Hot Deal Axis Bank launches ACE Credit Card, in collaboration with Google Pay, Visa

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tnv wrote:

How to pay SBI credit card bill via HDFC plat debit card, is it via Mobikwik ?

You can pay through ‘bill pay’ in HDFC netbanking or mobile app.

Another option is through Mobikwik.

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5% or 2% or no cash back for insurance payment?

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sravz86 wrote:

5% or 2% or no cash back for insurance payment?

Cashback shall not be eligible for following spends/transactions on the card,
o Fuel Spends
o EMI transactions
o Purchases converted to EMI post facto
o Wallet loading transactions
o Cash advances
o Payment of outstanding balances
o Payment of card fees and other card charges

so insurance payments should fetch 2%

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tnv wrote:

How to pay SBI credit card bill via HDFC plat debit card, is it via Mobikwik ?

Please refer my below post. You will get 1% cashback upto 750 via HDFC bill pay every month.
https://www.desidime.com/discussions/best-debit...

You can also pay via mobikwik and earn 1% supercash unlimited.

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Snikeus wrote:

The CC are ill informed. If you are holding existing Axis card for more than 3 months then only they taking the application through phone else one needs to apply either online or via branch. In case of a fresh application also they told to apply either online or via branch

Finally got a CC who knew how to apply for the card. She took the request and confirmed that the card will be delivered within 7 working days.

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cadence wrote:

You can pay through ‘bill pay’ in HDFC netbanking or mobile app.

Another option is through Mobikwik.

Paying bill using hdfc platinum debit card on mobikwik will not give 1%.
@Snikeus

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rohit_agarwal wrote:

Main benifit of this card is 2% cashback. If you pay bills using payzapp and ace card so total saving is 7% grinning

Only up to 3k bill, beyond that payzapp 5% is limited to 150 so for a 5k bill you will get 150+50=200 when paying via payzapp using this card while paying same bill via googlepay will get you 250.
@ZitOO

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guest_999 wrote:

Only up to 3k bill, beyond that payzapp 5% is limited to 150 so for a 5k bill you will get 150+50=200 when paying via payzapp using this card while paying same bill via googlepay will get you 250.
@ZitOO

Yes…. Correct plus1

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guest_999 wrote:

Paying bill using hdfc platinum debit card on mobikwik will not give 1%.
@Snikeus

why? Is the 1% supercash offer not applicable for HDFC platinum card? I am not talking about the cashback to the card.

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Snikeus wrote:

why? Is the 1% supercash offer not applicable for HDFC platinum card? I am not talking about the cashback to the card.

I was talking about cashback to the card as that is much more better than 1% supercash(you directly get it in your hdfc bank acc within 4-5 days).

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guest_999 wrote:

I was talking about cashback to the card as that is much more better than 1% supercash(you directly get it in your hdfc bank acc within 4-5 days).

Yes, that is what I mentioned in my comment

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guest_999 wrote:

You missed an “o” there. smile

👀s like he’s fan of saurav ganguly 😃

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Snikeus wrote:

Yes, that is what I mentioned in my comment

I misunderstood your post as I was not aware about mobikwik 1% supercash offer.

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The ACE card offers several cashback benefits, including unlimited cashback of 2% on all transactions, excluding EMIs, cash withdrawals, fuel purchase and wallet loading. It has more rewards for customers paying for essential spends. For instance, currently there’s a 5% cashback on recharges and bill payment transactions, including electricity, internet, gas, and mobile recharge, made through Google Pay.

Src
https://www.livemint.com/money/personal-finance...

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guest_999 wrote:

I misunderstood your post as I was not aware about mobikwik 1% supercash offer.

No worries 🙂

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babymarwaakemaanegi_5 wrote:

@A2Zdeals @abhishek012 @Simbha3 @guest_999
Guys is it good to apply for someone who doesnt have any Axis credit card? Also will it give something for wallet load?
TIA

It is good if one doesn’t have amazonpay card or spending is majorly on bill payments especially electricity bills of 5k & above.

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guest_999 wrote:

It is good if one doesn’t have amazonpay card or spending is majorly on bill payments especially electricity bills of 5k & above.

I hv Amazon pay CC and spend majorly on online shopping & bill payments..So should I go for this one?
Considering I see more cb for Electricity bill payments? TIA

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babymarwaakemaanegi_5 wrote:

I hv Amazon pay CC and spend majorly on online shopping & bill payments..So should I go for this one?
Considering I see more cb for Electricity bill payments? TIA

Up to 25k electricity bill payment you get same 5% cashback on both cards when using gift card method with amazonpay card linked with prime acc. For online shopping axis ace card gives 2% on all sites but amazonpay card gives 5% on amazon(& effectively any site that uses amazonpay wallet balance as a payment option).

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guest_999 wrote:

Suppose avg electricity bill of 5k, currently best option is to pay via payzapp using 5% cashback up to 150 plus reward points on card transaction. Simplyclick gives 1.25% so that’s 62.5 worth reward points plus you get extra 1% or 50 as cashback by paying simplyclick bill via hdfc platinum debit card so on a bill of 5k you get (150+62.5+50) = 262.5.

Now paying same bill via googlepay will get you 5% or 250 cashback plus you get extra 50 for paying that cc bill via hdfc platinum debit card so total (250+50) = 300.

