Axis bank pre approved credit card..!!
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I am planning to open an saving account in Axis bank for pre-approved credit card. To all the people who have received reapproved offers how much monthly account balance(MAB) they used to maintain and after how much time they received the pre approved offer. If ou can share your monthly trends pattern that may also help....
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I got a pre-approved CC offer after 2.5 years with a limit of ₹85000. This was my first credit card. I only maintained minimum balance. And since I was a student back then I did very few transactions. And the transactions would be done immediately after my dad transferred money to my account. So never maintained more than minimum balance required to be maintained.
I got pre-approved offer after 14 months, MAB 2L+ , got 2.5L limit, I have no proper income proof, no ITR.
Amazon/FK sale offers ke liye sirf aur bill payments .
ya FD hi Krna padega last option ?
I opened a Axis Bank account in February 2022 because I was rejected Flipkart Axis on August 2021 and Jan 2022. I maintained around 10-15k MAB but I did make sure I do all my major transactions from Axis.
A week ago I got call from Axis I got 3 pre-approve cards
- My Zone
-Aura
-some Fuel card don't remember exactly
I have a credit score of 770+ and never dropped below 760.
Oh ye I also got 70k credit limit, I already hold APay ICICI, HDFC MB+, SBI SimplyClick.
Edit: Yep they did remove pre-approved offers section from the App but if u click "Credit Card" it should show you are pre-approved for these cards. Even I didn't know about it but when they called me to tell about pre-approved offer, they asked me to click credit card and it showed me "You are pre-approved for these 3 credit cards" and gave me option to select and even mentioned the credit limit I would receive even before I started the application and I did receive the exact amount mentioned while applying.
@getready got some card through this process, don't remember the bank.
~10k MAB with ICICI - Coral LTF
~500 MAB with Kotak - League Platinum LTF
0 MAB with IDFC First - IDFC Classic LTF
^^ In all the above cases, frequent DC transactions triggered the pre-approved offer (Not sure about IDFC as i only used to do international transaction every 2 months)
Is there any cc from Axis which is LTF or we can make LTF?
Those who have any Axis LTF cc, pls share your experience.
No pre approved offers after a year of opening account. Waited for a year for account closure charges to be nil, then closed it. Good riddance.
https://www.desidime.com/discussions/axis-bank-...
But I got this same sms message so waiting to test it from next month(will make balance zero on 1st of Aug).
https://www.desidime.com/discussions/axis-bank-...
what about opening a priority account with 2L MAB. you get a complimentary my zone credit card after that I might close my account ..?
Any way to trigger Axis Ace pre approved offer for whose who already hold Axis CC?
opened account thinking the same had 50k MAB for jan-mar quarter but then saw someone comment that he have axis since one year and they didn't give any pre approved offer.
saw a youtube video guy had balance in negative and got pre approved offer