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Bank of baroda credit card approved... Crazy journey......

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Deal Subedar
batmanBABA

I applied for bob card on 15 march…… I applied for easy variant….as I saw a wave of people applying for it… And getting approved…

Was having no salary slip…. No itr…. I applied using my one card statement… Limit is 31400…

On 19th received a mail to upload itr and salary slip…. I again sent credit card statement… And since I am bob bank customer… Sent 4 month bank statement…. There was hardly 4000 rs transaction…. In 4 months….

Then there was no communication from them till 1 april… When I received a mail for rejection…….

Suprisinggly… Yesterday on 7th april…. I received vkyc sms and mail…… I was surprised but I did it…. Instantly… Took one hour…

And today I checked the status… Its showing as approved…. Don’t know the variant or limit….

Ps. – – one thing I noticed in bob, hdfc and sbi credit card… They dont accept one card statement……. Mine is fd one but shows as unsecured in cibil…..


So this is my first unsecured card…. Sbi hanging in balance…. And hdfc rejected… even after home verification and sending documents to chennai….

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Rajasthan Royals Rajasthan Royals
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Congratulations Bro! 

Call customer care after 1-2 days & ask them card varient & limit….if you applied for diffrent varient they will approved only easy varient.

limit will be nearly 15k-25K

But don’t Close you first CC..

Chennai Super Kings Chennai Super Kings
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No bank accepts onecard statement for c2c , confirmed by @guest_999 on some post I don’t remember

Deal Subedar Deal Subedar
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Tanmayyy wrote:

No bank accepts onecard statement for c2c , confirmed by @guest_999 on some post I don’t remember

Yes… But this got approved… As i sent one card statement only….and bank statement nothing else 

Rajasthan Royals Rajasthan Royals
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Tanmayyy wrote:

No bank accepts onecard statement for c2c , confirmed by @guest_999 on some post I don’t remember

Bro it’s BOB.🤣….23 March se piche pada hu ki mene Select apply kiya tha to Mujhe ya to select do ya easy visa ko easy rupay nain converted karo…lekin response… application Rejected/application approved/card will be dispatched soon🤣🤣🤣😂…. maine apne friends ka apply karwaya tha wo baar baar ITR maang rahe h m usko bola ki tu Bank statement bhejta rah….koi n koi gadha application approved karega…. rejected to waise bhi hona h 

Deal Subedar Deal Subedar
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Spanjaykumar wrote:

Congratulations Bro! 

Call customer care after 1-2 days & ask them card varient & limit….if you applied for diffrent varient they will approved only easy varient.

limit will be nearly 15k-25K

But don’t Close you first CC..

Do you know cs number… The number given on website.. Both on dialling saying invalid

Rajasthan Royals Rajasthan Royals
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@guest_999;

Bro…My Bro don’t have last name, only have singal Name “Pankaj” & already have 6 month old Amazon Cc with limit 50K…So I applied his Bob card as Pankaj Pankaj (first & Last name)

VKyc completed, card statement uploaded but they want card photo with validity & same sent but application under process since 30 March.

His application approved or rejected due to last name issue?

Rajasthan Royals Rajasthan Royals
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batmanBABA wrote:

Do you know cs number… The number given on website.. Both on dialling saying invalid

1800225100

Bro Just Verified  For You & call connected.

Deal Subedar Deal Subedar
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Spanjaykumar wrote:

1800225100

Saying dialled number invalid… This and one more guven on website..  Is it chargeable..?? I have balance too in my number

Chennai Super Kings Chennai Super Kings
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batmanBABA wrote:

Yes… But this got approved… As i sent one card statement only….and bank statement nothing else 

Bob is known for approving applications randomly even moths after it was rejected

Rajasthan Royals Rajasthan Royals
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batmanBABA wrote:

Saying dialled number invalid… This and one more guven on website..  Is it chargeable..?? I have balance too in my number

No its toll free number Bro….maybe your operator issue… try calling from Airtel number.

Blaze Blaze
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You are lucky…..

I applied BOB card in the month of September 2021.

After so many email and twitter/fb msg, One week before one person came for physical verification. 

Still my application is in process🤣🤣🤣

Deal Subedar Deal Subedar
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Spanjaykumar wrote:

No its toll free number Bro….maybe your operator issue… try calling from Airtel number.

Mine both number are vi… Showing invalid on both

Pro Blogger Pro Blogger
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Hope! you get BOB Eazy RuPay CC. Otherwise convert Visa to RuPay to enjoy BOB & RuPay both offers.

Critic Critic
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Spanjaykumar wrote:

@guest_999;

Bro…My Bro don’t have last name, only have singal Name “Pankaj” & already have 6 month old Amazon Cc with limit 50K…So I applied his Bob card as Pankaj Pankaj (first & Last name)

VKyc completed, card statement uploaded but they want card photo with validity & same sent but application under process since 30 March.

His application approved or rejected due to last name issue?