So for electricity bill payments of 5k per month axis ace card is a bit better than payzapp+simplyclick & for bill amounts more than these it is definitely better. However it is not better than amazonpay card which also gives same 5% via gift card method & same 1% for its bill payment via hdfc but limit here is 25k for electricity bill.

For recharges payzapp is better with its 10% off up to 100.

For swiggy & zomato also amazonpay card is better with its 5% via gift card method plus its usual monthly 20/30/40 off on swiggy.

In short this card is best for those who don’t/can’t have amazonpay card & whose majority of spend is on bill payments.

@_One_Miller_ @drupal @beastboy @rohit_agarwal @AJ89

Thx bro

1. What is 5% cashback on amazon pay card via “gift card method”??

2. “You get extra 1% or 50 as cashback by paying simplyclick bill via hdfc platinum debit card” — how bro? By paying cc bill on which platform will
We get 1% cb with hdfc bank debit card ?

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maxdealer wrote:

Thx bro

1. What is 5% cashback on amazon pay card via “gift card method”??

2. “You get extra 1% or 50 as cashback by paying simplyclick bill via hdfc platinum debit card” — how bro? By paying cc bill on which platform will
We get 1% cb with hdfc bank debit card ?

1. there is a loophole where you get 5% cashback on buying amazon gv using amazonpay card on amazon if acc linked to amazonpay card is prime but this was heavily misused by people in the past so nowadays icici have become strict & start cancelling cards of those it suspects of misusing the card. Don’t spend more than your card limit in a month, don’t add gift cards to others’ amazon accounts & don’t use the card excessively for paying bills & insurance premium of all the friends/neighbours/relatives.

2. hdfc platinum debit card(any variant other than rupay) give 1% cashback for bill payments(incl credit card bill payment) using hdfc billpay option with max cashback capped to 750/month/card. HDFC credit cards & some other banks like hsbc,kotak etc are not supported but sbi,icici,axis,amex are supported.

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guest_999 wrote:

1. there is a loophole where you get 5% cashback on buying amazon gv using amazonpay card on amazon if acc linked to amazonpay card is prime but this was heavily misused by people in the past so nowadays icici have become strict & start cancelling cards of those it suspects of misusing the card. Don’t spend more than your card limit in a month, don’t add gift cards to others’ amazon accounts & don’t use the card excessively for paying bills & insurance premium of all the friends/neighbours/relatives.

2. hdfc platinum debit card(any variant other than rupay) give 1% cashback for bill payments(incl credit card bill payment) using hdfc billpay option with max cashback capped to 750/month/card. HDFC credit cards & some other banks like hsbc,kotak etc are not supported but sbi,icici,axis,amex are supported.

Thanks bro. On the first point, on bills and insurance premium also there is 5% direct cashback on amazon pay icici card ?

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maxdealer wrote:

Thanks bro. On the first point, on bills and insurance premium also there is 5% direct cashback on amazon pay icici card ?

As per amazonpay card T&C, nothing on amazon except for usual shopping is eligible for 5% cashback hence the loophole of getting 5% on amazon gv purchase.

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Simbha3 wrote:

No rewards on wallet reload.
@_One_Miller_ @ @guest_999 These guys will do analysis and help you ..

Ace is better than these Cards (Amazon & flipkart txns excluded) :

  • Simply Click
  • Axis Flipkart
  • Amazon pay ICICI

Ace is near to IndusInd Iconia AmEx.
Iconia gives cashback on Wallets txns.


There are the best cards in CC Industry as of now:
◇ IndusInd Pinnacle🍍
◇ BoB Eterna
◇ IndusInd Iconia AmEx
◇ BoB Select

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_One_Miller_ wrote:

Ace is better than these Cards (Amazon & flipkart txns excluded) :

  • Simply Click
  • Axis Flipkart
  • Amazon pay ICICI

Ace is near to IndusInd Iconia AmEx.
Iconia gives cashback on Wallets txns.


There are the best cards in CC Industry as of now:
IndusInd Pinnacle🍍
BoB Eterna
IndusInd Iconia AmEx
BoB Select

Tag krke tage nikal kyu deta hai rolleyes

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_One_Miller_ wrote:

Ace is better than these Cards (Amazon & flipkart txns excluded) :

  • Simply Click
  • Axis Flipkart
  • Amazon pay ICICI

Ace is near to IndusInd Iconia AmEx.
Iconia gives cashback on Wallets txns.


There are the best cards in CC Industry as of now:
IndusInd Pinnacle🍍
BoB Eterna
IndusInd Iconia AmEx
BoB Select

Annual Fee 2nd year onward: Rs. 499
Annual Fee waived off on annual spends greater than Rs. 2,00,000

Way too high for me or else would have though of getting this one.

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_One_Miller_ wrote:

Ace is better than these Cards (Amazon & flipkart txns excluded) :

  • Simply Click
  • Axis Flipkart
  • Amazon pay ICICI

Ace is near to IndusInd Iconia AmEx.
Iconia gives cashback on Wallets txns.


There are the best cards in CC Industry as of now:
IndusInd Pinnacle🍍
BoB Eterna
IndusInd Iconia AmEx
BoB Select

How bhai? For amazon you get 5% unlimited on amazonpay & for flipkart you get 5% unlimited on axis flipkart card. I think majority of people majorly spend on either of these sites only & then ace cannot compare with its 2%. Also wallet loading is now dead with paytm adding charges on it via credit card for any amount(I know mobikwik is there but majority of shops in India use paytm wallet). It is best card for those making large amount of bill payments & not having amazonpay card.

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