Hot Deal

Axis bank providing Indian oil credit card Ltf for a limited period

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Comrade
batmanBABA

https://cdn0.desidime.com/attachments/photos/820824/medium/1667576104997.png?1667576765

https://cdn0.desidime.com/attachments/photos/820825/medium/1667575413468.png?1667576825


Apply here : https://clctab.axisbank.co.in/Digit...9.1043511707.1667471904-1097369487.1666368263


The best thing here is, if you hold a magnus card, then you will have same converison ratio of these points as well to 5:4 on TravelEdge

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Deal Cadet Deal Cadet
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I already have Myzone LTF. Can I get this? Did anyone try? 

Critic Critic
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During previous myzone ltf offer many ppl holding ltf flipkart card failed to get that(some also got it but it seems they were in minority) but no harm in trying if not worried about cibil score.

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Deal Cadet Deal Cadet
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Annual fees will be waived upon spending 50000 per year? Or without spending there is no annual fee? 

I have applied yesterday which shown 0 for both joining and annual as below screenshot. So this card is lifetime free? https://cdn0.desidime.com/attachments/photos/820850/medium/IMG20221105001142.jpg?1667587383

Deal Cadet Deal Cadet
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Yes
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Deal Cadet Deal Cadet
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Update once anyone gets pls
Helpful Helpful
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Check tnc Rewards redemption fee
Finance Mentor Finance Mentor
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Ah, not again, not touching any axis card till offer for FK LTF...

Deal Cadet Deal Cadet
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Most of the time, Petrol Pumps levy a Fuel Surcharge if you make payment via Credit Card. In general, this is 2%.  However, most companies waive off 1%, You still need to pay 1% from your pocket. Unless you have a card that pays you to reward points on Fuel Spends, it makes sense to pay via UPI or RuPay Debit Cards.

Till Now, I was using a Slice card as it completely waived off the charges. However, Slice is closing now, and I am considering switching to My SBI IndianOil Rupay Debit Card which would give me 0.75% reward points.

I have considered other cards like Axis IndianOil and SBI BPCL, but their Terms and Conditions are complex, and it makes sense to get them only if you have a petrol pump nearby satisfying their TnCs.?

Happy to hear thoughts from other dimers.

PS: I spend around 8000Rs on Petrol every month.

Talk-Of-The-Town Talk-Of-The-Town
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You mean the bill amount will change when you give credit card at the end ? I am not exactly sure how this surcharge thing works and trying to understand. I'll always get petrol at my nearby Indian oil petrol station and when the bill comes to 3540(for example), then i handover my credit card and same amount gets posted to it. I'm wondering how surcharge works here.
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Deal Lieutenant Deal Lieutenant
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What happens if we have one Ltf axis card (FK axis) and apply for another Ltf card ??
Deal Cadet Deal Cadet
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https://www.axisbank.com/Docs/Default-Source/De...

As per this doc, even Indian Oil card will not accrue edge rewards on Fuel. I assume, this card can still get reward points in Indian Oil outlets, or else what use this will be of?

Generous Generous
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Lol., karthik calling karthik. Typical axis locha.. 


Entertainer Entertainer
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Which is better citi iocl or axis iocl?
Deal Lieutenant Deal Lieutenant
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I hold magnus and select hold priority account and they rejected my myzone application last month. Scared to even apply
Finance Mentor Finance Mentor
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@ankitify would you mind sharing your sbi account type code? It is shown in netbanking account show last 10 transactions link. Something like "SBGEN-XXX-XXX". Need to check which type Indian oil rupay dc can be issued, didn't work on my ac, had to go for JCB dc.

Commentator Commentator
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How many axis card one can hold
Comrade Comrade
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3...IN SPECIAL CASE 4
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Like Magnet Like Magnet
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I have three ltf card from axis. I have applied Indian oil as well. Let's see if they approve. Neo Flipkart My zone
Critic Critic
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You will be quite lucky if you get it, by default axis give max 3 cards to a person unless very high relationship value or some system bug/human error.

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Cool Cool
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I have axis Flipkart, my zone ltf. Just got denied message for Indian oil card 🥲
Critic Critic
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Having 2 ltf cards from axis is itself very difficult as many ppl who got fk card ltf didn't get myzone ltf.
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Wingman Wingman
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Is there any charges for redemption of rewards or it is cashback will credit in card?
Commentator Commentator
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I am not getting OTP for online transactions for this card. Tried on Amazon and Bajaj finance app.

Earlier, card is used in  petrol pump once.

Online transaction is enabled. Getting OTP for other things like pin change.

Any idea?

replyuser
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