls calculate on excel sheet and post .. that would be better to view and understand.

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csaram1067 wrote:

bro, if you can pls calculate on excel sheet and post .. that would be better to view and understand.

Jaan le lo stuck_out_tongue
T- Yes its a good idea

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Anyone know what is the process to switch from one variant to other in axis? Do we need to do complete application process?

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JaiKrish1031 wrote:

Anyone know what is the process to switch from one variant to other in axis? Do we need to do complete application process?

There is cc upgrade link in axis app.. Though its not showing anything to me

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JaiKrish1031 wrote:

Anyone know what is the process to switch from one variant to other in axis? Do we need to do complete application process?

Call Axis cc and they will take a request to change from 1 variant to another immediately.

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csaram1067 wrote:

bro, if you can pls calculate on excel sheet and post .. that would be better to view and understand.

This is the simplest explanation I could think of for comparing this card benefit. Excel is to make things even simpler so i don’t know how I can make it even more simple other than putting some basic columns with discount (like simplyclick 1.25 column, payzapp 5% up to 150 column) & then write down the values for each discount in front of same 5k transaction. Something like this is the best I can think of:

https://cdn0.desidime.com/attachments/photos/643188/medium/6997060desidime-excel-01.png?1602572301

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placed a upgrade request .

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ZitOO wrote:

placed a upgrade request .

I too placed a additional card request. Already hold a flipkart axis card. As no joining fee for ACE card, will analyse both and close one which I find useless after 1 year.

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guest_999 wrote:

Suppose avg electricity bill of 5k, currently best option is to pay via payzapp using 5% cashback up to 150 plus reward points on card transaction. Simplyclick gives 1.25% so that’s 62.5 worth reward points plus you get extra 1% or 50 as cashback by paying simplyclick bill via hdfc platinum debit card so on a bill of 5k you get (150+62.5+50) = 262.5.

Now paying same bill via googlepay will get you 5% or 250 cashback plus you get extra 50 for paying that cc bill via hdfc platinum debit card so total (250+50) = 300.

So for electricity bill payments of 5k per month axis ace card is a bit better than payzapp+simplyclick & for bill amounts more than these it is definitely better. However it is not better than amazonpay card which also gives same 5% via gift card method & same 1% for its bill payment via hdfc but limit here is 25k for electricity bill.

For recharges payzapp is better with its 10% off up to 100.

For swiggy & zomato also amazonpay card is better with its 5% via gift card method plus its usual monthly 20/30/40 off on swiggy.

In short this card is best for those who don’t/can’t have amazonpay card & whose majority of spend is on bill payments.

@_One_Miller_ @drupal @beastboy @rohit_agarwal @AJ89

Main benifit of this card is 2% cashback. If you pay bills using payzapp and ace card so total saving is 7% grinning

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rohit_agarwal wrote:

Main benifit of this card is 2% cashback. If you pay bills using payzapp and ace card so total saving is 7% grinning

Does not Hdfc millennia DC also give 5% through payzapp ? But max cap is there.

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manikantaks4u wrote:

I too placed a additional card request. Already hold a flipkart axis card. As no joining fee for ACE card, will analyse both and close one which I find useless after 1 year.

Today I came to know that my axis my zone CC is not a Lifetime Free. Replaced it with ACE today .  Kept FK axis grinning

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ZitOO wrote:

Does not Hdfc millennia DC also give 5% through payzapp ? But max cap is there.

Yes, 400/months…..

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PM me the referral link if there is any benefit @abhishek012

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ZitOO wrote:

placed a upgrade request .

How to reach human CC, am getting only automated replies

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rohit_agarwal wrote:

Main benifit of this card is 2% cashback. If you pay bills using payzapp and ace card so total saving is 7% grinning

Payzapp may not allow this card too like we can not use FK Axis

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caks2006407 wrote:

How to reach human CC, am getting only automated replies

I think … it will transfer your call to credit card menu or phone banking menu after sometime . Keep saying saying " Credit card" " Credit card menu" or “Phone banking banking officer” or  press any keys . When you reach phone banking option press 3 . When you reach credit card option press 8 .

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ZitOO wrote:

I think … it will transfer your call to credit card menu or phone banking menu after sometime . Keep saying saying " Credit card" " Credit card menu" or “Phone banking banking officer” or  press any keys . When you reach phone banking option press 3 . When you reach credit card option press 8 .

I didn’t say anything and it automatically redirected to phone banking stuck_out_tongue

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manikantaks4u wrote:

I didn’t say anything and it automatically redirected to phone banking stuck_out_tongue

Yes it will repeat for few times , if we keep 🤫 quiet, it will trnasfer the call

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Is the CC taking request? The guy I got connected to is asking me to apply on Google pay

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shnk2010914 wrote:

Is the CC taking request? The guy I got connected to is asking me to apply on Google pay

The CC are ill informed. If you are holding existing Axis card for more than 3 months then only they taking the application through phone else one needs to apply either online or via branch. In case of a fresh application also they told to apply either online or via branch

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cadence wrote:
Nicely summarised. Axis ace card gives 2% for offline..

How to pay SBI credit card bill via HDFC plat debit card, is it via Mobikwik ?

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