Most likely name issue, in case of single name you will have to escalate the case to higher level for even processing because typical bank software does not consider single name as even a valid option.

Rajasthan Royals Rajasthan Royals
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batmanBABA wrote:

Mine both number are vi… Showing invalid on both

Bro try calling from Airtel Number, or other operator number excepted VI

Rajasthan Royals Rajasthan Royals
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guest_999 wrote:

Most likely name issue, in case of single name you will have to escalate the case to higher level for even processing because typical bank software does not consider single name as even a valid option.

Okay Bro Thanks, I Will Send E-mail To CRM, Escalation Team.

Critic Critic
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Spanjaykumar wrote:

Okay Bro Thanks, I Will Send E-mail To CRM, Escalation Team.

Just fyi, you will face this issue almost everywhere in future too. Any particular reason for a single name for him since you don’t have this issue?

Rajasthan Royals Rajasthan Royals
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guest_999 wrote:

Just fyi, you will face this issue almost everywhere in future too. Any particular reason for a single name for him since you don’t have this issue?

 Bro! He is 22 years old only & You are right Bro He always face issue everywhere.. Only first Name mentioned his all documents like aadhar, Pan, marksheet & now we don’t have any option to add last name,Bro Particular reason is We live In Village & don’t know last name importance before &

Hum Bahut Pichde Huve H Bhai..koi guide karne wala nhi hota… Internet ke karan bahut si baato ko pata chala h lekin ab hum bahut piche rah gaye…☹️😐😔

Entertainer Entertainer
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Spanjaykumar wrote:

 Bro! He is 22 years old only & You are right Bro He always face issue everywhere.. Only first Name mentioned his all documents like aadhar, Pan, marksheet & now we don’t have any option to add last name,Bro Particular reason is We live In Village & don’t know last name importance before &

* Hum Bahut Pichde Huve H Bhai..koi guide karne wala nhi hota… Internet ke karan bahut si baato ko pata chala h lekin ab hum bahut piche rah gaye*…☹️😐😔

http://deptpub.nic.in/change-o...me

🥺Very sad to see people are left behind because some technology/facilities/development is still not available in todays era. Hope you will bring your community forward😅

Hunk Hunk
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guest_999 wrote:

Just fyi, you will face this issue almost everywhere in future too. Any particular reason for a single name for him since you don’t have this issue?

Acha bhai, BOB me eisa kya hai?

Critic Critic
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bikidas2060 wrote:

Acha bhai, BOB me eisa kya hai?

Bhai BoB hee nahi almost har jagah single name will cause issue while filling online form etc as software is typically not designed to handle single name only entry.

Deal Cadet Deal Cadet
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I’m thinking to Apply for PRIME Card on FD Basis – minimum 15000. Though i have other bank old cards with good limit… They are not approving on C2C. So i guess, on fd basis they have to approve it. Reason…A lot of offers on amazon are for BoB cards recently.

Deal Subedar Deal Subedar
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dirashvarma wrote:

I’m thinking to Apply for PRIME Card on FD Basis – minimum 15000. Though i have other bank old cards with good limit… They are not approving on C2C. So i guess, on fd basis they have to approve it. Reason…A lot of offers on amazon are for BoB cards recently.

Don’t take… Fd cards… Of banks… No chance of limit upgrade….. Best fd card is one card…. It also shows as unsecured card in cibil… And there is a chance for removal of lien on fd…. If you use it well

Bob will give.. Just upload any bank card statement… I also uploaded one card… Nobody gives on one card.. Still my approved

Deal Cadet Deal Cadet
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BOB approved my card with wrong name.. I made mistakes while filling the form still they approved and delivered

Deal Subedar Deal Subedar
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hemant_111 wrote:

BOB approved my card with wrong name.. I made mistakes while filling the form still they approved and delivered

They are hell bent to increase their market share.  Currently its 0.99%….even canara bank has more customers than them…. 

Super Stud Super Stud
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batmanBABA wrote:

They are hell bent to increase their market share.  Currently its 0.99%….even canara bank has more customers than them…. 

This can’t be true sweat_smile.Lol

I’ve never seen anyone with Canara Bank cc

Deal Subedar Deal Subedar
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xxxyyyzzz wrote:

This can’t be true sweat_smile.Lol

I’ve never seen anyone with Canara Bank cc

Yes…. But still their share is more than them…. Top three govt banks are sbi, canara and bob…. Canara has 1.31%

Deal Cadet Deal Cadet
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Am I the only unlucky guy here? BoB and SBI rejected my C2C application even after giving a 5 digit limit statement.

Deal Subedar Deal Subedar
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head_shark wrote:

Am I the only unlucky guy here? BoB and SBI rejected my C2C application even after giving a 5 digit limit statement.

IN SBI….did you went through agent or self applied….sbi agents will go hell bent to get your card approved….in my experience….they will make you saleried…they will even fake cc limit….

BOB has no clear policy…its a pure luck…i guess

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