AXIs cc bill payment query - in case of refund

28°
Helpful
third.i.fina...

I bought a thing on axis cc for 40k but it got refunded after billing date.


now should i pay 40k and then claim refund ??


or should i pay only minimum amount ?


or should i pay nothing as full due amount has been refunded? 

Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
7 Comments  |  
5 Dimers
  • Sort By
Deal Cadet Deal Cadet
Link Copied
In my experience, the minimum due amount is always expected, even if you get a full refund, so I would say make sure to pay that atleast. On top of that, if your card limit usage is back to 0, or even negative due to excess payment, no other payment should be necessary.
Deal Cadet Deal Cadet
Link Copied

pay full 40k the bill amount else it may cause issues as refund is not payment.  Then write to axis cc for refund of 40k in bank account as your balance is credit balance now.

Generous Generous
Link Copied

No need to even write if holding an axis account too. 

Make the full payment and wait for 10 days after next bill generation, the excess amount will automatically get refunded to axis account. If no axis account, can follow what @arko1983650 advised.  

replyuser
Click here to reply
Reply