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Bank of Baroda Annual Debit Card Charge

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Critic
ithehappy
Hey all, Today BoB debited Rs. 295 as debit card fee (for APR21 to MAR22) for the Visa Platinum card they have provided with my AC. Last year the same fee was Rs. 236 (APR20 to MAR21). Thing is, the Visa Platinum debit card with my Icici savings ac is charged at 180 or so rupees, so what's the deal with BoB here? And they never intimated me regarding this increase for past 2 years, so can I have this fee reversed to some extent or something? Screenshot-20210420-154715
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Generous Generous
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Usually bank do not send revised rates to customers . They only update Soc (schedule of Charges ) for all accounts on their website .
Different banks charges differently for their products .

You can try if they reverse but chances are less if they updated Soc recently

Finance Mentor Finance Mentor
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Bob debit cards are worst. They not even give small rewards points also and charges are high.

Blaze Blaze
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Fee reversal for debit cards in government banks? Is this possible?

Deal Cadet Deal Cadet
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Bob card charges are higher.

Deal Cadet Deal Cadet
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Won’t reverse, trh for rupay card, that is cheaper

Critic Critic
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Thanks for the replies, I had no idea whatsoever that it’s on the bank to decide what charge they will impose on the Visa cards, I thought for same category of cards (Visa Platinum in this instance) the charge is same and uniform across all banks. A third class state run bank like BoB charging significantly more than a pvt. bank is beyond comical anyway. I’ll try to register a complaint through that link, I get all lost with their different categories!

What’s the annual cost of this Rupay thing? Any idea?

Finance Ninja Finance Ninja
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if you issue BOB RuPay Platinum debit card, you will save Rs100 per month on amazonpay load money, offer valid till March 2022.

Total Rs1200 profit.

offer details – https://www.desidime.com/deals/amazon-rupay-exc...

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Deal Cadet Deal Cadet
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I’ve been a BoB customer for 5+ years and I was never charged for DC, earlier it was a Mastercard variant and last year when it expired they sent a Rupay variant.

Critic Critic
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Great to know. I’ve been a customer since 2013/14 or something and I don’t care if they charge me the standard for debit card. But paying 295 is ridiculous, for a bank like BoB’s calibre.

Deal Newbie Deal Newbie
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I just got charged Rs. 352 for owning a Visa Platinum debit card.

I have NOT been informed about the price hike from Rs. 300 to Rs. 352… Neither they have updated their official website for service fees (under "Digital Banking Product Related Charges") as of 21st Sept 2023.

They just committed a crime.

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