Axis keeps declining my credit card applications

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Last Comment 2022-09-08

2022-09-08

So I had applied for Axis flipkart cc long ago and it keeps getting declined as soon as I try to apply from the app. Recently I was contacted by some agency for axis lic cc on card 2 care basis and I thought I might try my luck. Lo and behold. The application was declined again citing some “not meeting the card requirements”

Is that even a legit reason? Can I contest it with rbi ombudsman?

I also applied for Axis myzone card yesterday and it got instant declined due to some internal policy today.
what options do I have?

i own an amazon pay icici card, hdfc moneyback, indusind legend and sbi simply click all with decent limits and I’ve never missed any payments ever. My cibil is 780 and Experian is 840.

idk why axis doesn’t wanna give me a card :/

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https://www.desidime.com/discussions/axis-keeps-declining-my-credit-card-applications?page=1#post_8675279

Sudarshan61

2022-09-08

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CC na ho Ki crush ho.

Ke EK baar rejection ke baad bhi Lage hue ho .

Give a break..Sir

Reason can be anything (apart from your CIBIL score )

1. Last rejection

2. Unserviceable area

3. High default area

https://www.desidime.com/discussions/axis-keeps-declining-my-credit-card-applications?page=1#post_8675350

raghupro

2022-09-08

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Axis is stupid, move on.

same with me. Have ample number of cards including premium cards with high limits but Axis and HDFC always reject my requests.

https://www.desidime.com/discussions/axis-keeps-declining-my-credit-card-applications?page=1#post_8675389

buttman

2022-09-08

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@Sudarshan61 Bhai break hi lia tha! It has been probably a year since my Fk acid rejection.

Kya prb hai Acid bank ki kya malum

https://www.desidime.com/discussions/axis-keeps-declining-my-credit-card-applications?page=1#post_8675392

buttman

2022-09-08

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@raghupro Have you tried their fd card? I’m thinking of applying for a secured card and later use that to get an unsecured card and later on close the former

https://www.desidime.com/discussions/axis-keeps-declining-my-credit-card-applications?page=1#post_8675521

raghupro

2022-09-08

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Nah, I have a Citicard. It will anyways get converted to axis next year so no hurry

https://www.desidime.com/discussions/axis-keeps-declining-my-credit-card-applications?page=1#post_8675930

10ven

2022-09-08

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Same here. Last time I applied in Feb/March and it got declined as usual now tempted to apply again as MyZone is being offered as LTF 🙄

https://www.desidime.com/discussions/axis-keeps-declining-my-credit-card-applications?page=1#post_8675934

Simbha3

2022-09-08

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May be your profile is risky. Your total unsecured Loan amount may be near to your income. Are you exceeding 30% usage limit? Too many address changes?

https://www.desidime.com/discussions/axis-keeps-declining-my-credit-card-applications?page=1#post_8676272

buttman

2022-09-08

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My usage is probably in single percentage. My ITR is less though but I think that shouldn’t matter considering I applied on card 2 card basis?
also I’ve been living at the same address since I was born so nothing about that sad