Axis zero balance account query

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Desidime User

Hi,

Is asap zero balance account?

Are there any charges?

How is the service?

Virtual debit card available? 

Can we avail all offers with this?

Is it similar to kotak 811 account?

any other suggestions?

Thank you

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Any other zero balance account banks with virtual debit card? like kotak 811

Finance Ninja Finance Ninja
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dont know about axis
Deal Cadet Deal Cadet
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Axis ASAP used to be a 0 bal account but now now.

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Then amb? and other charges
Can you explain

Comrade Comrade
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There is nothing called zero balance in axis.... Unofficially.... Officially there is bsdba.... But they don't exist according to axis employee... Also there is one account.... Can't remember name.... In that either you keep 25000 or spend 25000.....then there is no mab required... But debit card is super expen2.... 500+ gst

Finance Ninja Finance Ninja
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I also doubt if there's is 0 MAB account in axis currently.
Back in 2017-18, I got the Axis ASAP 0 mab account which turned dormant when I checked last year when I got ltf fk axis cc.

This month I got one basic saving account 10k MAB account (easy access). I live in a semi-urban area and as per their website, these regions have half the mab requirement (just like the one I have in hdfc- opened which was opened online).
As I already had customer iD with Axis, I wasn't able to open an account online (5k MAB one), so I went to branch and said I need to maintain 10k MAB, else there will be penalties.
I gave them initial funding cheque of 16k, so far account is not active.

Recently, I heard they have increased 10k MAB accounts to 12k, lets see what happens.

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Benevolent Benevolent
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Bhai galat field me aagye hai....

Deal Newbie Deal Newbie
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Never open account in axis bank
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