Axis Bank No Cost EMI doubt
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I previously cancelled an EMI on my Axis card within 5 days of the purchase, and they didn't charge any additional fees. I'm considering buying the M4 Mac Mini for office use with my Axis credit card. I noticed that Apple offers a no-cost EMI option on almost every credit card. Here are the details:
- Listed Price: ₹59,990
- Instant Card Discount: ₹4,000
- No-Cost EMI Discount: ₹4,558 (12-month plan)
I'll be paying ₹51,432 in total as I’m opting for the 12-month EMI. I’m hoping that, in this case, Axis will cancel my EMI without any additional charges if needed. However, since the amount involved is quite significant, I’d like to be 100% sure.
If anyone has insights or advice on this, I’d appreciate your input. Thank you in advance for any guidance!
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Yes, go for it.
Just make sure that you don't do this transaction if billing date is near, means in 2-5 days.
If billing days is not near then do transaction, and cancel it by calling customer care as soon as your transaction get converted to emi.
I did back to back emi cancellation twice and they cancelled it almost seamlessly and instantly without any charges.
Yes icici, axis and HDFC cancel emi easily
Bro, let us know if this emi cancellation works and you discount of 8558/-
Share some other details like review and apart from mini, what other items u bought (like brand and price) for configuring mini.
TIA
Get student discount at 49,900
Can we call the customer care before transaction gets converted to EMI or do we have to wait for it to get converted? How was the experience
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Why you waited for 5 days?