Axis IOCL RUPAY credit card

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Deal Newbie
d_Professor

Does axis IOCL RUPAY credit card fetch 4% cb on UPI payment at IOCL petrol pump or card swipe is only eligible?

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Deal Cadet Deal Cadet
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I just used UPI 2 days ago for INR 300 and charged 311 including surcharge. Tracking rewards in axis bank is so tedious, last time they forget to credit around 700 rewards points, even after lots of request they didn't agree, finally I need to complain on RBI portal and after intervene of RBI, axis agrees to credit rewards points. Axis is a shit. 
Finance Mentor Finance Mentor
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@my_trendytips_IG

Minimum payment is Rs400 and max Rs4000 to get 4% fuel cb through UPI or Card payment.

You paid Rs300 amount fuel, so 10+GST surcharges charged.

What is wrong in this ?

@d_Professor

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Deal Cadet Deal Cadet
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No, only card swipe is allowed. Further, please note, axis is not genuine as much as other banks, sometimes it may delay a lot to credit rewards points. You have to accumulate atleast 10k points to get a better value of rewards, like Flipkart Amazon GV.

Deal Newbie Deal Newbie
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Bro r u using axis IOCL card or used?

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Finance Mentor Finance Mentor
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Axis bank IOCL RuPay credit cards fetch 4% fuel cb on UPI payment too.

Axis Bank is one of the few fuel card banks that offers cashback on fuel transactions through UPI.

@my_trendytips_IG

@d_Professor 

@FKAZ

Deal Cadet Deal Cadet
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I just used UPI 2 days ago for INR 300 and charged 311 including surcharge. Tracking rewards in axis bank is so tedious, last time they forget to credit around 700 rewards points, even after lots of request they didn't agree, finally I need to complain on RBI portal and after intervene of RBI, axis agrees to credit rewards points. Axis is a shit. 
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Deal Cadet Deal Cadet
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It always used to work with UPI too, and I was never charged the Fuel Surcharge too (on UPI transactions). But that changed when they changed their t&c on April 20.

 The max amount of fuel which can be bought at discounted rate is ₹5,000 which is good enough in my opinion. Also, this card effectively gives 1% on every other UPI transaction which makes it a good choice.

But the 7x increased annual fee waiver criteria is really a deal breaker, I too will be going to deactivate mine after a few months, before the new annual cycle starts. And yes, their rewards system has been messed up since April 20 and I'm still waiting for rewards for fuel transactions since May now.

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